Zed is the credit card that’s actually on your side—built for a new generation in the Philippines. No annual fees. No FX markups. Smarter credit limits that grow with you. Get a card that works the way money should today: transparent, flexible, and fully in your control.
NO FOREIGN TRANSACTION FEES
Travel freely. Pay in the real exchange rate, with zero hidden costs.
NO ANNUAL FEE
No junk fees. No fine print. Just a clean, powerful card.
UNLIMITED VIRTUAL CARDS
Create virtual cards instantly. Control spending, kill subscriptions, and shop safer online.
SMARTER CREDIT LIMITS
Your limit starts where it makes sense—and grows with how you use your card. It’s flexible, responsive, and built to scale with you.
TITANIUM MASTERCARD®
A premium-tier card with global acceptance, built-in perks, and serious security—no fluff, no gimmicks.
NOW AVAILABLE BY INVITE IN THE PHILIPPINES
Request access in the app.
Issued by Zed Financial PH, Inc., regulated by the Bangko Sentral ng Pilipinas (BSP).
This app is good for real-time tracking. Payments post immediately, and the unlimited virtual cards are perfect for online purchases. The locking/ unlocking of cards via biometrics is seamless. Google Pay support is also a huge plus.I do hope developers consider adding more specific security controls, like daily spending limits and the option to block online transactions while keeping card-present transactions active (and vice versa). Lastly, I’m looking forward to Apple Pay support whenever that becomes available.
BEST 👏🏼 CREDIT 👏🏼 CARD 👏🏼 APP 👏🏼
08seventeen90
This app has truly simplified how I use my credit card. From enjoying competitive exchange rates while traveling to being able to check my balance anytime and anywhere, it delivers both convenience and peace of mind. On top of that, its features have helped me become more mindful with my spending habits.The wait for your card is absolutely worth it — once you have it, you’ll see just how effortless managing your finances can be. Highly recommend downloading the app and experiencing it for yourself.
Easily the best credit card in the Philippines
Filipino LLM student abroad
Probably my most reliable, user-friendly credit card. It’s easy to use and pay for, the terms are straightforward and easy to understand, and the app empowers you to assert control over your spending habits with its thoughtful features.I want to highlight Zed’s customer service as well because they probably aren’t celebrated enough.They are the best - they’re quick to respond, fast, solutions based, and genuinely care about their customers. They have your back, don’t be afraid to reach out to them.Last but not the least, Zed is fantastic for travel because it has zero foreign exchange fees and it works everywhere. Keep up the good work Zed!
The experience
maverick_ron
Great app. Simple and easy to use. Enjoyed how simple it is to use and straight forward, from making new virtual cards for specific apps and subscriptions. Easy to pay bills and easy to track usage. Secured and well crafted app. Kudos to the developers. Hope they add more zed skins on virtual cards for much better organization.
We’ve made improvements behind the scenes to make the app faster and more reliable.
This update includes performance enhancements and bug fixes to ensure a smoother experience.
Version 1.0.37
The developer, Zed Financial, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Zed Financial, Inc.
Size
100 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
