No more putting off your financial goals, and yes to an easy, secure, and complete way to do digital banking now!
Download RCBC Digital and open an account online today. With just 1 valid ID, you can open an account all online in minutes! Plus, upgrade your account with any of the following add-ons upon opening your account, no additional documents needed!
• MyDebit ATM card
• MyWallet Virtual Prepaid card
• RCBC Bankard credit card
Experience easy, complete, and secure online banking solutions:
• Fund Transfers
Send money to anyone, anytime, anywhere – even if they don’t have a bank account. You can transfer funds in real-time to any local banks and e-wallets via Instapay, or send large amounts via PesoNet. Plus, send foreign currencies locally & internationally through our Telegraphic Transfer features.
• Bills Payment
Utility bills? Credit card or loan payments? Tuition fees? Government fees? We got you covered! Pay over 400 billers directly – no need to enroll them!
• Online Check Deposit
Safely deposit checks from any local bank with just a photo!
• Online Investments
Conveniently manage your investments online. With RCBC Digital,, you can place, monitor and redeem UITFs and time deposits without going to the branch!
• Foreign exchange online
Convert your money to US Dollar, Japanese Yen and other foreign currencies for travel and investment, all online!
• Cardless Withdrawal
Need cash but you forgot your ATM card at home? We got you covered! You can withdraw up to P5,000 in any RCBC ATM, even without your ATM card!
• Digital Concierge
Request bank certificates, ATM replacements and checkbook reorders in advance, all online! Just pick it up at the branch when it’s ready!
• Monitor ALL your accounts in just ONE app!
With RCBC Digital,, you can monitor transactions in your deposit accounts, loans, credit cards and investments all in one app!
• Keep your online account safe & secure
With RCBC Digital, we have security features to ensure only you have control and access to your account and prevent unauthorized transactions. You can lock and unlock your MyDebit ATM and MyWallet Prepaid cards when not in use. All transactions are also verified with a one-time PIN (OTP) sent to your registered mobile number, so you can approve your transactions before pushing through.
• Update your contact information online
Whether you want to enroll or you are already enrolled in RCBC Digital, you can update your mobile number and/or email address without going to the branch! Keeping your contact information updated is important in keeping your account safe and secure.
• And more!
Do your banking with RCBC now
RCBC Digital just got better!
- Eligible RCBC Payroll account holders can now easily avail of short term loans all online
- RCBC Bankard principal cardholders can now use their credit card to send money to individuals, billers, merchants, and more via Unlipay.
Ratings and Reviews
Beneficiary Name UPDATE
This is in regards with the new update where we should use the full name of the beneficiary to transfer using instapay. However the app does not accepts the beneficiary full name with different bank/online accounts. Therefor on my end I need to add another character at the end of the same benef name with another online account so that it wont be rejected by the app. I hope u can fixed this that allows us to saved duplicate names on diff bank/online accounts, to avoid confusions and errors. Thank!
Show approved installments done via the app
You are now requiring us to process our installment requests via this app. Unfortunately, it does not give a summary as to whether those installments are approved. All we get is a pop up window but this is not really reflected in real-time. I even have to call your hotline twice to confirm them. My installment request was still not available in your system during my first call. I had to call for a second time (after 24 hours from the first call) to get the confirmation that my installment requests were indeed processed.
I am raising this issue to avoid the possibility of multiple processing for the same installment request. So please make sure you have the most accurate status reflected on this app.
Developer Response ,
Hi Ma'am/Sir! We appreciate your suggestion. We are always working to make our digital solutions better. We will share your comments and suggestions with the concerned business unit.
Fund Transfer fail
I made a fund transfer to Metrobank thru Instapay. After filling in all the pertinent details and proceeding with the transaction, the message prompt was something like: “transaction not processed”. I checked my balance and it was not deducted so I repeated the transaction hoping it will pushed thru, but I got the same prompt. The next day, I checked my balance and I was deducted for both transactions. I called RCBC hotline and they said that they Metrobank will do manual posting but it will take 10 working days for them to check.
Until now, my balance is still floating since the recipient account has not received it yet.
This is one of the reason why I don’t trust mobile banking. If given the choice, I would have preferred to line up in the branch and do my transactions there rather than not having peace of mind.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Other Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
- RIZAL COMMERCIAL BANKING CORP
- 147.4 MB
- Requires iOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Age Rating
- © Rizal Commercial Banking Corporation 2011