The UK's fastest-growing bank is coming to the US!
Your Monzo account is instant spending notifications, stress-free traveling, easy budgeting and support from real people, whenever you need it.
Always know how much money you have
Get on top of your spending with instant notifications every time you pay for something, with a balance that updates immediately, not days later.
Use your card anywhere
Whether it's with your hot coral debit card, or Apple Pay, Monzo works all around the world, and you don’t need to tell us when you're going.
Spend for free
We don’t charge fees for spending on your card, we don’t charge overdraft fees and we don’t mark up the exchange rate when you go abroad.
Pay people in seconds
Send and receive money free and instantly with other Monzo users, and say thanks with an emoji!
Stay in control
If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
Money in your Monzo account is protected by FDIC, so you’re insured up to $250,000, and our anti-fraud systems make sure your money is safe, without adding friction for you.
The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated.
Monzo Inc. does not offer or provide banking services on its own behalf or for its affiliates and is not a bank. Monzo Inc. is wholly owned by Monzo Bank Limited. Monzo Bank Limited is a non-US bank, is not FDIC-insured, and does not offer or provide banking services in the United States or to US residents.
Happy New Year! For our first update of 2021 we’ve got... bug fixes!
Ratings and ReviewsSee All
Used while this was a beta. I really liked everything, app is amazing, PUSH for spending (rare thing for the UK!), map with the payment point. Awesome. Keep doing a great job.
This app is useless. You cannot signup.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- User Content
- Usage Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Get all of your passes, tickets, cards, and more in one place.
Up to six family members will be able to use this app with Family Sharing enabled.