Cashalo is a fintech platform that delivers fast, affordable, and legit digital credit and online loans to Filipinos, moving together to elevate their financial well-being towards a brighter future. We offer a partnership built on reliability and respect, ensuring you have the right support to reach your goals in life.
FAST
- Easy Application: 1 Valid ID, no collateral or references needed. Complete your transaction in minutes with a few simple steps
- Fast Disbursement: Receive your cash loan via GCash, Maya, GoTyme, BPI, BDO and other bank accounts and e-wallets in real-time
AFFORDABLE AND CONVENIENT
- Low Interest Rate: Rates won't burn a hole in your wallet
- No Kaltas: Always receive your cash loan in full; no hidden charges, no advance fees
- Easy to Repay: You can repay your cash loan through GCash, Maya, ShopeePay, PalawanPay, Cebuana Express, or 7-Eleven
LEGIT
- SEC Registered: Adheres to SEC's stance on transparency, responsible pricing, fair and respectful treatment of clients, and financial consumer protection, including the SEC interest rate cap on small loans
- NPC Regulated: Committed to protecting your privacy and keeping your personal data safe under the guidance of NPC
- Reports to CIC: Continuously shares your good borrower standing with the CIC to enhance your credit score
Get cash of up to ₱13,000 fast and with low interest!
SAMPLE COMPUTATION FOR ₱2,000 OVER 90 DAYS:
- Interest (0.2%/day): ₱360
- Service fee (0.2%/day): ₱360
- Total repayment: ₱2,720
Loan terms range from 61 to 180 days.
Daily EIR: 0.4% | Monthly EIR: 12% | Maximum APR: 144%, including all fees
PRIVACY AND PERMISSIONS
Your privacy is very important to us. Your personal information will never be shared without your direct and explicit permission.
To verify your identity, we require:
- We will scan your government-issued ID and other information as standard identity verification and to build your credit profile.
CONTACT US
We're here for you, Kasalo!
For questions, feedbacks, or concerns, please contact us at:
Website: www.cashalo.com
Facebook: @CashaloPH
Instagram: @CashaloPH
Email: hello@cashalo.com
Standard Operating Hours are from 8:00AM until 5:00PM, Monday to Friday
Address: One Corporate Center, Julia Vargas Ave., Ortigas Center, San Antonio 1600, Pasig City
Paloo Financing, INC. (PFI)
doing business under the name and style of Cashalo
SEC Registration No. CS201800209
Certificate of Authority No. 1162
Tilt Finance (formerly Empower Finance) is the ultimate parent of Paloo Financing Inc
Always study the terms and conditions and the disclosure statement before proceeding with any transaction. Cashalo is regulated by the Securities and Exchange Commission, with email address at flcd_queries@sec.gov.ph
To be honest I wasn’t like how your call center agents treat me o the first loan. I indeed love you guys, please disregard my last review. Just now I paid my first loan that suppose to due tomorrow. I tried to loan again and though you would asked all the information I’ve given you but was surprised that you did not. I was like “oh really?” When I just click proceed then I received a notification message that it was approved just now. This is truly awesome! I can’t believe second loan experience would be greater than the first one. Over all I love your management and this changed my point of view. Pls just educate your call center agents. I understand they’re just doing their job but they should also put their selves on our shoes. kudosss!!!Second thoughts for them: this app is incredibly amazing! I just finished my fly now option where you can pay your ticket through them. We need to go home again in Mindanoa and paid my two remaining payments in advance to install again 😂😂 and it was approved immediately. Supperr!!!!
A very humble and good lending service
Marloner
This is my first time to apply and get a very good feedback of approval for a loan thru online and my first was very gracious! This is the best lending company online. I actually applied for loan with Moola or Cashwagon BUT they are those lending companies who do not want to help people but to get a lot of hidden fees and interest from. Cashalo is different! They just have 300 pesos interest from 3k and they will really deposit 3K to your bank account. UNLIKE those lending companies mentioned that instead of getting 3k, they will deposit 2700 because of interest and add up another fees! So they are not really to help Filipinos in terms of needs, they just want to get more money thru interests! Even if I was approved for their loan offers but when they introduced me the hidden fees, I REFUSED! Thank you CASHALO! And I shall return 😂
Used to be a great lending app
Yae Shima
I’ve been a loyal client of this lending app for almost 2 years. They used to have a very reasonable interest rates and are far lesser than most lending apps. Lately, they have almost the same interest as with other loan sharks in the market.Also, I got into a family emergency and was unable to make a payment in full by the due date. I tried to make arrangements with them and told them I will pay in full on my next pay day. Also sent them an email for the proposed arrangement. Unfortunately, you can’t make arrangements with them even if you are willing to pay for the penalties and additional interests. They will continue to call you even if you say the same thing. What’s worse, they will contact you reference people and tell them about your loan. Seriously, I find it very unethical and unprofessional. I would understand if you call them if you have not gotten hold of me. I expected too much from this company and I was very disappointed to learn that they are just one of those unreasonable lending apps. I truly regret doing business with them.
Developer Response
Hi Lhen33,We are sorry to learn about your experience. We'd love to hear more about the details of this recent encounter so we can find out what happened. Feel free to contact us via email to hello@cashalo.com and we'd love to make things right for you!
Worst CSR, and DOUBLE Payment issues.
fkngSharks
Cashalo has one of the worst customer service experiences I have ever encountered, made even more alarming by a serious double payment issue. Despite having already paid my obligation, I was charged twice due to what appears to be a system or processing error on their end. What makes this situation unacceptable is not just the error itself, but the complete lack of accountability and urgency from their customer service representatives. I repeatedly reached out, provided proof of payment, and followed all instructions, yet I was met with delayed responses, generic replies, and no concrete resolution. Weeks passed with no clear explanation, no refund, and no assurance that the issue was being properly handled. For a financial service company, this level of negligence is deeply concerning. Customers are left vulnerable, penalized for mistakes they did not commit, and forced to chase support that should have been proactive. Until Cashalo significantly improves its customer service and error-resolution process, I strongly advise others to proceed with extreme caution.
Bug fixes
Version 3.11.0
The developer, Tilt Finance, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Identifiers
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Tilt Finance, Inc.
Size
34.1 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.