atome TH - Buy now. Pay later 4+

3 easy, interest-free payments

APayLater Financials Pte Ltd

Designed for iPhone

    • Free

iPhone Screenshots


Atome is Asia’s leading Buy Now, Pay Later (BNPL) app. Download Atome today and shop what you love, at your own time. Enjoy flexible payment solutions at a wide variety of popular online and offline retailers across categories like fashion, beauty, lifestyle, fitness and homeware.

Download the Atome app today to enjoy a THB 50 voucher on your first purchase.


1. Select Atome as the mode of payment
If you’re shopping online, select Atome during checkout. If you’re at a participating physical store, use your Atome app to scan the QR code at the cashier.

2. Make payment
Atome automatically splits your purchase into 3 interest-free payments. Complete the first payment at the point of purchase. The next two payments will be scheduled 30 days apart.

3. Keep track of your bills
The Atome app does all the work for you so you’ll never miss a payment again. Easily check your payment schedule under “Bills” on the app. You’ll also be informed whenever payments are due and when your payment cycle is complete.


1. Buy now, pay later
3 easy payments, 0% interest. Atome automatically splits your bill into 3 interest-free installments at thousands of stores. Pay only 1/3 of the amount at the time of purchase. The next two payments will be spread across the next 30 days.

2. Fuss-free payments
You’ll take only 72 seconds to register for an Atome account and complete your first transaction. Payments are automatically deducted from your preferred credit card or debit card — so you’ll never have to worry about missing a payment.

3. Shop online and in-stores
Use Atome to pay later at all your favourite brands including Charles & Keith, SHEIN, Supersports, Sephora, Watsons, EVEANDBOY, Konvy, Coach, King Power, Major Cineplex and Agoda. Atome is accepted at a wide range of offline and online shopping categories including women’s and men’s fashion, beauty, home, baby & kids, electronics, sports, outdoors, travel and lifestyle.

4. Vouchers and discounts
Download our app to get first dibs on special discounts, cashback, exclusive deals, recommended stores and other promotion notifications. Here’s what you can expect:
- Atome-exclusive welcome voucher on your first purchase
- Best deals and exclusive discounts at our partner retailers for new users and existing users
- Personalised recommendations so you can get your favourite items at great prices
- Promotion notifications so you never miss out on the best deals


Atome is dedicated to offering you the best shopping experience with our flexible payment solutions. Should you have any questions, please reach out to us at Love using Atome? Leave us a rating and review on the app store and follow us on our social media channels:


What’s New

Version 2.53.0

-Fixed some bugs and improved product performance.
-Enjoy! Time to own it!

Ratings and Reviews

4.8 out of 5
15.3K Ratings

15.3K Ratings

putter no.1 ,

นายนิพิฐพนธ์ ติวงศ์วัฒนา

ใช้งานง่าย ตัดเงินจากบัตรตามรอบทําให้ยืดระยะเวลาจ่ายได้อีก

Developer Response ,

สวัสดีค่ะ ขอบคุณที่เลือกเราเป็นผู้ให้บริการ "Buy Now, Pay Later" นะคะ อาโตมี่ยินดีให้บริการเสมอค่ะ :)

Lovely puipui ,


Very good

Developer Response ,

Hello there, thank you for choosing us as your dedicated "Buy Now, Pay Later" provider. Stay safe :) Gof@Atome

Natthawas ,



Developer Response ,

เรียน ท่านลูกค้า อาโตมี่ต้องขออภัยสำหรับความไม่สะดวกที่เกิดขึ้น โปรดติดต่อเราที่ เพื่อแจ้งรายละเอียดของบัญชี เรามีความยินดีที่จะช่วยเหลือท่านต่อไปค่ะ P@Atome

App Privacy

The developer, APayLater Financials Pte Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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