PUMB - Mobile Bank 24/7 4+

PUMB is your personal mobile banking app, offering a wide range of financial services to make managing your finances convenient and rewarding. With the PUMB app, you can access banking services directly from your smartphone. Open and manage cards with no fees, transfer money, buy currency online, apply for credit, and even pay in installments – all in one place.

Main Features of PUMB:
● Commission-Free Card Opening and Management: Open a “vseKARTA” debit card or a “vseMOZHU Online” credit card through the PUMB mobile banking app, and top up your card with no fees.

● Easy Money Transfers: PUMB's online banking app allows you to transfer money from "vseKARTA" and "vseMOZHU Online" cards using personal funds to other bank cards in hryvnia without any fees, using the recipient's card number or phone number.

● All-In-One Online Banking: Pay utility bills and traffic fines by IBAN or top up your mobile phone with no fees, all through the online banking app.

● Receive International Money Transfers: Get international money transfers from WesternUnion, PrivatMoney, Ria, and MoneyGram with no fees.

● Open Deposits: Open deposits directly in the PUMB app to earn extra interest on your savings.

● Save with MoneyBox: Use MoneyBox to grow your savings, earning 5% per annum on your account balance.

● Buy Currency Online: Order cash through this bank app or buy dollars and euros directly in the app, with a monthly limit equivalent to 49,999 UAH.

● Get Credit via Online Banking App: Apply for credit online with a credit limit of up to 200,000 UAH and a grace period of up to 62 days – directly in the app.

● Installment Payments and Deferred Payments: Pay in installments with 0% fees throughout the specified payment period.

● State Payments and Mobile Banking: Receive payments from the state under the eRecovery and eSupport programs through the bank app. Join the “Cashback. Made in Ukraine” program and earn cashback.

● Templates and Auto Payments: Simplify your regular transactions by creating templates and setting up auto payments.

● Contactless Payments: Add your card to Google Pay or Apple Pay for easy, secure payments via your smartphone. Our bank app ensures a seamless payment experience on the go.

● Bonuses and Cashback: Earn a 200 UAH bonus for your first five card payments through the bank app and participate in the “Your Mobile Cashback with PUMB” promotion.

PUMB is a feature-packed mobile banking app designed for convenient online banking and, making it easy to manage your finances, save money, and earn rewards – all from your smartphone with one handy bank app.

Credit card. The maximum loan amount is UAH 200,000. The actual annual interest rate is up to 42.36% (The actual annual interest rate from 15.01.2025 is up to 44.28%). The maximum term of the loan is 12 months with automatic extension for the same term.

Splachuite chastynamy. The maximum loan amount is UAH 150,000. The loan term is from 2 months up to 24 months. The actual annual interest rate is from 0.00001% to 48.31%. There is no down payment and zero fee for the term from the store.

The “Invite a friend” offer is valid until 31.05.2026. The reward is credited after the first payment made by invitation with a vseMOZHU Online card from PUMB for UAH 100 or more. Bonus UAH 300 for a card with a credit limit or UAH 100 for a card without a credit limit.

Cashback of up to 5% is accrued for orders made through the "Splachuite chastynamy" installment plan via the Cashback stores in the PUMB app.

The credit limit is set by the banks decision.

Cashback categories are determined for each participant individually and may vary monthly.

For detailed terms and conditions and exceptions to cashback and bonuses accrual, see pumb.ua.

The state registration of banks No.73 dated 23.12.1991. The Bank license of the NBU No.8 dated 06.10.2011.