Zenmoney: expense tracker 4+

Money. Clarity. Zen‪.‬

Zenmoney OU

Designed for iPhone

    • 4.5 • 2K Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots

Description

Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.

We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.

Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.

Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.

Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.

What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s New

Version 6.0.0

Income vs Expenses — new report and widget in Analytics.

For ideas and questions, join our chat: https://t.me/zenmoneychat_en

Ratings and Reviews

4.5 out of 5
2K Ratings

2K Ratings

vladpazych ,

Bank sync works perfectly

I was surprised to see how smoothly bank sync with Monobank works.

It’s not the most flexible, but it’s truly simple to use, and it helps you in achieving you goal, not demands extra work from you just to give analytics any modern bank app already has.

nik.babych ,

Good idea, but issue with synchronization and poor customer service

Interesting and useful functionality, there are not many competitors that have the same amount of synchronization. But for almost two years of use, I have had many problems with synchronization and crashes.

I have sent logs and all the information every time, but the support team keeps telling me that I need to reinstall or reconnect and send logs (although it seems to be pointless). I really hope they can fix these issues. For now, I'm hesitant to recommend it, but to very patient people, because there will definitely be problems. If you don't have the patience, it's better to look at competitors.

Helga Gotten ,

Dark/light mode

Plz add the feature that would allow to switch dark/light modes manually. Yesterday, my app automatically switched to the dark mode, because my iOS mode is dark as well. Though I’ve been using the app for four months now, and it only switched yesterday. The dark mode is not user-friendly, I’d like to switch it back but the only way I can do it is by switching the iOS mode. It’s not convenient. Consider new features, please.
Thank you!

App Privacy

The developer, Zenmoney OU, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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