Empowch 4+

Send, save and get paid, all from your mobile phone, with Empowch.
No bank account needed. Instant, Safe, Secure and Free*!
Empowch is a mobile financial services platform created to empower the unbanked and underbanked around the world. It provides you with a multicurrency, self-custody wallet that gives you access to various financial services specifically created for you. Empowch offers borderless, low cost (free up to 300 USD), peer-to-peer transactions, payments and other financial services. services.
Here’s everything you can do with your Empowch Wallet right now:
Add and Withdraw Money
There are multiple ways to add and withdraw money and you don’t need a bank account to use any of our services. If you have one, link your bank account, a credit or debit card, airtime or another wallet to transfer money to and from your wallet, or instantly add cash through our network of tellers.
Send money borderless
Send and receive money (in USD) from and to anywhere in the world, faster and for free*, *up to $300 USD per month, and only 1% thereafter. All you need is your contacts phone number and the amount you want to send.
Get paid and pay
Receive digital payments directly to your wallet or use QR codes to make safe contactless payments online and in-stores.
Save your money in multiple currencies
Store your money safely in your own wallet in up to 3 different wallets. You can swap between currencies and use only the amount you need, any time day or night.

Get your account for free and start using your wallet on the Empowch platform, here’s how:
1-Download the app and create your account just with your mobile number.
2-Verify your identity.
3-Add money to your wallet.
4-Transfer money to your family and friends, instantly and borderless.
5-Pay your bills or any purchase in-store and online.
6-Withdraw physical cash whenever you need it.