BPI 4+

Bank of the Philippine Islands

Designed for iPad

    • Free



New to BPI? Open an account on the app with 1 ID! You can use your passport, driver's license, PRC, SSS, Postal, or UMID. Zero maintaining balance until December 2023.

Welcome to the BPI app, a versatile and user-friendly app that puts the power of online banking at your fingertips. Whether you're at home, at work, or on the go, our mobile banking app lets you access your accounts, transfer funds, pay bills, and more, all from the comfort of your mobile device.

1 government ID and 5 minutes are all you need to open a BPI savings account. Open an account with your Passport, Driver's License, Postal ID, SSS ID, PRC ID, or UMID. No need to go to the branch. Once the account is opened, you can immediately access BPI online banking services!

Our app features a fresh design that makes it easier to navigate and find what you need in fewer taps. With a fresh look, our updated user interface ensures that you can manage your finances with ease, while saving time and reducing the need for branch visits.

Our app also gives you convenient access to your accounts anytime, anywhere. You can easily view your account balances and transaction history, track your spending, and manage your money more effectively.

With the BPI app, you can easily transfer money between your BPI accounts, or send money to other BPI account holders. You can also transfer funds to other local banks and e-wallets via PesoNET and InstaPay.

To make transfers even easier, you can link your account with your mobile number or email address, and even set up Scheduled Transfers to save time.

Ever wonder where your money goes? This AI-powered feature is your very own personal finance manager! Achieve your financial goals with expert money advice and alerts. The more you use the BPI app, the more useful advice you get!

Grow your wealth and secure your future with our BPI’s investment offerings. View and manage your funds in one place so you can stay on top of your financial goals.

Enjoy the extra layer of security that comes with setting amount limits for different transactions. Have the freedom to adjust your limits on a daily basis, depending on what you need.

No more waiting for OTPs via SMS. Securely authorize your transactions using Mobile Key within the BPI app, made even easier with your device's biometric credentials.

As a BPI customer, you'll also enjoy personalized offers and rewards through our app. We'll provide you with exclusive rewards and promotions based on your spending habits, making it easy to save money and get the most out of your finances.

You can also request other services with just a few taps:
- Order Debit Card
- Open a New Account
- Open a Time Deposit Account
- Reorder Checkbook
- Stop Check Payment Order
- Avail Credit-to-Cash and Balance Conversion for Credit Cards, available for select customers
- Permanently Block Debit or Credit Card
- Temporarily Block and Unblock Debit or Credit Card
- Download your Statement of Account
- Update Mobile Number

About BPI
As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing reliable and trustworthy financial services to our customers. BPI is FinanceAsia's Best Financial Company 2023 and Best Overall Company in the Philippines 2023.

At BPI, we're committed to providing reliable and trustworthy financial services to our customers. That's why our app is packed with robust security features to protect your transactions, ensuring that your information is always safe and secure. And with regular updates and new features added all the time, you can be sure that the BPI mobile banking app will continue to evolve and improve to meet your needs.

Download the app today and make every day better with BPI.

What’s New

Version 4.0

The BPI app keeps getting better! Update it now to enjoy these new features:

* Credit card control lets you permanently or temporarily block your card and replace it if it gets lost, stolen, or compromised.
* Avail Credit-to-Cash to turn your available credit limit to cash and pay it back in installments, available for select customers.
* Apply for Balance Conversion to convert your outstanding credit card balance to lighter monthly installments, available for select customers.

Ratings and Reviews

1.9 out of 5
6.3K Ratings

6.3K Ratings

coelacanthvalley ,

Listen to feedback

The app is a downgrade from the old app. I read the release notes. They mentioned enhancements and new features - things that are not as important as (1) app running efficiently, (2) app being secure without compromising ease of use, and (3) being able to use the app without sorting through ugly UI. Seriously, the app is ugly. It’s like they didn’t hire anyone knowledgeable about UI/UX and just went with a mockup of an intern. Not the intern’s fault tho. Blame whoever approved the ugly design. The way info is organized on the app goes against the natural movement of the eye. Visually headache inducing. Until there is a design overhaul, I’ll be using the old app or use the website.

Edit: they also updated the website to use the same ugly UI. Bonus part is that you can’t do transactions without the mobile key. Only problem is that the mobile key is accessed from the app…that is still having registration issues! The new BPI app killed online transactions.

gsandbar ,

Does not recognize the same device upon changing numbers

I had a very disappointing usage of the new app. I recently downloaded the new app and deleted the old one as requested. When trying to pay bills, it kept telling me to accept the Mobile Key on my iPhone 11, which is the same device I am using. Apparently it was asking me to accept it on the old app which I already deleted and can no longer redownload. Therefore I had to re register the Mobile Key again and sent the OTP to my registered number which I used to set up but then an error received “We are unable to process at this time.”. So I tried again but this time no OTP. I tried everyday for 3 days, nothing. I restarted my phone and removed the sim, still nothing. In the end, I bought a new number and registered that as my default which I needed to confirm on an ATM machine first. Imagine the inconvenience and hassle just to update my number!

Then I went abroad and uses a different sim to use there and when I got back to the Philippines, changes back to my simcard and wanted to pay a bill, it asked me to register my device again and setup Mobile Key.

Seems the app cannot recognize the same device! This needs to be fixed!

louanncal101 ,

New app doesn’t send OTP to activate mobile key. Deleted and reinstalled- can’t even register now

I’m living abroad for 5 years now… Downloaded the new app last October after I can’t open the old one. I was able to register but I can’t do any transactions coz my mobile key can’t be activated via OTP- it is not sending to my registered BG number. I did report the issue and they said to send a screen recording showing OTP is not being received. I did. They said wait for 4 business day. 4 days has lapsed - still no progress. My bills in the Philippines are piling up and BPI is my only active bank account to do all my finances…

I read in suggestions to delete and reinstall the app. Which I did, but now I can’t even pass tru VERIFICATION. I tried COUNTLESS TIMES to delete, reinstall, delete all previous text verification texts (as suggested by customer service after 3x of reporting the issue) but all I get is TRY AGAIN LATER. Why did you launched this defective app when the old one was working fine? Hope you fix this soon. I wasted too much money calling in just be advise to try again coz it’s the only way. The stress you gave your clients are unimaginable.

App Privacy

The developer, Bank of the Philippine Islands, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data
  • Diagnostics
  • Other Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • User Content
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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