You can manage your accounts 24/7 right from your mobile device.

Manage your 1st Financial Bank USA (1FBUSA) account:
• Make a Credit Card Payment
• Monitor balances and activity on your 1FBUSA Credit Card and/or Prepaid Card Accounts
• Use the Apple Watch app to pair your Apple Watch with your iPhone and sync content from 1FBUSA Mobile and other apps from your iPhone to Apple Watch. The Apple Watch will then be able to display all of the Credit Card information that you can see on your iPhone, including Current Balance, Available Credit, Minimum Payment Due, and more.
• Contact Customer Service

1FBUSA specializes in providing quality credit card and financial services to college students and college graduates nationwide. Services are available 24/7, with online banking through our website and mobile app. 1FBUSA also provides construction lending to builders, developers, and investors, as well as community banking services in South Dakota.

What’s New

Version 1.68.0

Thanks for using the 1FBUSA mobile app. Version 1.68.0 includes a required security change. We make regular updates to our app to improve your experience and make it faster and more reliable. If you experience any issues downloading or updating 1FBUSA Mobile, please contact Customer Service toll-free at 1-800-733-1732, between 8:00 am to 8:00 pm CT, Monday through Friday, and Saturday 8:00 am to 5:00 pm CT excluding Federal holidays.

Ratings and Reviews

2.3 out of 5
153 Ratings

153 Ratings

Lilfitzy ,

Stop updating your frekin app!

I’m so annoyed every time I open up the app (I go on it a lot) there’s a new update. Which wouldn’t be a huge problem except for half the time it finishes updating, and the app still tells me it needs to update! Either stop updating weekly, make it so you can still use the outdated version when there’s an update, or actually fix the bug.

In my own personal, non professional opinion, you don’t need to update that often. The app is great, I never have issues with it until there’s an update.

Patrick_Cunningham ,

6-7 years now

I’ve rarely had a problem with either the app or company itself in 6-7 years with them. I will say, compared to Discover and American EXP. this app is way worse. Not worse in the sense that it doesn’t work, but there is no sex appeal to this app. See your balance, statement, and are able to make a payment. Boom. Want more ? Go elsewhere, but if you just need that you’ll be fine.

Bbabp161997 ,

Awful app!

I tried to login to the app and it glitched out multiple times. I went to delete and re download and tried to log back in and it said my information was wrong. I tried to reset my password and after 1 attempt with information I know for 100% fact is correct it locked me out of my account. Extremely disappointed. I’ve had my card for 4 years and always paid on time and am being caused unnecessary stress because this company made an awful app and keep updating it making it worse each time.


1st Financial Bank USA
18.3 MB

Requires iOS 10.0 and watchOS 5.1 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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