iPhone Screenshots


Low Price Guarantee
Send money from Poland, Germany, Italy, France, the UK, the Czech Republic, Portugal, Spain, Sweden, Norway and 20+ other countries in EUR, GBP or PLN

Send money to Nigeria, India, Ukraine, Russia, Georgia, Cameroon, Egypt, Ghana, Pakistan, China, Japan and 100+ countries around the world

We always offer an excellent exchange rate, without hidden fees!

We know how to make the money transfer process as simple and affordable as possible.

Send money from any VISA / MasterCard or with a BLIK code.
Receive money via bank transfer within 2 minutes!
Receive cash in EUR, USD, NGN or your local currency in 50 000+ agent locations around the world!

Stress-free procedure
Our intuitive app will help you to make a money transfer in just a few minutes.

Security and Privacy you can trust
Spoko mobile app is 100% secure and encrypted.
While you are using Spoko.app, any information you transmit to us is hidden from prying eyes. Spoko uses the standard security features you'd expect from any bank or financial institution.

We monitor transactions around the clock and use the latest payment processing technologies to prevent fraud in our service.

Your personal data is protected in accordance with the EU General Data Protection Regulation (GDPR).

Friendly multilingual customer support
Need help? Our multilingual team of experts is always here to answer your questions. You can use live chat in our app, e-mail support@spoko.app or call us +48 576 308 301
Customer support working hours are from 8:00 to 02:00 (CET)

We love our clients and believe that modern money transfers should be stress-free, smart and accessible.

Make your life easier with only one click - download the Spoko smart money transfers and start saving right now!

What’s New

Version 1.1.2

This update is intended to add a few smaller improvements.

Ratings and Reviews

4.0 out of 5
49 Ratings

49 Ratings

iam_sophi ,

Very fast. Thank you!!!!

It was very easy and fast. Thank you Spoko for this speed, it’s better then my bank😍

Developer Response ,

Thanks for your feedback!

Lolita987654321 ,


I really enjoyed using the application. It's fast, easy to use, and always has a good exchange rate.

Developer Response ,

Thank you very much. Keep using our app :)

nikita2000ja ,


It’s a very good app , very easy use

App Privacy

The developer, Spoko, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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