Western Union Digital Banking 4+

Money Transfers & Banking

Western Union Holdings, Inc.

    • Free

iPhone Screenshots


Send money to loved ones abroad and earn high interest on your account. Simplify your finances with a free Western Union Wallet, combining savings, checking, and global money transfers to 200+ countries.​​

Digital Banking​​
- Free Visa Platinum debit card​*​
- Free bank account​​
- Appealing interest rates for free interest-bearing savings account.​​
- Premium account holders can have up to 5 additional currencies​​
- Instantly send money to other Digital Banking users​​
- Top up your account with bank transfer, card or cash at Western Union agent location.​​
- Payment of bills by direct debit​​
- Setting savings goals​​

International money transfers​​
- Transfers to other Western Union Digital Banking accounts in real time and free of charge**​​
- Send money directly from your account to a bank account, Western Union Digital Banking account, mobile wallet or for cash pickup at hundreds of thousands of agent locations around the world​​

Western Union Digital Banking will change the way you transfer, save and spend money. Open a free Western Union Digital Banking bank account to manage your international finances and make instant, transfer fee-free* money transfers to other Western Union Digital Banking account holders.​​

Digital banking brought to you by Western Union, reliable and convenient money transfer experts for over 170 years.​​
- 24/7 customer support for emergencies or reporting lost or stolen cards.​​
- Secure biometric login with fingerprint or Face ID.​​

* Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until June 30th, 2024.​​
** Exchange fees apply. Promotion terms are subject to change. Western Union reserves the right to change the promotion terms and conditions hereof at any time. ​

Western Union Digital Banking is offered by Western Union International Bank GmbH. Western Union International Bank is licensed by the Austrian Financial Market Authority.​

What’s New

Version 10.6.2

Technical improvements
Improved User experience

Ratings and Reviews

4.2 out of 5
421 Ratings

421 Ratings

Christine7842 ,

Great customer service

I opened the account in a few minutes and immediately ordered physical Visa Platinum debit card (which is for free).

Good app with user-friendly interface and lots of options for money transfers. I can perform international transfers, withdraw money at ATM when I’m travelling abroad, redirect transactions, and even add the card to Google Wallet. Hope there will be more bonuses in future. Really recommend 👍

Developer Response ,

Thank you for sharing your experience with us!

Paradzai.- ,

Verification process

Do you verify using video chat now?

Developer Response ,

To verify your identity, you can select one of these two verification options:
- Proceed with digital comparison.
- Proceed with a live video call.

If you need assistance during the process, we kindly invite you to contact us through the app or by calling +48221520541.

yumigaray ,

Your NATIONALITY is not supported

I'm really frustrated with the app's verification. It's telling me my "nationality is not supported," even though I've got a 10-year permit in another country. It's just confusing – why does it care about where I'm originally from, not just where I live now? Even if my home country has issues, connecting it to my nationality feels unfair. They seriously need to rethink this racist action and be more reasonable for everyone.

Developer Response ,

Hello yumigaray. We do want to be sure you know that our business decisions are not made on the basis of race, religion, national origin, color, gender, age, or disability. Unfortunately we are unable to review your case and assist you through this venue as we do not have the necessary details to help you here. We will be happy to review your case and assist you if you please give us a call at +48221520541 and provide more information.

App Privacy

The developer, Western Union Holdings, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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