finerd.ai • money nerd mode

Personal. Business. Family.

Only for iPhone

Free · In-App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

finerd was born out of the need to see all your money in one place. Every account, card, investment and debt comes together in finerd, however complex your finances are. finerd takes over the routine bookkeeping and shows what to change to grow your wealth. finerd connects through several bank data aggregators and picks the best one for each bank and investment platform in the UK, the EU, Norway, the US and Canada. You can even connect crypto wallets. If a bank won't connect, finerd imports its statements, or your AI adds the transactions via MCP. Every Apple Pay tap and every payment notification from your bank becomes a transaction in finerd. finerd categorises every transaction by context, so a small charge at a petrol station goes to coffee and a large one goes to fuel. Fix a category once and finerd applies the fix to similar transactions. Online orders from email and scanned receipts are split item by item across categories. Paid cash? Say what you bought and AI adds the transaction. finerd was built for your AI too. Connect finerd to ChatGPT, Claude or Gemini and ask ‘Where can I save?’ or ‘Can I afford a new car?’ The AI bases every answer on your transactions in finerd. With your permission, the AI adapts finerd to your goals, creating budgets and categories and adding or editing transactions. finerd finds subscriptions and recurring payments, so you see which ones to cancel. Invite a partner, share only the accounts and expenses you choose, and see who paid for what at home. Snap a restaurant bill and send friends a link where each one picks what they ordered, no app needed. finerd keeps track of who still owes you. Set budgets by category to see where money leaks. finerd never sees or stores bank logins and has read-only access to accounts. Delete your data any time. Real people answer questions in the app and at support@finerd.ai. Terms of use: https://finerd.ai/terms-of-use Privacy policy: https://finerd.ai/privacy-policy

  • 5.0
    out of 5
    1 Ratings

We've refined a few details, improved performance, and fixed bugs. Thanks for being with finerd

The developer, finerd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • Contacts
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary based, for example, on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Provider
Finerd, Inc
Size
643.8 MB
Category
Finance
Compatibility
Requires iOS 26.0 or later.
  • iPhone
    Requires iOS 26.0 or later.
  • Mac
    Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 26.0 or later.
Languages
English and 28 more
  • English, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French, German, Greek, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian Bokmål, Polish, Portuguese, Romanian, Simplified Chinese, Slovak, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
Age Rating
4+
In-App Purchases
Yes
Copyright
© 2026 finerd Inc.