ZEN.COM Best shopping card 4+

Top deals & care worldwide

UAB ZEN.COM

    • Free

iPhone Screenshots

Description

Thanks to this one decision, your shopping will be changed for the better.
We don't want to replace your bank. By choosing ZEN, you choose better solutions, better card, better payments and better emotions. In the complicated world of everyday finances, you simply choose a better life.

More is less.
More cashback deals mean less regret when you have to buy something. More years of additional warranty means less worries when something breaks. Lesser currency conversion fees mean more freedom to travel. More value and benefits definitely mean less reasons to keep using your old payment card.

What ZEN can do?

The best shopping payment card.
All ZEN benefits work best when paired with the ZEN Card. Here are its features:
· Earn rewards for every transaction
· Don't worry about your electronics
· Take advantage of promotions unavailable to mere mortals
· Problematic transactions are no longer your problem
· Pay in any currency as in your own

Can your old card do this?

Our integration with Apple Pay ensures fast, secure and hassle-free transactions, eliminating the need to use physical cards or cash.

Earn on every transaction.
For every 3.30 EUR spent on one or across multiple transactions, you will earn a Shard. Use Shards to craft one of five types of Stones with guaranteed value. Higher-value transactions also have a chance to earn the entire Stones.

Extended warranty on electronics
Shop with ZEN Card and extend your warranty by one or two years (depending on the plan). No additional fees. Do you feel like devices are manufactured to break down exactly when the warranty ends? From today, this problem no longer affects you. Even if the device breaks down one day, an extended warranty often means that you will get your money back, or a completely new device, sometimes even a better version.

Superboosted Cashback.
Your new card has built-in discounts for your favorite online shops. Instant Cashback with rates unavailable anywhere else. See where you can use it. ZEN Cashback mixes with all kinds of promotions on the Internet. It's up to you what combination of deals you hunt down. Connect ZEN Cashback with regular discounts, coupons, newsletter sign-up discounts or loyalty points.

ZEN Care Shopping Protection
We will assign you a private shopping security guard. ZEN Care means unique shopping protection built into every card transaction. Dishonest seller? Poor service? Item not as described? Don't worry.
ZEN will help you get your money back.

Pay like a local. Anywhere.
Travel, pay and shop in over 100 countries. Your international card will handle 28 currencies fluently. Forget about currency exchange offices thanks to zero costs for ATM withdrawals. Card payments are already standard in almost all countries, so you no longer need to travel with cash. If necessary, withdraw the required amount from an ATM. No fees.

Best currency conversion rates.
Don't worry and use your ZEN Card conveniently in shops, restaurants and at ATM withdrawals. Discover true freedom of travel. Our mission is to reduce currency conversion costs to a minimum, so that they are consistent with the official exchange rates.

Top up using any method and send anywhere.
How to top up ZEN? As you see fit. By BLIK, cash, quick transfer, your old card or one of the other 30 methods. Deposit and withdraw money at ATMs. If you need to transfer money to a friend or family in another country, use bank transfers (SEPA and SWIFT), card transfers or the internal money transfer system - ZEN Buddies.
Take advantage of the limited promotion and test the highest Pro plan for free for 3 months. No credit card info required.

Find out more: https://www.zen.com

What’s New

Version 1.121.1

Certain minor bugs won't disturb your ZEN anymore

Ratings and Reviews

4.8 out of 5
14.1K Ratings

14.1K Ratings

roksana747 ,

Very good, but Long time processing transfer

The application is very nice, everything transparent works smoothly. the only thing that spoils it is the long time it takes to process transfers. after sending the transfer to the recipient, it takes two days later. it's unacceptable for today. You need the option of immediate transfer or at least the normal processing time when the transfer is sent to an account in the same currency and in the same country, the transfer should reach the sender at the next session, if it is not a transaction from another country with a different currency. A two-day trial is unacceptable, it doesn't take that long anywhere. it would be worth thinking about it, because if it weren't for the perfect application, the lack of this function is decisive.

d_dotworld ,

Good app

I swapped Revolut to Zen and I’m surprised how clean and simple is Zen. Works well, fast... good zenefits ;) and I believe some further will come soon.
I didn’t compare exchange rates yet, however it seems that they are on almost competitive level.
I miss goals ( and savings options from Revolut), but maybe it will appear in a future as well.
Good job.

Developer Response ,

We wouldn't be ourselves if we were someone different, right ? :) If you are waiting for some great new feautures, stay tuned - the ideas are limitless! Anyway, thank you for sharing your feedback, every opinion matters and we are waiting for you to come back and leave 5* anytime in the future. Stay ZEN!

Misiekkk ,

Nightmare to track spending

If you have funds in currency A and make card transaction (or even authorisation) in currency B and you have no B funds ZEN makes conversion from A to B and only than makes card transaction in currency B. It is a nightmare as:
- if your tx is reversed (authorisation cancelled) you get money back in currency B. You may not be able to convert it currency A if amount is small. Also you loose twice on spread.
- There is total mess in statements. You will see conversion in statement for currency A, another one in statement for currency B. And then you have card transaction in statement B. What is more if you make tax at the end of the month conversion will show in the previous month, card tx in the following one. Good luck reconciling statements.
Others like Revolut in such case will directly charge A account and return funds to A. One entry and no losses on spread, mess in statements.

Developer Response ,

Misiekkk, we appreciate your feedback. Please, keep in mind that our automatic currency exchange was made for convenience, but if you do not enjoy this method, you can easily change the currency before the payment by yourself in our intuitive app. If you have questions about this method, write to our support. We are available 24/7!

App Privacy

The developer, UAB ZEN.COM, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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