bunq 4+

Mobile banking made easy

bunq

Designed for iPad

    • 4.0 • 568 Ratings
    • Free

Screenshots

Description

Discover mobile banking that makes life easy. Spend, save, budget and invest—all while effortlessly offsetting your CO2 footprint. Download and sign up in 5 minutes to start your 30-day free trial today.

Our Plans

EASY CARD - Free
Get an international credit card in just 5 minutes.

• A Free Credit Card you can instantly use with Apple Pay/Google Pay
• Save up to 90% on roaming costs with your eSIM, available in the bunq app
• AutoAccept payment requests
• Stocks: use the bunq app to invest on the go
• Daily chances at great prizes from the Wheel of Fortune
• Access to Finn, your personal assistant
• Personalized budgeting tips and insights from Finn
• Parent Access for any account set up for a minor
• Use the Travel tab to find places recommended by friends and by Finn
• Get practical travel tips with Travel Assistant
• Plant a tree for every €1,000 spent with your bunq card
• 24/7 Online Support, Biometrics ID and Deposit Protection

EASY SAVINGS - Free
Earn high interest on your savings and pay zero fees.

• All the benefits of Easy Card, plus:
• 2.16% base rate interest, plus 3.36% interest on funds exceeding your peak savings balance of the past 6 months.
• Interest paid weekly
• 2 withdrawals per month, included
• No minimum deposit
• Freedom of Choice to decide where your money’s invested
• Add external bank accounts for a full overview of your finances (for NL+DE+FR users)

EASY BANK - €3.99/month
Get a bank account in just 5 minutes.

• All the benefits of Easy Savings, plus:
• 1 Bank Account, 1 Joint Account and 1 Joint Savings Account
• 1 Physical Debit or Credit Card, in addition to 1 Free Virtual Credit Card
• A beautiful stainless steel Metal Credit Card, so you can pay in style wherever you go
• Withdraw and Deposit cash at participating stores
• Instant Payments
• Schedule Payments for bills and expenses
• Use Refund Request when you’re not satisfied with a product or service
• Shared Account Access
• An NL, DE, ES, FR or IE IBAN to match your location
• Added card security against overcharged tips and irregular payments, powered by AI
• Key insights to help track your CO2 footprint

EASY BANK PRO - €9.99/month (FREE if you’re a student in the Netherlands who receives DUO on their bunq account)

Get a borderless bank account with easy budgeting

• All the benefits of Easy Bank, plus:
• Automatically pay from the right account or currency with AutoSelect
• 25 Bank Accounts
• Effortlessly open Joint Accounts with friends, housemates, loved ones
• Monthly spending breakdowns and month-on-month comparisons
• Smart automations to help you save more
• Spend, save, pay and receive in 22 currencies
• Earn 3.71% interest on USD and GBP
• Get NL, DE, ES, FR & IE IBANs
• Invest automatically with Easy Investments
• Save up to 3% when paying abroad

EASY BANK PRO XL - €18.99/month
Get a borderless bank account with easy budgeting and travel insurance.

• All the benefits of Easy Bank Pro, plus:
• Worldwide Travel Insurance with zero hassle
• Earn 2% Cashback on public transportation, 1% Cashback at restaurants and bars
• Earn more Cashback with up to 2 friends
• Plant a tree for every €100 spent

All our plans are also available for business!

Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments, Face & TouchID and 100% control of your cards in the app.

Your Deposits = Fully Protected
Your money is insured up to €100,000 by the DGS.

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

What’s New

Version 26.2.0

What's fixed:
• You can now import multiple file types [pdf, jpeg, html, png, etc.] to the bunq app, also directly from your email app.
• Active and inactive external accounts are now clearly distinguishable in your Home Tab for better account management.
• Flag icons have been added to stocks, making it easy to identify a company's nationality at a glance.
• We've fixed an issue that was preventing Apple Pay top-ups from proceeding smoothly.
• You can now add failed payments to your AutoAccept list.

Ratings and Reviews

4.0 out of 5
568 Ratings

568 Ratings

myshko.zv ,

questions about blocked accounts

a client of your bank sent me money four months ago, there is a payment receipt, his account was blocked and they informed that the money would be returned. I would like to know the procedure for returning money to blocked accounts, because I do not trust this person and think that he took my money.

Developer Response ,

Hey! Thank you for your review. Please know that we never intentionally freeze or close accounts without a fair reason. You can find all the possible reasons here: https://together.bunq.com/d/26054 Please ask the other party to contact us at support@bunq.com, and we'll do our best to clarify everything in terms of your closed account and remaining funds 🙏

zxxxzxxx1444 ,

This app is taking advantage of Ukrainian refuges

Be aware of using this app, in advertisement they say that Ukrainian refuges can use this bank. At first everything was okay, but then after my father sent me almost all money we had so I can pay for my rent and bills till I will find a job they just blocked my account with no reason described and blocked almost 2k euro. They left me in foreign country without money, I understand that for you guys 2k is not a big money but for my family they are huge. In this case stop providing accounts for Ukrainian refuges and then just block it, as I can see this is not the first situation. You just did a horrible thinks to people who are already in a bad situation. Shame on you.

Developer Response ,

We’re sorry to hear about your experience! Here’s an article listing all the possible reasons we’d block an account: https://together.bunq.com/d/26054. Please let us know if we made a mistake by contacting us at support@bunq.com

Mikewhynotyes ,

Disaster! Do Not advise.

I do not advise this mobile bank to anyone.
I completed KYC, including my address. I used this app for around 2 weeks from time to time. On overall I made 3-5 transactions (half of them were from my other bank account to bunq) for a total of 400 euro, then I withdraw 250 euro.
Next day I got a message from them that my account is closed, money frozen for 4 months.

Message from them was saying:
“ As a result of our review, we have concluded that your behaviour in your account is not in line with the expected use of our services and our Terms and Conditions.”

What is this??? I didn’t increase any limit even slightly (400 euro total transactions for 2 weeks). I was doing just regular transfers. Are you crazy, bunq?

On top of that, they have a very poor customer support, now I can not even contact them and argue this nonsense, it’s not possible after they closed my account.

My advise: there are plenty of decent services, in no case use bunq !!!

Developer Response ,

We’re sorry to hear about your experience! Here’s an article listing all the possible reasons we’d block an account: https://together.bunq.com/d/26054. Please let us know if we made a mistake by contacting us at support@bunq.com

App Privacy

The developer, bunq, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • User Content
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Siri

    Get things done within this app using just your voice.

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