FINCI Mobile 4+

Payment services for complex businesses

*** Lithuanian Fintech Innovator of the year award 2023 ***

Open a new business account with FINCI. Get a multi-currency account, supported by a range of payment tools, and backed by expert human service.

Thousands of businesses across 31 countries trust FINCI to manage their finances. Apply completely online, with 93% of accounts opened within 2 days.

Access One International Multi-Currency Account
With a multi-currency account, you can make and receive payments in different currencies all within one easy-to-use dashboard. Easily trade GBP, USD, PLN and EUR.

Choose the best subscription plan for your business:

— FINCI small: 50 000 EUR monthly incoming turnover
— FINCI Medium: 250 000 EUR monthly incoming turnover
— FINCI Enterprise: 500 000 EUR monthly incoming turnover
— FINCI Enterprise+: Individual custom limit

International Transfers
Choose the best payment network to suit your needs:
– SEPA: Send payments throughout Europe.
– SEPA Instant: Transfer up to 25,000 Euro to 36 countries within just 10 seconds.
– SWIFT: Make international transfers to more than 100 countries in all major currencies.
– NEW Instant Global Payouts: Now you can make instant blockchain-powered payouts.

Dedicated Account Manager
Your team will get access to a dedicated business account manager – a banking expert that will get to know your unique business needs and deliver personalised service.

Currency Exchange
FINCI offers currency exchange in four major currencies: GBP, EUR, USD, and PLN (and many others upon request).

Safe and Secure
FINCI is a Lithuanian-based authorised Electronic Money Institution (EMI), with full EU passporting. We prioritise the protection of your funds and personal data through advanced data encryption, digital certificates, and sophisticated risk and fraud monitoring.


Reliable Customer Support
Speak to our lovely customer support team (Mon to Fri, 09:00 – 18:00. EET) in 4 languages (English, Lithuanian, Latvian, Russian). Reach us via messaging centre, phone, or email.

With the FINCI app you also get:

• Real-time notifications: Instant updates whenever you use your account.
• Spending overview: Get full visibility of your transactions.
• Google Pay: It’s the fast, easy and secure way to pay online and in real life.
• Account top up: Quickly top up your FINCI account with any debit or credit card
• Instant balance: Check your account balance with one swipe from your home screen.
• Export statements: Get transaction history in CSV, PDF, Fidavista, XML and other formats.
• Shop securely: Buy online with confidence with Mastercard’s 3D SecureCode 2.2 advanced fraud prevention technology.

Temporary Business Accounts
Useful for the company formation process. You can open a business account in hours, deposit the required equity capital, and complete the company registration process.

Business Account Highlights
– Unlimited multi-currency accounts
– Free payments between FINCI accounts
– International payments in foreign currencies
– Free digital payment cards
– Physical cards powered by Mastercard.
– Priority customer service



Not just for business
FINCI is also available for individuals. You can open a personal account in about 5 minutes.