中国工商银行 17+
Industrial and Commercial Bank of China
-
- Free
iPhone Screenshots
Description
工行手机银行9.0
大财富、促消费、优体验、新模式、强智能
让幸福愿景触手可及
一、数字利民
1、升级财富社区
创新推出天天盈、盈乐利享多款产品，上线投资风向标，让财富产品走进千家万户；
2、优化客群财富
丰富养老金融，实现老有所依；优化私银专版，提供特色服务；升级“薪管家”专区，帮客户打理好每一笔收入：保驾新客启航，尊享新手权益；
二、数字惠民
1、强化线上融资服务
贷款栏目全新改版，普惠专版全面重构，普惠服务模式创新，
丰富线上贷款产品，上线大宗消费分期；
2、丰富消费惠民活动
更便捷的支付：上线银联云网支付，支持工行用户在银联商户使用综合支付服务；
更丰富的场景：聚焦“消费、跨境、乡村、便民”四大场景，联合合作伙伴提供更多"工行专属"产品和优惠；
更扎实的权益：一站式满足客户查权益、用权益和转权益需求，提升客户的获得感；
三、数字便民
1、更统一的视觉感受
专区专版规范化改造，15项专区栏目改版，形成一致、规范、品牌化的设计规范和使用体验；
2、更优质的客户体验
持续打磨百余项功能，优化服务分类、精简功能布放，引入网关认证，实现刷脸认证差异化安全等级策略，解决客户“急难愁盼”；
四、创新为民
1、“远程办”：聚合远程音视频、网点预约、线上下单/线下邮寄等8大类27项业务服务内容，打造手机银行“远程办”服务专区；
2、“同屏办”：拓展同屏辅导应用场景，为客户提供专业指导讲解；
3、“绿色办”：践行绿色发展理念，碳空间全新升级；
4、湾区办：上线大湾区专属模板，为客户提供工银亚洲账户等特色业务入口，方便大湾区客户资金一体化管理；
5、跨境办：上线跨境金融服务专区，为客户提供全景跨境金融服务；
五、数字悦民
1、全新首页：化繁为简，从无序回归有序，“灵动球”、 智能搜索框 、次页签入口、腰部广告区等全新升级；
2、“灵动球”：集成智能感与科技风的全新服务模式，快速展现便捷服务页；
3、智能搜索框：赋予搜索框拟人化的情感和动作，提供更加直观、突出的功能查询入口，降低客户查找成本；
4、数字人：推出数字员工“工小征”和“工小程”，为客户提供业务引导和咨询，打造交互服务新体验。
What’s New
Version 9.1.0.5.0
1、收支、明细：三方消费收支明细详情页，增加商户咨询按钮，体验更便捷；
2、转账限额：支持港澳客户使用视频审核方式调整转账限额，服务更全面；
3、家庭财富：优化“帮ta挂失”功能，账户丢失不慌张；
4、信用卡：信用卡还款多处交互优化，操作清晰更简洁；
5、双清单：展示个人信息收集清单和第三方共享清单，清晰掌握个人信息使用情况；
6、其他：存款、工银信使、数字藏品、碳空间等产品与服务均有优化与提升。
注意：
1、本期上线后，手机银行2023年5月版及以前版本需升级；
2、手机银行app不保证完全适配pad平板。
Ratings and Reviews
I mean….it’s consistent with the bank’s services
As an expat in China this is the bank my company chose to go with. It is essentially good for checking my balance so I know how much I have and can transfer out of the country. Everything else is pretty wonky and useless.
Some thoughts on how to improve:
1) Get rid of the unconventional keyboard for logins. It doesn’t help with security it just makes my logins longer. If ICBC is committed to security try modeling the login after the 2 step verification that other banking apps have.
2) End the illusion of overseas remittance. I doubt anyone is actually able to do it over the app
It’s unfortunate that this banking app isn’t on par with other banking apps. I have a few others that provide great service and really make it worth your while to use them. Maybe someday.
Hopefully, the Apple Store platform will regulate software that invades privacy.
Mandatory collection of private privacy information and personal privacy data. Do not agree to its terms can not use its software. Such banking software shamelessly coexists with rogues! It is hoped that the Apple platform can regulate such privacy-infringing software. Protect the ecology of the platform and everyone's privacy! Thank you!
AI Update is horrible
I don’t know how I got to the update with the AI girl, but it is horrible! Nothing works! Also none of my coworkers who use ICBC have this same update. I absolutely HATE it and wish I could go back to before this update.
App Privacy
The developer, Industrial and Commercial Bank of China, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Browsing History
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Industrial and Commercial Bank of China
- Size
- 404 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English, Simplified Chinese
- Age Rating
- 17+ Infrequent/Mild Simulated Gambling Infrequent/Mild Alcohol, Tobacco, or Drug Use or References Gambling Frequent/Intense Contests
- Copyright
- © Copyright 2011 ICBC. All rights reserved.
- Price
- Free
Supports
-
Wallet
Get all of your passes, tickets, cards, and more in one place.
-
Siri
Get things done within this app using just your voice.