Neverless: Save & Invest 4+

Trusted by executives from the largest institutions, Neverless simplifies passive investing for people across the globe. Enjoy a leading 5.05% interest on savings, paid daily, and unprecedented access to hedge-fund-grade strategies yielding 8-13% AER. There's no minimum deposit and funds can be withdrawn any time. No other platform matches its returns, simplicity and transparency.

OUR ACCOUNTS

1. UNINVESTED ACCOUNT
Your deposit first lands here and immediately starts accumulating 5.05% interest, paid daily. Neverless continuously optimises the interest by reallocating to the highest available rates amongst risk-free U.S. government loans, facilitated through our leading partner banks, and overcollateralised lending to other platform users.

2. STRATEGIES ACCOUNT
You can move part of your balance to our industry-first Strategies account. Powered by strategies previously only accessible to the ultra-wealthy via hedge funds, it generates high, stable returns. The strategies used are called market-neutral, meaning that no unhedged position is held, to remain unaffected by market movements. Whether markets go up or down has little impact on the performance of these strategies which is why they can have stable returns even in market downturns. How these strategies generate profits instead is by leveraging market inefficiencies in real time, also called arbitrage opportunities, using Neverless’ own high-frequency trading infrastructure.