Life’s busy; cash is old news. Make way for Keenu, a FREE digital payment app for youth of Pakistan.

What is Keenu?

Keenu is an esteemed name in the payments industry with its extensive merchant acquiring network spread across Pakistan. Keenu also has the privilege of being granted with a pilot approval to operate as an Electronic Money Institution (EMI) by State Bank of Pakistan (SBP).

What is Keenu app?

Just install the app, sign up & add money into your secure mobile wallet. That’s it, you’re game! Get started to make purchases at your favorite retail outlets, online & grocery stores, restaurants, request & share money with friends - P2P, pay utility bills from home & more. No more carrying cash or your wallet anymore.

It’s Secure!

Keenu is the safest & most secure way to carry your money. With no cash on you, you’re likely to frustrate the efforts of wallet-snatchers!
..And it’s loaded with rewards

Not only Keenu is completely free, it actually pays you back! Yup, that’s right; it rewards you instantly when you pay with it. Rewards range from amazing discounts, to cashbacks, Ramadan Careem offers, to BOGO deals, to exclusive retail & online offers. Also enjoy upto 40% cashback at 100+ retail outlets nationwide.

How does it work?

Signup with your registered mobile number & CNIC. Three ways money can be added to your Keenu:

Debit/Credit Card

Use your Debit/Credit card to fund your Keenu app instantly. Yes! Be it Visa, MasterCard or Union Pay, just make sure your card is active for online shopping.

Now, how do I use it?

Shop at hundreds of retail & online stores
Keenu covers hundreds of merchant stores, where you can totally go cashless to make a purchase. Guess what? You don't even need to carry your phone along! Just enter your mobile number on Keenu POS machine followed by your passcode & you're done! Or shop online from our online partners (powered by Keenu Net Konnect) & enjoy instant rewards! Cool to brag about it on Instagram & Snapchat right?

Keenu Stores include: Khaadi, Junaid Jamshed, KFC, Agha Noor, Subway, Ginsoy, Hobnob, California Pizza, Cinnabon, Puma, Jafferjees, Makeup City, Naheed Super Store, Daraz, Cinepax, Mi (Xiaomi),, & many more!

Pay Utility Bills

Pay your utility bills within seconds! No more waiting in long queues. Log in to your Keenu, click Pay Bills, add your details & bill paid! Keenu app accepts payments from major companies (in partnership with NADRA and 1-Link) K-Electric, IESCO, LESCO, PTCL, KWSB, SSGC & SNGPL.

Mobile Topup

Keenu is all under one roof solution for your payment needs, then why stress about mobile top ups, when you can get it in a matter of few clicks from all major mobile service providers (in collaboration with 1Link) of Pakistan Jazz, Telenor, Warid, Ufone & Zong.

Prepaid vouchers

Don't feel like stepping out? Good news! Now purchase online vouchers from Keenu. Yes! We have all of them: Netflix, Skype, Play Store, Facebook, Amazon & itunes.

Move Money

Send, receive & request money from anyone, anywhere, anytime with Keenu. Just enter their mobile number or scan QR & voila, instant transfer. Magical, isn’t it? Also use cute emojis on the app!

Invite Friends

Once signed up, you can also invite your friends & get rewarded! Just add their phone number & there you go! So, what’s the wait for? Click ‘Install’ already.

What’s New

Version 1.4.7

Minor UI changes.

Ratings and Reviews

3.9 out of 5
71 Ratings

71 Ratings

HaiderAliShah ,

Welcome Digital banking

Digitalising cash-oriented Pakistanis might not happen overnight but it’s a step in the forward direction taken by Keenu by introducing easy, hassle-free digital payments via an easy-to-use smartphone app. There’s the ease of adding money to your Keenu accont via credit/debit card, bank transfer, or even cash deposit at certain branches of the specified banks. All your transactions under one section for you to keep track of your spending. You can also pay the most important utility bills and mobile & internet bills/top ups right from your smartphone - no more queues. And all this comes with the easy to use and a secure Keenu app. Also comes with the ease of paying your eating-out bills right from your keenu account (just give your mobile number and authorise the payment via a unique financial pin for that very transaction only). Also comes with a feature of paying for your online orders at various food outlets such as Dominos and New York Pizza.

Although there’s one drawback, it doesn’t reconfirm whether you want to proceed with a transaction or not (I accidentally paid my already-paid electricity bill as I tapped pay expecting it to ask me my password to confirm the payment). Wouldn’t recommend using this for utility bill payments if you’re already using the Internet/mobile banking features of your bank for example Habib Bank or Standard Chartered.

ahsiisays ,

Place of birth missing

My place of Birth (City) is not mentioned in the app, kindly add other cities too! Thank you

Developer Response ,

Hi, Thank you for your response. All cities will be updated shortly. Thank you for using KEENU!

Kiran Aftab ,

Exceptional Payment Solution!

I’m a regular Keenu Wallet user and I Vouch that the services offered by Keenu Wallet are exceptional. I pay regularly at Khaadi and other top apparel brands and restaurants. Moreover we can also pay on online stores like Yayvo etc.. A must use app for any Techy Pakistani User in this day and age! Highly recommended.

Developer Response ,

Hi Kiran,
Thank you so much for this great review. We really appreciate you being a loyal customer and helping to share the words about us. We’re here for you anytime :)

App Privacy

The developer, Wemsol, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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