Capturas de ecrã do iPhone


N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 5 million customers in 25 markets. N26 gives you complete control of your financial life on your phone. Download the N26 app, open an account in minutes and start paying with your card before it even arrives in the mail. Get a Mastercard, activate Apple Pay, and enjoy personal banking features like sub-accounts for organizing your finances and MoneyBeam for instant cash transfers. N26 is banking made simple, modern, and enjoyable.

N26 features include (availability may vary by country):
- Spaces—create sub-accounts for all your goals to make savings and budgeting easier, and set Rules to move money over automatically. Thanks to Shared Spaces, you can also save together with friends and family members that are also using N26.
- MoneyBeam––send instant cash transfers to contacts, or using just an email address or phone number
- Apple Pay—make quick and easy payments using your Apple devices in stores, online, and in apps (available in Austria, Belgium, Denmark, Estonia, Germany, Greece, Finland, France, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland)
- Real-time account activity push notifications
- In-app card control to lock or reorder your card, enable payments abroad and online transactions, and set withdrawal and payment limits
- TransferWise – flexible foreign currency transfers in 36 currencies.
- Dark Mode – now available with your N26 app, and seamlessly integrated with your device’s light/dark settings
- Automatic spending categorization
- Up to 5 free ATM withdrawals per month from any ATM, based on our Fair Use policy

N26 products include:
- N26 free bank account and Mastercard debit card
- N26 You—premium account and Mastercard debit card with extensive insurance coverage
- N26 Metal—our exclusive account and metal debit card for the digital generation. Choose from 3 stunning colors: charcoal black, quartz rose, and slate grey
- N26 Business—an account and Mastercard debit card for freelancers and self-employed customers with 0.1% cashback on all purchases
- N26 Business You—our premium account for freelancers with extensive insurance coverage and free withdrawals abroad
- N26 Business Metal—our most premium account for entrepreneurs, freelancers and the self-employed, with 0.5% cashback, insurance and free withdrawals abroad
- N26 Overdraft—overdraft up to €1.000 with 8.9% interest rate approved within minutes, and up to €10.000 for existing customers (available in Germany and Austria)
- CASH26––use a QR code to withdraw and deposit funds at participating stores. (Available in Germany, Austria and Italy.)
- N26 Credit—paperless personal credit loan between €1.000 and €25.000 (available in German and France)
- N26 Savings––fixed term savings account with high interest rates up to 1.48% (available in Germany and Austria)

Safety & Security
- Your money is protected by the German Deposit Protection Fund up to €100.000
- Your data is secured according to German data protection requirements
- Your transactions are 3D Secure for additional authentication and fraud protection using Mastercard SecureCode

N26 has been featured internationally by publications like TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ and many more. N26 has more than 100,000 five-star reviews worldwide.


Versão 3.47

With this update, we've improved the overall performance of your app and fixed some small bugs. Most importantly, we've launched Dark Mode so you can now adapt your N26 experience to your device's light/dark settings for better money management after-hours. We've also expanded the selection of currencies available when making an international foreign currency transfer with TransferWise – find the feature seamlessly integrated in your app. Enjoy!

Classificações e críticas

4.8 de 5
2.7 mil classificações

2.7 mil classificações

mon.rec ,

Top Bank

valeriol7860 o código para obter 15 euros no cartão depois de fazer uma transação de 15 euros.Uso a N26 há 2 anos e estou totalmente satisfeito, a conta abre em cerca de 10 minutos através do seu smartphone, depois de abrir a conta, o cartão chega em sua casa dentro de 4 dias, muito bonito, transparente e você precisa '' o aplicativo, a conta é realmente inteligente, você pode fazer tudo, desde o seu smartphone, os saques em qualquer balcão nacional e estrangeiro são totalmente gratuitos, as transferências na área SEPA são gratuitas e chegam em menos de 24 horas, assistência em aplicação muito presente, aplicação realmente amigável, a conta atualmente pode ser alimentada apenas por transferência bancária ou dinheiro através do serviço cash26 nos supermercados participantes; no final, eu recomendaria porque, ao contrário de outras contas

TerminalAnt ,

Aplicação espetacular

App muito intuitiva e útil! Consegues criar espaços/vaults e não pagas taxas ao fazer transferências. Agora com integração Apple Pay 5*
Usa o código ca13776@n26 para receberes €€ quando fizeres a tua primeira transação :)

RafaelRavara ,

Apple Pay in Portugal!

Please, make ApplePay available in Portugal.

Resposta do programador ,

Thanks for your feedback! At this time it is not available in Portugal.
We suggest to keep an eye on our Social Media platforms as all updates will be released there! You can follow our @N26 blog and social media accounts to stay up-to-date.


N26 GmbH
347.8 MB

Requer o iOS 11.0 ou posterior. Compatível com iPhone, iPad e iPod touch.


Alemão, Espanhol, Francês, Inglês, Italiano



  • Wallet

    Todos os seus passes, bilhetes, cartões e muito mais, num só lugar.

  • Partilha com a família

    Ao ativar a Partilha com a família, a app pode ser utilizada por 6 membros da família.

Talvez também goste