NiyoX - Digital Banking 4+

Bank. Save. Invest‪.‬

Niyo Solutions Inc

    • Free

iPhone Screenshots

Description

What is NiyoX, and what does it offer?
● NiyoX is your solution to simplified banking.
● Opening a digital savings account with NiyoX is a breeze. It's fast, efficient, 100% paperless, and can be done from anywhere.
● With NiyoX, you get the best interest rates on savings and free online fund transfers.
● We offer zero Account Maintenance Charges, 0% commission on Mutual Funds investment, and best in the industry interest rates on your savings.
● Track your EPF with a single click.
● Get Personal Loans quick & 100% digital - Tenure: 90 days - 36 months - Interest rate: 16-36% p.a. - Processing fee: 2.5-5% of loan amount with min. processing fee of {1000 + 18% GST}
Example:
- Loan amount: 750,000
- Tenure: 12 months
- Interest rate: 22%
- EMI amount: 74,680
- Total interest payable: 76,160
- Processing fee (incl. GST): 71,475
- Disbursed amount: 748,525
- Total amount payable: 756,160
- Total cost loan: 37,635 NBFC
Declaration: NiyoX acts as a platform for the NBFCs licensed by the RBI.


What sets NiyoX apart in terms of banking convenience?
● NiyoX is designed to make banking quick and easy, simplifying complex financial jargon.
● We provide an intuitive, easy-to-use app offering Savings accounts and investment options. ● We prioritize simplicity, safety, and smart solutions, putting you in charge of your finances.


Can you highlight some key features of NiyoX that make it stand out? NiyoX excels in providing:
● Digital Account with exceptional offers
● Virtual Debit Card for online transactions
● Card locks and limits for expense control
● The Wave feature to protect your account balance
● In-app support and a Niyo Community forum for assistance and feedback


How easy is it to open a NiyoX Savings Account?
● Opening a NiyoX Savings Account is simpler than roasting papad! All you need is a PAN and Aadhaar.
● Just download the NiyoX App, enter your details, and start managing your finances effortlessly.


What benefits can I expect with a NiyoX Savings Account? A NiyoX Savings Account offers:
● Zero balance requirement
● Best in the industry interest rates on your savings
● Digital Account with exceptional offers
● 5 lakh insurance for your funds by DICGC


How does NiyoX provide digital banking services with a human touch?
● NiyoX brings the entire world of banking to your smartphone, eliminating the need for physical branches, queues, and paperwork.
● We provide 24/7 support, strong encryption protocols to secure your funds, and a seamless digital banking experience.
● NiyoX takes permission to access your SMS to customize personal finance insights. It includes bank balances of savings accounts too.


Terms and Conditions: https://static.goniyo.com/legal/ Terms_conditions.pdf


Update How does NiyoX ensure the safety of my money and transactions?
● Your funds are securely held in your Banking partners, trusted by millions.
● NiyoX uses robust encryption protocols to protect your financial assets, even though there are no physical branche.


Discover banking simplified with NiyoX - your modern banking companion. You can reach out to our team at: niyox.escalations@goniyo.com

What’s New

Version 3.8.9

Bug fixes and improvements

App Privacy

The developer, Niyo Solutions Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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