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SMBC Digital 4+
Mobile Authentication App
SMBC Bank International plc
-
- Free
Screenshots
Description
As part of SMBC Group’s commitment to online security and recent changes instigated as part of a European Regulatory requirement, known as the “Payment Service Directive 2 (“PSD2”) we have introduced the “SMBC Digital app. The app provides significantly enhanced security features when compared with the traditional OTP generating token and delivers an improved login experience through secure authentication.
Further, the app allows for the “Dynamic Linking” of payments by letting approval users validate and digitally sign payment details “out of band”, thus providing enhanced protection against fraud. When you approve E-payments, the contents are sent to the SMBC Digital App for signing by the scanning of a “Cronto Image” that contains details of the payments you have selected for approval. By scanning this “Cronto Image” into your SMBC Digital App, it can display the payment information and will allow you to sign them by inputting a response generated by the mobile app. This means when the Bank receives payment orders, the systems can verify that they are genuine.
The App only reads the data already available to you at the time of authorisation, this data is never stored on the phone or is viewable other than when you access the app at the point of authorisation. No transaction history is ever available on the mobile device.
What’s New
Version 1.24.0
App maintenance, bug fix and minor improvements.
App Privacy
The developer, SMBC Bank International plc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Seller
- SMBC Bank International plc
- Size
- 14.9 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.0 or later.
- iPad
- Requires iPadOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English, Japanese
- Age Rating
- 4+
- Copyright
- © 2020 Sumitomo Mitsui Financial Group, Inc
- Price
- Free