Cashalo is your partner for cash loans and credit. It is a mobile app that can help you in times of emergencies and urgent needs. It is designed for Filipinos, by Filipinos. The app’s name itself is a combination of two words: Cash and Kasalo, which means "to have a partner for your finances".
Cashalo - Higit sa Cash, Kasalo!
NEW!!! Cash-Out with PayMaya
Get a Cash Loan without a bank account. Instant disbursement to your PayMaya account after approval.
Fast Approval & Disbursement
Get your loans and credit approved in as fast as 8 minutes and funding to your bank account in as fast as 30 minutes!**
Low Interest Rates
Loand and credit should be as affordable and transparent as it is fast, easy, and secure to access.
Easy Application Process
Verify your identity and submit all the requirements in the app with at least one (1) valid ID to complete your Credit Profile.
We have the right product for your needs
Cashaloan – Cash loans up to Php7,000!
Shop Now and Pay Later – Shop for multiple gadgets and appliances and pay later in installments! *
Fly Now and Pay Later – Book for your Cebu Pacific flights up to Php9,000 and pay in 3 or 6 monthly installments!
PayLater – Activate this feature to receive P200 credit limit
CashaDeals – More deals, more fun!
Let’s say you want to buy a mobile phone. You can shop now and pay later in 3, 6, or 9 monthly installments from any participating stores.*
Total price of mobile phone: Php7,000
Down payment: 20% (Php1,400)
Loan amount: Php5,600
Processing fee: 5% (Php280)
Loan term: 6 months
Monthly interest rate: 3.99%
Monthly payment: Php1,121.31
Total payment: Php6,727.89
*Shop Now and Pay Later minimum repayment period is 90 days and maximum is 270 days from Cashacart participating stores.
**Cashalo minimum disbursement time is typically less than 24 hrs. Processing time may vary per user depending on cut-off.
***Shop Now and Pay Later maximum effective APR% is at 49.68%.
Privacy and Permissions
Your privacy is very important to us. We will scan your government-issued ID and other information to verify your identity and Credit Profile. Your personal information will never be shared without your direct and explicit permission.
To verify your identity, we require the following app permissions:
Location Access - To auto-verify your address.
Contacts Access - To easily nominate your contact references.
Camera Access - To scan your IDs to complete ID verification using Cashalo’s facial recognition technology
Nandito kami para sa'yo, Kasalo! For questions, feedbacks, or concerns, please contact us at:
Address: 16F World Plaza, BGC, Taguig City, Philippines 1634
Contact Number: +63 2 8470 6888
Please visit https://www.cashalo.com/faq/ for the latest updates to the Cashalo FAQs
All loans under the Cashalo Platform are financed by Paloo Financing Inc., with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162
Cashalo is a Filipino technology and financial services company, committed to building a more financially inclusive future for or all Filipinos. Through the Cashalo app, our technology enables fast and secure access to credit at the push of a button.
Cashalo, is a wholly owned subsidiary of Hong Kong based Oriente (whose founders are behind internet giants Skype and LU.com).
Cash-Out with PayMaya!
Ratings and ReviewsSee All
Best online loan I only have and I can count on.
To be honest I wasn’t like how your call center agents treat me o the first loan. I indeed love you guys, please disregard my last review. Just now I paid my first loan that suppose to due tomorrow. I tried to loan again and though you would asked all the information I’ve given you but was surprised that you did not. I was like “oh really?” When I just click proceed then I received a notification message that it was approved just now. This is truly awesome! I can’t believe second loan experience would be greater than the first one. Over all I love your management and this changed my point of view. Pls just educate your call center agents. I understand they’re just doing their job but they should also put their selves on our shoes. kudosss!!!
Second thoughts for them: this app is incredibly amazing! I just finished my fly now option where you can pay your ticket through them. We need to go home again in Mindanoa and paid my two remaining payments in advance to install again 😂😂 and it was approved immediately. Supperr!!!!
A very humble and good lending service
This is my first time to apply and get a very good feedback of approval for a loan thru online and my first was very gracious! This is the best lending company online. I actually applied for loan with Moola or Cashwagon BUT they are those lending companies who do not want to help people but to get a lot of hidden fees and interest from. Cashalo is different! They just have 300 pesos interest from 3k and they will really deposit 3K to your bank account. UNLIKE those lending companies mentioned that instead of getting 3k, they will deposit 2700 because of interest and add up another fees! So they are not really to help Filipinos in terms of needs, they just want to get more money thru interests! Even if I was approved for their loan offers but when they introduced me the hidden fees, I REFUSED! Thank you CASHALO! And I shall return 😂
I paid my first due on Nov. 29 though my due date is December 3. I paid via BDO online transfer and with the Dragonpay third party. It took a month before they posted it. I emailed them for almost 50 times. Gave them the screenshots of the proof of payment and all the docs they needed. They even gave my account a penalty and interest even though it’s not my fault. Their CSR that I’ve had talk to was so rude! Now, my second and third due has a huge penalty and interest. I can’t pay before because there’s an interest in my fist due. They said before that they will waive it but it took 3 months before they waive it.
If you’re going to pay, in the app, there’s an option to “Pay” then the entire amount. Including the penalty in my first due. I even called them on Dec. 28 to update my account because my next due is Jan. 3 and the CSR insisted that I just need to reinstall the app so I can see the waived penalty. It’s a scam. From 6,218, I now need to pay for 8k because of their system’s fault.
- Oriente Express Techsystem Corporation
- 80 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
- Age Rating
- Unrestricted Web Access
- © 2017 ORIENTE EXPRESS TECHSYSTEM PHILIPPINES CORP
Up to six family members will be able to use this app with Family Sharing enabled.