Core Account 17+

Previously Chocolate Finance

Chocolate Pte. Ltd.

Designed for iPhone

    • 4.9 • 115 Ratings
    • Free

iPhone Screenshots

Description

The Core Managed Account by Havenport is a new place for your spare cash where you can enjoy 4.2% p.a. return on your first S$20k and a target 3.5% p.a. on any amount thereafter. No lock-ins, no hoops to jump through. What's more, we take no fees and make no money until we deliver the target return. See your returns in the app every, single, day.

What's more, if the portfolio doesn't make the target 4.2% p.a. for your first S$20k, the difference will be topped up so you enjoy the target return during the Qualifying Period.

The Core Managed Account by Havenport is operated by Havenport Investments Pte. Ltd. a Holder of a Capital Markets Services Licence, regulated by the Monetary Authority of Singapore with a license number of (CMS100173), and offered under advice by a network of partner advisory firms, including but not limited to SG alliance, Financial Alliance, Frontier Wealth, Tallrock, Alpha Wealth and Promiseland. Financial advice is available to you throughout your journey.

Note: This app is currently only available for users with Singpass MyInfo. (I.e. Singapore residents or non-residents of Singapore with Singpass.)

What to expect:
It's completely free to open an account, download the Core Account app to get started.

1. No hoops
We don’t expect you to jump through hoops to get the returns. There are no minimum or maximum balance requirements and no lock-in periods.

2. See your returns daily
in your app every, single, day.

3. No lock-ins
Take your money out whenever you like. Withdraw via FAST bank transfer - any amount, anytime you like. No charges or penalties.

4. Easy sign-up
Getting started is quick and easy. Sign up easily and securely with Singpass MyInfo in a few quick steps. Then, add money in.

5. No fees
We take ZERO fees until you achieve the target returns. We only make money once you’ve made money. So naturally, it’s our number one priority to make the returns we’ve targeted for you.

6. We walk the talk
From now until 31st December 2024, if we don't make the target 4.2% p.a. for your first S$20k, we will top up the difference to make sure you enjoy the target return. Does it get any better than that?

7. Safety and security
Your funds are managed by a holder of a Capital Markets Services licence issued by MAS.

*Licences and disclosures:

The Core Managed Account is a Managed Account service operated by Havenport Investments Pte. Ltd ("Havenport"), a Holder of Capital Markets Services Licence regulated to perform fund management activities, dealing in capital markets products and providing custodial services. Havenport is regulated by the Monetary Authority of Singapore with a license number of (CMS100173). The 4.2% p.a. return is subject to change based on market conditions, with top-up support offered as an incentive during the Qualifying Period. Terms and conditions apply.

The Core Managed Account is distributed through preferred financial advisers. All customers are required to acknowledge the recommendations made by our partner financial adviser firms before signing up to any Havenport services.

This information provided on the app/website is for use by financial advisers regulated by The Monetary Authority of Singapore (MAS) and does not constitute an offer or solicitation to buy or sell any of the investments mentioned. Neither Havenport nor any of their officers or employees accept any liability whatsoever for any loss arising from any use of this app or its contents.

This advertisement has not been reviewed by the Monetary Authority of Singapore and may not be reproduced, distributed or published.

For more information visit https://www.thecoreaccount.com Privacy policy, terms, and conditions are available within the app.

Get in touch:
Contact your financial adviser or our customer support team via WhatsApp in the app. Customer service is available Monday to Friday, between 9 am and 6 pm. Alternatively, WhatsApp or call +65 94797979.

What’s New

Version 0.0.58

• Performance enhancements and bug fixes.

Ratings and Reviews

4.9 out of 5
115 Ratings

115 Ratings

GreasedAgent ,

Better than leaving money in a traditional bank account

Simple product, but works exactly as intended with its promise of 4.5% per annum interest. Withdrawals of under 20K SGD from your Chocolate account into your external bank account is instant via FAST transfer as well.

Developer Response ,

Unlike traditional finance options, with Chocolate Finance, you can see your returns daily in the app. Withdraw anytime you like! Glad you are enjoying Chocolate!

Nulgnim ,

Returns as promised and insanely quick transfers

Thus far, Chocolate has maintained the 4.5% promise.

The speed of transfers is also very impressive. In fact, it is just as quick as banks.

Overall very simple and intuitive app to use

Developer Response ,

Thank you Nulgnim for this! Speed is our middle name 😉 Enjoy using Chocolate!

Aiyo sian ,

Returns are REAL! Withdrawals were INSTANT

Have been an investment professional for more than 20years. This product is simply mind blowing. App was Easy to navigate. Statement is easy to understand. Truly transparent and trusted app.

Developer Response ,

Wow! Thanks Aiyo! Fabulous to hear this feedback. Thank you very much.

App Privacy

The developer, Chocolate Pte. Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contacts
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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