UnionDigital Bank (UBEH bank‪)‬ 4+

Wholly-owned by UnionBank

UnionDigital Bank Inc.

    • Free

iPhone Screenshots

Description

UnionDigital Bank is now available for every Filipino, everywhere!

We’re proud to be the only digital bank parented by a world-class universal bank, UnionBank, and grandparented by the Philippines' first Techglomerate, Aboitiz Equity Ventures.

TRUST & STABILITY
Magtiwala sa pinalaki nang tama! We’re a wholly-owned, trusted subsidiary of UnionBank so you can be sure your money is safe and secure.

HIGH SAVINGS RATES
Grow your money securely with our high interest rates for Time Deposits and Savings Accounts.

LEARN & GROW FEATURE
Get tips and tricks to grow your savings right in the app​.

HASSLE-FREE SECURITY
Transact safely and quickly with our biometrics and in-app OTP.

You may be wondering, bakit The UBEH bank? We are purple, 100% Filipino, at kahit saan man magpunta sa Pilipinas, may UBEH! We are out to empower every Filipino, everywhere!
UnionDigital Bank is a local digital bank regulated by the Bangko Sentral ng Pilipinas (BSP). Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to PHP 500,000 per depositor.


Need Help?
For any questions, email us at help@uniondigitalbank.io Our Customer Experience Champions are ready to assist you.

What’s New

Version 6.9.0

We’ve upgraded our selfie verification and other biometrics feature for an even stronger app security!

App Features:
- QRPH Payments: Transfer funds instantly by scanning or uploading a QR code.
- Bill Payments: Skip the lines and settle bills anytime, anywhere via the UD app.
- Ubeh Cash Loans: Borrow up to PHP 30,000 with just 1 valid ID, no credit history or collateral needed.
- UD Time Deposit: Start saving with as little as PHP 1,000 and earn higher interest!

Ratings and Reviews

2.2 out of 5
397 Ratings

397 Ratings

Looking for a better provider ,

Update now requires selfie verification EVERYTIME

I have been using the app for a coiple of years and had several time deposits matured. I have liked it so far until the recent update. Now when opening it, it asks for mobile number, password, and selfie verification ecerytime I open the app. I have tried troubleshooting by setting the biometric and closing the app. But then it resets and asks for number, password, and selfie verification. When I went back to settings, I noticed the biometrics has been disabled again. Reinstalling the app did not help as well. I tried reaching out to uour support by creatong a ticket within the app but they asked for a screen recording while loggin im which will expose my password since it will capture me entering the password. If this is not resoved, I will be terminating my time deposits and move it to another digibank.

Never again victim ,

SCAM AND USELESS

App not working, keep waiting for the OTP number but not getting it during registration thru app hoping I can get help with all my issues with my transactions.

Also, they deducted twice for the pending balance the same day although first charge should cover the balance pro di nila binalik pera ko. Can’t reach by phone or email to dispute. I called couple of times UB hotline and referred me to their UD Bank email address but no one will actually respond to you. I saw their phone number sa UD bank website and tried calling them pro walang sumasagot. May sumagot pro dropped the call. Parang ayaw talaga nila mag answer and mag resolve ng mga issues ng customers nila. Very frustrating and inconvenient. Until now hindi pa na reimburse ang money ko.

Developer Response ,

We hear you! Rest assured we take every concern seriously to help make everyone's banking experience, including yours, better. If you have any other concerns, pwede kayo mag-reach out sa help@uniondigitalbank.io para ma-assist namin kayo further. Maraming salamat, ka-UBEH!

maxynnn ,

SCAM

Nung nag offer ng loan sabi auto deduct sa UB account, grinab ko for 2 months to pay every 15th of the month pero 2 months hindi nag deduct chineck ko yung link na sinend sa text pero unvailable daw mentainance wala rin nag c contact text at tawag or nag e email ngayon lang nag start mag deduct at kada pasok ng pera sa UB account lahat kakaltasin, dalawang beses na ko kinaltasan for almost 25k na in total tapos tumatawag lagi iba iba number starting (0917), ngayon sinagot tinanong ko remaining balance ko 18k pa daw samantalang 26k lang ang niloan ko! naiintindihan ko yang penalty kung di nakabayad pero kasalanan ko ba yon hindi kayo nag d deduct? wala kayo paramdam ng 2 months? at hindi dapat sobrang laki! scam kayo! feeling ko sinadya nyo hindi mag deduct for 2 months para magkaron kami penalty at wag nyo sabihin lumalagpas ng 10k ang penalty nyo every due date pag hindi nabayaran? WAG KAYO MAG PAPA UTO DITO!

Developer Response ,

We hear you! Rest assured we take every concern seriously to help make everyone's banking experience, including yours, better. If you have any other concerns, pwede kayo mag-reach out sa help@uniondigitalbank.io para ma-assist namin kayo further. Maraming salamat, ka-UBEH!

App Privacy

The developer, UnionDigital Bank Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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