Western Union Digital Banking 4+

Money Transfers & Banking

Western Union Holdings, Inc.

    • Free

iPhone Screenshots

Description

Get a free bank account with Western Union Digital Banking. Our free standard bank account includes the following perks:​

• Free checking account​
• Free savings account​
• Free Visa Platinum debit card*
• 2.25% p.a. interests on your savings account2**
• International money transfers​
• Free instant transactions between Digital Banking users***
• 3 free ATM withdrawals per month​

With the Western Union Digital Banking App you can open a free bank account to manage your international finances. Get a free Visa Platinum debit card1 to pay at local stores or to shop online.​

Open a bank account without Schufa.​
Many banks in Germany ask for “Schufa” credit score. We don’t!

Enjoy digital banking and international money transfers in one app. Send money to over 200 countries and territories.​
For even more perks upgrade to Western Union Digital Banking Premium.​


The General Terms and Conditions:​

* Free physical Visa Platinum debit card after opening an account. Limited to standard shipping only. Limited time offer valid until September 30, 2024.​

** ”My Saved Money” account up to 10.000 EUR. 3.5% interest applies for balances in premium customer accounts and 2.25% interest applies for standard account customers. Limited time offer until 31 July, 2024.​

*** There is a limit on the number of transfer fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.​


Western Union Digital Banking is offered by Western Union International Bank GmbH. Western Union International Bank is licensed by the Austrian Financial Market Authority.​

What’s New

Version 14

Technical improvements
Improved User experience

Ratings and Reviews

3.7 out of 5
1.4K Ratings

1.4K Ratings

Luciano_boy ,

Creating account very hard

I was keep going from costumer service to video call with a person that validates my information and the app didn’t work, finally after more than an hour and a half after keep going back and forward I somehow managed to have my account validated and ready too use. Apparently it needed to go through all the processes once more, even though they said is all validated.

Next day I had a problem, I called customer service and the line kept breaking, like they hang out in the middle of the conversation. But this happens 4 times, and every time they hang out and I call back I hd to speak with a different person. And I saw that is a common problem WU has, but didn’t do nothing about it!!! 😡

Developer Response ,

Thank you for sharing your feedback, as it allows us to know how we can improve our customers' experience. If further assistance is required, please contact our customer care through the app, or by calling us at:
+40317829797 - Romania

nnnnkjuil ,

Decent app afterall

What started as a very bad experience, now is working pretty fine. Connecting to an agent for verification doesn’t take more than a few minutes

Developer Response ,

Hello nnnnkjuil. Thank you for reaching out to us. We are very sorry to hear about your experience. For further assistance, kindly get in touch with our Customer Care representative at +40317829797. Thanks.

Octavian27 ,

Worst services I have ever used

The app is full of bugs and takes forever to load.
Customer service is despicable, I called about a problem and the operator hang up in my face after waiting 30 minutes for them to answer.
WU promised a ~20$ bonus for new clients and I have read all the terms and conditions but after opening my account they said the terms and conditions have changed.
I had to pay a fee in order to add money and receive the bonus that I never received. I would also like to add here that most banks don’t charge fees for depositing money with them.
When I tryed to withdraw money, it didn’t work for some reason and I got NO NOTIFICATION but Revolut sent me both an email and a message telling me what’s going on. If someone else got my info and tried to withdraw money, WU would have given me NO notification of this attempted transaction.
I don’t know where you are in the world but trust me, there are better banks and companies. Way better ones, such as Revolut or honestly any other traditional bank.

Developer Response ,

Octavian, our deepest apologies for these inconveniences. The lines you contacted may have been busy at the moment of your call. We will be happy to review your case and assist you, please get in touch with us again with more details at +40317829797 if in Romania.

App Privacy

The developer, Western Union Holdings, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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