Maya – savings, loans, cards 17+

BSP-licensed banking and more

Maya Philippines, Inc.

    • Free

iPhone Screenshots

Description

Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet.​

With Maya, you can start saving and earn up to 15% interest p.a. every day, loan up to P250,000 in seconds, enjoy instant rewards with your credit card, shop with your Maya Card worldwide, and scan any QR Ph to pay for anything.​

SAVE​​
Why let your money burn when you can earn up to thousands in interest on Maya Savings? Start banking with just 1 valid ID and enjoy up to 15% interest p.a. that's credited to you every day. That's literally free money every 24 hours!​

CREDIT CARDS​
Instant shopping rewards and next-level security – that's what you get with a Maya credit card. Apply for a Maya Black Credit Card and earn instant Maya Miles that can take you closer to your next trip, or get a Landers Cashback Everywhere Credit Card and earn up to 5% cashback that you can spend at any Landers Superstore.​

Credit card application and offers are subject to approval.​

SHOP & PAY​​
All the wallet features you need to send money, shop online, pay your bills, and more are right here, too. Get a Maya Card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently from your wallet.​

INVEST​​
You’ve got plenty of ways to explore your money's potential through crypto and funds. Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​​

BORROW​​
When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P30,000 and give your everyday budget a boost.​

Loan application is subject to credit evaluation. See below for loan terms:​

• Credit limit amount: P15,000 - P250,000​​
• Monthly add-on interest rate: 0.77% - 2.57%​​
• Monthly effective interest rate: 1.4% - 4.25%​​
• Tenure: 6 - 24 months​​
• Max. annual APR: 30.78%​​
• Applicable DST and other fees: Waived​​
• Late fee (daily) on overdue principal: 0.17%​​​

Sample computation​​
• Loan amount: P25,000​​
• Monthly add-on interest rate: 0.83%​​
• Tenure: 6 months​​
• DST/fees: P0​​
• Monthly installment amount: P4,374.17​​
• Total repayment amount: P26,239.19​​
• Daily penalty: 0.17%​​​

Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1,000,000 per depositor.​Terms and conditions apply.​

For 24/7 assistance, visit the Help Center on the Maya app. You may also call us from 8 AM to 7 PM daily at (+632) 8845 7788​ or toll-free at 1800 1084 57788.​

Office Address: Launchpad Building, Sheridan St., Mandaluyong, Metro Manila, Philippines​

What’s New

Version 2.104.0

The Maya Black Credit Card is here – and you're invited. Welcome to a world of instant miles, rich rewards, and an extra secure credit card experience.​​

• Earn Maya Miles instantly and everywhere around the world​
• Soon, you can spend your miles on shopping, dining, and travel rewards​
• With a numberless credit card, your details are visible only to you on the app​
• Freeze your card with a tap to protect yourself from unwanted transactions​

Approval is subject to credit evaluation. T&Cs apply.​

Ratings and Reviews

4.7 out of 5
218.1K Ratings

218.1K Ratings

m.a.o.m ,

Inconvenience

I have had used this app for many years, since my upgrade to apple I was not able to register my Smart sim due to the one physical feature of it. Due to unavailability of my schedule it took some time for me to retrieve my account for some time.

I just recently retrieved it last year December and even with the same log in info it was notified to be removed or unavailable, I registered to make a new one with the same sim card so it was detected as a duplicate. To resolve that issue I was instructed call their hotline and I did countless times for 2 months now. However, they still continue to play the automated voicemail saying their system is overwhelmed with issues and event their ticket system is unavailable. I have always kept the app to its newest version. Furthermore, I have accessed their chat us feature which to no avail still instructed me to call their hotline which in the first place could not be availed.

Please resolve this issue as soon as you can, this was my favorite online bank ever since and would not like to transfer to another online bank.

Developer Response ,

Hi m.a.o.m,

We understand your frustration and sincerely regret any inconvenience this may have caused. Please know that we take this matter seriously and are actively working toward a resolution.

For immediate assistance, please visit our Help Center on the app and tap 'Chat with us' to raise a ticket. You can also contact our hotline at 📞 (+632) 8845-7788 or 📞 Toll-free: 1800-1084-57788.

We truly value your patience and want to assure you that we are here to provide assistance.

hxnlnx ,

Disappointing really

I really love this app(Paymaya before) and was a fan of this app since 2018 until I got scammed. I even encouraged my friends to try this app because of its features like the free service charges on online payments. Total of 25k of my wallet and savings account was transferred to the crypto Dogecoin. Tried selling the Dogecoin to get my money back but I can’t even input the amount. It wasn’t clicking at all. Tried calling the hotline, I was already talking to the CSR but I was really dissapointed with their solution. The transaction was a success so they cannot do anything to revert it. They told me they can temporary block my account and change number so that I can still use the card that I availed. Tried requesting change number to the site they gave me but it got declined twice due to information unverified whatsoever. I had to create another account and buy another card. It was so traumatizing, to think that the money you earned from hard work will vanish just like that. Still skeptical to use the app for paying online payments. Had to use another mobile banking app to pay with a small service charge.

Please Maya, fix your mess. The others that got scammed also but more severe cases (Maya Credit) than I encounted. Thankfully I didn’t activate my Maya Credit at all.

iffkkc ,

Terrible Service

I requested for my money to be transferred from my account to another account as I was informed you are not allowed to have 2 accounts. I submitted all documents required by Maya Philippines and they even gave me a case number for the transaction last JULY 2, 2024 for them to cancel the duplicate account and transfer the balance. I made a follow up call first week of August but until now they have not returned or transferred my money, unfortunately Maya froze my account so I could not transfer the account myself. It’s only Php 5,000 pesos and Maya Philippines probably consider the transaction not a priority. When I asked Paymaya to be removed in our company because of a glitch that inconvenienced our customers which until now they could not provide the issue, the support team was very quick to reach out and set a meeting with me to re-instate Maya in our company. Again, it’s only 5,000 pesos but it’s my money and I just want it transferred. Almost 2 months now since I reported it, what kind of customer service do you offer to your customers? I am 100% sure other customers experienced this or are currently experiencing the same poor and slow service they have for their customers. This should have been an easy fix🥹

App Privacy

The developer, Maya Philippines, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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