ZEN.COM for peaceful shopping 4+
Make your payments more ZEN.
UAB ZEN.COM
-
- Free
iPhone Screenshots
Description
Simplify your finances with ZEN! Our all-in-one account streamlines your financial journey and optimizes money management. From online shopping in multiple currencies to money transfers, ZEN makes it effortless. Enjoy peace of mind with effortless financial management. Join for free, and start in minutes!
· Multi-currency account
· Fast money transfers (SWIFT/SEPA)
· Currency exchange at the best rates
· Virtual and physical ZEN Mastercard®
· Apple Pay integration
· Cash deposit at ATMs
· Free in-app funds transfers to all your ZEN buddies
· 1-year extended warranty on all electronic devices
· Instant cashback up to 15%
· ZEN Care - shopping protection
Get a taste of our benefits and discover your ZEN today!
One Account for All Your Currency Needs
Say goodbye to the inconvenience of managing multiple accounts and fluctuating exchange rates. With the ZEN multi-currency account, you can hold, manage, and transfer funds in various currencies all in one place. Thanks to its own IBAN it will serve just like a regular bank account.
Experience faster, seamless money transfers
Our instant money transfers let you send and receive funds in just a few clicks. ZEN supports both outbound and inbound international SWIFT transfer and European SEPA transfers. With real-time notifications and 24/7 availability, you can keep your finances moving at lightning speed.
Instant access to funds: Top-up your account in seconds with ZEN Enjoy seamless account replenishment with our instant top-ups in the ZEN.COM app. You can choose between multiple methods, including bank transfers, and cash deposits at ATMs.
Shop and Pay with Ease – Get your physical and virtual ZEN Mastercard®
Unlock instant access to your virtual ZEN Mastercard® in just a few seconds. Grab your physical card in just a few days! With real-time transaction notifications, your finances are always at your fingertips. ZEN Care - shopping protection, secures all transactions made with the ZEN Mastercard®.
Make your payments simpler with Apple Pay
With a single tap on your phone, enjoy effortless access to your funds, quick bill payments, and on-the-go expense tracking. Our integration with Apple Pay promises fast, secure, and effortless transactions, eliminating the need for physical cards or cash.
Use an ATM to add cash to your ZEN account
Experience the convenience of cash management with the ZEN cash deposit feature at ATMs. With just a few taps, you can easily deposit cash into your account from any of our participating ATMs.
Exchange currencies at the best rates
Say goodbye to hidden fees and poor foreign exchange rates. Whether you're planning a trip or making a purchase online, you can exchange currencies with ease and confidence. With real-time updates and a user-friendly interface, ZEN makes it easy for you to manage your finances on the go.
Count on personalized support with ZEN Care - shopping protection
No more long wait times and generic responses, as our dedicated Support Team is here to help you. You bought your dream equipment, but something went wrong? Don’t worry, ZEN Care will take care of your problem. Our team will provide you with tailored solutions and 24/7 support that fit your unique situation.
Get started with our FREE plan, and elevate your experience with the premium benefits of GOLD or PLATINUM. From budget-conscious to high-flyers, we've got the perfect plan for you.
Find out more: https://www.zen.com/
What’s New
Version 1.96.1
Certain minor bugs won't disturb your ZEN anymore
Ratings and Reviews
Good app
I swapped Revolut to Zen and I’m surprised how clean and simple is Zen. Works well, fast... good zenefits ;) and I believe some further will come soon.
I didn’t compare exchange rates yet, however it seems that they are on almost competitive level.
I miss goals ( and savings options from Revolut), but maybe it will appear in a future as well.
Good job.
Developer Response ,
We wouldn't be ourselves if we were someone different, right ? :) If you are waiting for some great new feautures, stay tuned - the ideas are limitless! Anyway, thank you for sharing your feedback, every opinion matters and we are waiting for you to come back and leave 5* anytime in the future. Stay ZEN!
Very good, but Long time processing transfer
The application is very nice, everything transparent works smoothly. the only thing that spoils it is the long time it takes to process transfers. after sending the transfer to the recipient, it takes two days later. it's unacceptable for today. You need the option of immediate transfer or at least the normal processing time when the transfer is sent to an account in the same currency and in the same country, the transfer should reach the sender at the next session, if it is not a transaction from another country with a different currency. A two-day trial is unacceptable, it doesn't take that long anywhere. it would be worth thinking about it, because if it weren't for the perfect application, the lack of this function is decisive.
Nightmare to track spending
If you have funds in currency A and make card transaction (or even authorisation) in currency B and you have no B funds ZEN makes conversion from A to B and only than makes card transaction in currency B. It is a nightmare as:
- if your tx is reversed (authorisation cancelled) you get money back in currency B. You may not be able to convert it currency A if amount is small. Also you loose twice on spread.
- There is total mess in statements. You will see conversion in statement for currency A, another one in statement for currency B. And then you have card transaction in statement B. What is more if you make tax at the end of the month conversion will show in the previous month, card tx in the following one. Good luck reconciling statements.
Others like Revolut in such case will directly charge A account and return funds to A. One entry and no losses on spread, mess in statements.
Developer Response ,
Misiekkk, we appreciate your feedback. Please, keep in mind that our automatic currency exchange was made for convenience, but if you do not enjoy this method, you can easily change the currency before the payment by yourself in our intuitive app. If you have questions about this method, write to our support. We are available 24/7!
App Privacy
The developer, UAB ZEN.COM, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Sensitive Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- ZEN.COM UAB
- Size
- 152.4 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
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English, Czech, French, German, Hungarian, Italian, Polish, Romanian, Slovak, Spanish, Ukrainian
- Age Rating
- 4+
- Copyright
- © ZEN.COM
- Price
- Free
Supports
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