Plentina PH 4+

Buy Now, Pay Later


    • Free

iPhone Screenshots


Buy now, and pay later up to 100 days at a maximum APR of 16% with Plentina!

Plentina is a buy now, pay later app made by Filipinos for Filipinos. With Plentina, you can shop for products and services from your trusted stores now, and pay later on installment with a minimal service charge. You can choose up to 100 days repayment terms without interest rate.

Register to Plentina in 3 easy steps!
1. Download the Plentina app.
2. Register - fill-up and submit your application along with a photo of your valid Philippines government-issued ID and a selfie while holding with the “#UnlockYourPotential”
3. Get notified on your phone when your application has been approved.

*Unlock higher credit limits by submitting a proof of employment together with proof of income.

Fast & Easy Approval
Enjoy a one time application process!

Build Your Credit History
Our non-cash store credit helps ensure that you only borrow for what you need para iwas budol. Plentina only allows 1 availment at a time promoting good paying behavior, thus improving your credit limit so you can avail more next time.

Safe & Easy Payment
Pay conveniently through our online payment channels: GCash and GrabPay from inside the Plentina app, or pay over the counter at any 7-Eleven store.

Reliable Customer Service
A dedicated customer service team is available to ensure that you enjoy our technologies and services with peace of mind.

Plentina doesn't have any hidden fees. You will see how much you will have to pay depending on the payment term you’ve chosen. We don’t charge interest rate as long as you are able to pay based on the agreed payment terms, otherwise a penalty charge of 10% will be applied.

Depending on your credit limit, you have the option to choose repayment terms of up to 100 days. Plentina charges a flat service fee based on the payment term selected by the borrower. Plentina service fees do not accrue interest. The 100-day payment term has a one-time fee up to 16%.

Here’s a sample computation:
For P1000 payable in 100 days, the customer will pay a total of P1000 (principal) + P0 (interest) + P160 (service fee) = P1160 total.”

Annual percentage rate (APR) range: 0% - 16%

7-Eleven CLiQQ Credit, Smart Prepaid,, Puregold, Southstar Drug, Philippine Airlines, Lazada, Zalora, Shopee, PLDT Home Wifi Prepaid, Razer, Kimstore, and more

Plentina continuously works with partners so you can enjoy more! Our customers are the reason Plentina exists. Pinapakinggan namin ang mga gusto niyong mga tindahan at serbisyo para sa mas lalong makadali sa inyong buhay!

Plentina’s physical address:
Plentina Lending, Inc.
8484 East Service Road
Km 18, South Superhiway, Sucat
Paranaque City, Metro Manila,
Philippines 1700

Plentina Lending Inc. is a fully registered online lender with SEC registration No. CS20200001117 and Certificate of Authority No. 3266.

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction.

What’s New

Version 2.0.8

Additional User Interface improvements.

Ratings and Reviews

2.4 out of 5
17 Ratings

17 Ratings

Levitabub ,

App Crash

I get the same error saying I don’t have internet connection when I upload my ID.

ngvyxjvvjy ,

It was really amazing! Recommend this to everyone ! 🤟🏻🌈


littlemiss0506 ,

App Crash

Application always crashing after taking the selfie.

App Privacy

The developer, Plentina, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Sensitive Info
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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