365.bank 4+

Excellent

Such a well thought app!
I love all the small nifty features (like 50 folders in savings with pictures, having my credit card details in app, etc).
The speed has always been issue even on flagship Androids, but now on iPhone 12 mini the app speed is not an issue anymore. Well done!

Developer Response ,

Hi Jan, thanks a lot :)

New Champion

The long-reigning champion of slowness, Internet Explorer, has finally been dethroned. Ladies and gentlemen, welcome the new king of slow: 365 Bank! Imagine trying to open the app and having time not just to brew a coffee, but to cook a whole meal and watch an entire season of your favorite show. Yes, 365 Bank is that slow! Even snails think it's a bit much. Switching from one screen to another is so lengthy that you could calmly read the entire Bible and still go back to the first chapter. When you click a button, it feels like the signal is traveling through space-time to an alternate universe and back. And that's not all! The app is so slow that when you type something, the words appear on the screen with such a delay that you'd swear it’s a telegram from the 19th century. If you enjoy retro experiences where time moves slower than watching paint dry, 365 Bank is perfect for you! For everyone else who appreciates efficiency and speed – run while you still can. The new champion of slowness is here, and we believe its reign won't end anytime soon. Congratulations, 365 Bank, we never thought anyone could surpass the legendary slowness of Internet Explorer, but you did it

In short - dont download it, regular banks are much better

This banks user interface is probably the worst I have experienced. Its extremely slow and non-intuitive.

Bank offers some random few percent discounts and tries to promote a great services like that. However in practice nobody is gonna use those and what really matters doesn't really work.

I attempted to pay with 365 bank card multiple times and it didn't work. Support doesn't reply and is often offline.

What truly made me wanna delete my account is their dishonesty in marketing and lies. I was offered 15€ for me and 15€ for a friend if he joins trough my invite link. Only reason he was joining was due to my long convincing that its worth trying for that money.
Registration process was terrible and took around hour, maybe even more. In the end we went through it expecting at least the small promised financial incentive.
Its months later and neither me nor my friend received anything. Not a single penny.

Bank doesn't offer any investment opportunities or multi-currency accounts, unlike Revolut. I would recommend Revolut over 365 bank. Its not perfect and after certain amount of spending there are fees/monthly subscription, but its best bank I have found. I would however also recommend having one local bank you can go to personally, to be sure you always have an option that works.

Developer Response ,

Hi, we are sorry to hear about your negative experience with our bank. The app should be up and running as well as our Infoline, which is available to clients daily from 7:00 am to 10:00 pm. If the Infoline is unreachable, please contact us by e-mail at hello@365.bank. As regards the EUR 15 reward, we promised that we would give this reward to all clients who met the conditions. If this wasn’t your case, please get in touch with us by e-mail or phone and we will look into it.