Wise 4+

Money without borders

Wise Payments Ltd

    • Free

Screenshots

Description

Money for here, there, and everywhere

170+ countries. 50 currencies. One card. This is the account built to save you money round the world.

Use money. Make money. Get Wise. Convert, send, receive and spend just like that. And we’re up to 6x cheaper on average than leading UK banks.

Join 15+ million people and businesses worldwide.

— Worldwide money transfers, universal savings —
• Send money to 70+ countries, fast
• Get the real exchange rate, like on Google, for every money transfer, for a tiny fee
• Over 50% of transfers are instant
• Secure your transfers with two-factor authentication

— The debit card that’s always got the right currency —
• Spend or withdraw money in more than 200 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your virtual card whenever you like

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, US routing and account numbers, and more. As if you had local bank accounts around the world.
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 50 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the real exchange rate, for a super-low fee

— Put your money to work with Assets —
• Try Interest or Stocks in a few taps. Only available in the UK and Singapore, for now
• Capital at risk. Wise Assets is a trading name of TINV Ltd, a business subsidiary created to carry out investment activities and regulated by the FCA

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by the FCA in the UK, and by other authorities around the world.

Send from: GBP (British pound), EUR (Euro), USD (US dollar), AUD (Australian dollar), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CZK (Czech koruna), DKK (Danish krone), HKD (Hong Kong dollar), HUF (Hungarian forint), JPY (Japanese yen), MYR (Malaysian ringgit), NOK (Norwegian krone), NZD (New Zealand dollar), PLN (Polish zloty), RON (New Romanian leu), SEK (Swedish krona), SGD (Singapore dollar)

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)

What’s New

Version 8.54.1

We fixed bugs and made minor improvements.
Happy sending, spending, and saving!

Ratings and Reviews

4.7 out of 5
5.1K Ratings

5.1K Ratings

Editors’ Notes

Sending money to friends and family in other countries can be a pricey proposition, unless you can find a way to avoid the unfavourable currency exchange rates set by banks. TransferWise uses the standard exchange rate—not your bank’s—when you wire money abroad. It’s remarkably streamlined and easy to use, especially for frequent transfers, and it’ll save you plenty of dollars, pounds, euros, zloty…whatever money means to you.

Jes C. ,

Best there is... way better than PayPal or Banks

Switched from PayPal business account to TransferWise since Aug 2018, transacting few thousand USD 2-3 times a month for my business to/from clients and associates in the US, Malaysia, Singapore and China. Firstly, the app is intuitive to use - great interface design (as compared to Payoneer). Secondly, it saved me couple hundred bucks compared to using PayPal (wish I’d known of TW earlier!!!). Thirdly, the speed is super duper fast - for SGD dollar it’s done in minutes, even in the middle of the night. For USD it’s basically completed within 24hrs. Fourthly, the fees are transparent and pretty much NEGLIGENT if you compare with alternative options (think banks, Western Union, PayPal etc.) and last but not least, the FX rates are interbank rates, rates that you can’t get anywhere else as an individual consumer. And it’s never failed me - more reliable than some clients I can say. Lols~ have been recommending TW to family, friends and business associates cos it’s THAT GOOD. And no, I don’t have a stake or get any money from TW for this review. Hell, it’s the first time I’ve even bothered to review an app!

bassicinstinct ,

easy to use & great rates

I got a transferwise credit card when I had a long holiday in USA because I didn't want to pay all those conversion fees by the banks issuing the credit cards. Worked like a charm. Never had any problems. What I really liked was that I could put in USD as I required instead of having to change a huge amount at one go. It's even better now as it has virtual cards which makes so much sense if you lose your physical card or had to cancel for whatever reason. It is a different credit card though even if you find it through the same account. So I try to use virtual cards for internet shopping and apple pay. physical for places that don't offer apple pay. Also had prompt help when I once put the wrong account number when transferring money for conversion to USD. Someone rang me back within half an hour.

App Privacy

The developer, Wise Payments Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • Identifiers
  • Other Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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