Look no further, you have found the best Financial Calculator app available.
In-App Purchase: 10bii+ Features (Bonds, Breakeven, Depreciation, Trig, Probabilities) available!
5 Stars: "What is the PV of WOW? I'm sure thrilled with everything about this app! Too bad there isn't room for another star!" - Pokey
5 Stars: "This tool is excellent. It's downright marvelous! I would recommend it to any financial advisor without reservation." -John L Olsen, CLU, ChFC, AEP
5 Stars: "Awesome Financial Calculator! I use it all the time and love it!" - Tinahart2
5 Stars: "Great customer service along with the app's ease of use made this purchase a no brainer." - HarborDan
5 Stars: "I am a full-time investor in real estate and notes. This has become my "go to" app on my iPad. [It does a] wonderful job in integrating visual tools to illustrate financial cash flows. A++++" - Sanjosee
- Displays current N, I/YR, PV, PMT and FV values right above buttons
- Print or Save PDF Amortization Schedules
- Easily enter your Uneven Cashflows in a spreadsheet-like worksheet
- Video Tutorials in Help section
- Draws Cashflow Diagrams for simple TVM or complex Uneven Cashflows
- Saves Recent calculations so you can easily reload them
- Easy Mode allows everyone to get the financial answers you need!
Finally a Financial Calculator for everyone! Whether you are a seasoned investor or you just have questions about paying off your credit card, refinancing your home, or planning your 401(k) contributions, the 10bii Financial Calculator has the answers to YOUR financial questions!
The 10bii Financial Calculator is a versatile and powerful financial calculator which features more than 105 different functions for financial analysis, business, statistics, and general mathematics. Modeled after the extremely popular HP 10bII Financial Calculator, the 10bii Financial Calculator app combines precise mathematics, intuitive display, and ease-of-use in one compact package. It allows you to easily calculate loan payments, interest rates, amortization, time value of money, investment value, and more using a combination of powerful and intuitive equation-writing functionality and helpful worksheets. The 10bii Financial Calculator's keypad has been specially designed to be easy to use and easy to see.
By expanding on HP's traditional presentation, the 10bii Financial Calculator allows quick and intuitive building and visualization of TVM (Time Value of Money) calculations and Uneven Cash Flows, lets you see the stored values of all of your memory registers in one easy view, graphs your statistical series, and lets you type in whole equations for easy review and one-touch evaluation.
With the 10bii Financial Calculator, you can:
Get answers to common financial questions WITHOUT having to know how to use a financial calculator! With the 10bii Financial Calculator's Easy Modes, answer a few simple questions worded in plain language (rather than Financial-ese) and find out just how much you'll save with that refi, how much you'll have at retirement, how long it'll take you to save up for that big purchase and more. Now with 12 Easy Modes!
Easily enter and see diagrams for Cash Flows, including rapid calculation of Net Present Value and Internal Rate of Return. A dedicated interface makes adding, editing, deleting, and reordering uneven cash flows a breeze.
Enter and analyze statistical data points, and see graphs based upon the values you enter. Includes standard calculations such as standard deviation, mean, and linear regression forecasting.
Never has using a financial calculator been so easy or intuitive. The 10bii Financial Calculator is powerful enough for the professional but accessible enough for everyone. It is an ideal tool for teaching the power of compounding interest, analyzing potential deals or business ventures, or just doing math problems, and sharing the results of your work with others.
Fixed rare issue with Num Days/Delta Days calculations using 360 day year (in the 10bii+ upgrade).
Ratings and Reviews
Numbers are off sometimes
I love the setup of this calculator and the features it offers overall, making it a total score for me of 5 stars. I really like that you can review the amortization schedule on your phone in real time, I love it because it’s on my phone for convenience and it really looks very professional when I pull it out to do calculations in a business meeting.
However, for some reason, all my calculations seem to always be off by several hundred or thousand dollars each time I do calculations on it. I tried to reset it and recalculate my numbers but they still keep coming back off by several hundreds or thousands depending on what I’m calculating, comparing it to my HP calculations each time and other calculators I use to make sure it’s not me, however, my hp and other calculators are calculating exactly the same numbers each time and the same answer shows up.
I guess it’s ok to be off by a few pennies sometimes but not hundreds and thousands of dollars when you need good numbers. I hope the company can fix this minor issue and make comparisons to hp and other calculators because I really love using this wonderful calculator everyday I work. I will download your latest version as soon as this gets fixed...Thank you!
I’ll never again WISH I had my financial calculator with me
This App does everything my HP10bii does AND it keeps track of certain previous calculations. I prefer the app over the calculator for running amortizations in particular, because I can see the entire schedule all at once instead of just one figure at a time. The only advantage the stand-alone calculator has, is that you can use it for proctored tests, whereas you obviously can’t just use an app on your phone for that.
I recently used the app during negotiations for a new car purchase and saved myself over $4k in the process, by not just trusting the dealer to do the calculations. The dealer just wanted to provide me with the selling price and the monthly payment. Having this app in my pocket allowed me to know ALL of the terms, to call BS on a misquoted interest rate, and to be certain I got the best deal possible all the way around.
This calculator is great. I have compared it to my actual HP 10bii and the answers are the same.
I noticed some of the other reviewers mentioned that their answers were off by a couple hundred or thousand dollars. I had this problem when I first downloaded and thought the calculator was trash. But then I noticed that the Payments Per Year (which is visible right under the answer display) was set to 12. I believe the HP 10bii is factory set to 1 Per Year.
You can change this setting by selecting the three lines in the upper right-hand corner, clicking Settings, and just typing in 1 for Payments/Year. After I changed this setting, my answers matched exactly.
Additionally, make sure your display is set to more than one zero for intermediate calculations. Your answers will be off by a couple cents or dollars if you are rounding up intermediate calculations while working out a problem. You can do this by clicking a number (for example, select the number 4 for four zeros to display) then click the Orange button and then the Equal sign and it’ll display your selected number of zeros.
Overall great calculator and the layout is perfect!
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- K2 Cashflow, Inc.
- 11.6 MB
- Requires iOS 12.0 or later.
- Requires iPadOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Age Rating
- © 2010-2021 In A Day Development
- In-App Purchases
- 10bii+ Features $3.99
- Easy Mode Saving with growing deposits? $0.99
- Easy Mode Adjust for Future Inflation $0.99
- Easy Mode What will it REALLY cost? $0.99
- Easy Mode What are growing payments worth? $0.99
- Easy Mode What is my balloon? $0.99
- Easy Mode Adjust for Past USA Inflation $0.99
- Easy Mode Canadian Mortgage Payment $0.99
With Family Sharing set up, up to six family members can use this app.