Fi Money - Save & Invest Smart 4+

Saving, investing, and more‪.‬

epiFi Technologies Private Limited

    • 4.4 • 8 Ratings
    • Free

iPhone Screenshots

Description

Open a zero-balance Savings Account online in under 3 mins! As a money management platform, Fi Money is the perfect solution for all your financial needs. The only money management app you need. Via Fi you can open a savings account online, track your expenses, maximise your savings, automate UPI payment online, invest in Mutual Funds & build your wealth! You don’t need to look for other finance apps anymore; Fi Money is all you need.

Get a sleek VISA Debit Card with zero FOREX charges. Powered by cutting-edge tech, connect your other savings accounts to Fi to view a combined balance.

Why Try Fi?
*Money insured up to ₹5 lakh
*No minimum balance
*Zero FOREX markup
*No hidden fees
*Withdraw from any ATM
*24/7 Friendly customer support

FEATURES

Make sense of your personal finance instantly
- Open a new digital zero balance savings account via Fi in minutes
- Use Ask Fi, your intuitive personal finance assistant and get simple answers
- Fi encourages you to build better money habits & manage money online
- Categorise all your expenses automatically
- Fi’s Smart Statements tell you just what you need to know — in plain English.

Get rewarded for saving money
- FIT Rules: Set fun rules that automatically save for you.
- SIP 2.0: Automate investments and transfer money into Mutual Funds on a daily, weekly or monthly basis
- Use Fi regularly to make smart financial decisions, send UPI payments online, grow your wealth & earn curated rewards
- Money doesn’t grow on trees, but on Fi Money, you discover the joy of growing ‘Money-Plants’

You spend smarter, not lesser
- Create AutoSave, AutoPay & AutoInvest rules as you go.
- Smart Deposit: A flexible way to save — designed around you & your goals
- Instant money transfer: Fi Protocol works out the best mode with zero transaction charges
- Fi will auto-create a unique UPI ID for you! Set a secure UPI PIN yourself, then send/receive UPI payment & transfer money with BHIM UPI.

Safe & Secure
• Our licensed partner bank hosts every Digital Savings Account & Visa Debit Card.
• The funds in your zero balance account remain insured up to ₹5 lakh as per the Deposit Insurance and Credit Guarantee Corporation (DICGC)
• Fi Secure also gives you state-of-the-art internet security for your money

You remain in control
- Pay with your VISA Platinum Debit Card, by swiping, tapping and even go contactless!
- Lost/misplaced your card? Tap to order a new one. Or freeze it in-app

And much more!
● No jargon: We will always communicate with you in plain English.
● No paperwork: No branch visits, no queues & no tedious processes⏳
For more: Visit https://fi.money/

What’s New

Version 1.92.1

You wanted better ways to spend Fi-Coins
Well...we heard you loud 'n' clear!
Meet, Fi Store: The online discount shop
A great way to save big on top brands
Across electronics, food, skincare, etc.
You'll get massive discounts using Fi-Coins
We have other release updates too:
UI augments across the board
Minor bug fixes & in-app performance tweaks
Plus, brand-new US Stock Collections
Check "Buffett's Portfolio" & "Analysts' Picks"

Ratings and Reviews

4.4 out of 5
8 Ratings

8 Ratings

shameer_ ,

Fi Application fund Transfer and more not working on board

Please give us for application full access like fund transfer nd more outside india

Developer Response ,

Hi there! Thank you so much for sharing your feedback. Fi's in-app services are partially available when used in another country due to various factors such as carrier restrictions and to comply with international protocols. If there are any futher concerns, please feel free to reach out to our support team at 080-47485490 or mail us at help@fi.care. You can also share your contact details here: https://od.vg/eerGMiw We'll be in touch to assist you right away. Thank you!

ShazMohamed ,

Complex login system and poor customer support

This app has the worst login system I have ever seen. I recommended not to use this app if you are someone who travels. In order to login into Fi, you have to go through 4 or more steps :

1) OTP verification
2) Email sign in
3) Google account Sign in
4) Record a video saying out number aloud
They call it face verification
5) Sending an SMS from your registered number to their number ( They call it device verification and they don’t give a f… on the charges occurred)

Before you hit the send button, it will say timeout( in 2 seconds) which means you’re fingers and phone must be fast enough or else you go to step 1 again.

Why ? Why it has to be so complicated ? Why this is the only banking app to show off with these ridiculous steps to login in the name of security ?

If you are travelling outside India, there is NO WAY YOU CAN LOGIN TO FI. They have a International debit card with forex charges waived off but how can we use it ? What if I lost my card when I’m abroad or I need to set limits on my card or I need to access the app to send or receive money ? You cannot do it. When I reached out to customer service, they say they cannot help you with this.

There are much better apps available like NiyoX, please use them. Fi is not a technologically advanced banking as they cannot even bring a proper login system other than Indian SIM OTP. They hide their inability to bring a proper login system in the same of security and are fooling us. They have no plans to even bring at least an email-based OTP. I don’t recommend to use this app, don’t fall for their marketing.

App Privacy

The developer, epiFi Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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