You can manage your accounts 24/7 right from your mobile device.

Manage your 1st Financial Bank USA (1FBUSA) account:
• Make a Credit Card Payment
• Monitor balances and activity on your 1FBUSA Credit Card and/or Prepaid Card Accounts
• Use the Apple Watch app to pair your Apple Watch with your iPhone and sync content from 1FBUSA Mobile and other apps from your iPhone to Apple Watch. The Apple Watch will then be able to display all of the Credit Card information that you can see on your iPhone, including Current Balance, Available Credit, Minimum Payment Due, and more.
• Contact Customer Service

1FBUSA specializes in providing quality credit card and financial services to college students and college graduates nationwide. Services are available 24/7, with online banking through our website and mobile app. 1FBUSA also provides construction lending to builders, developers, and investors, as well as community banking services in South Dakota.

What’s New

Version 1.58.0

Enhancement to support Visa's easy, smart and secure online checkout. You no longer have to enter 16-digit primary account numbers, look up passwords, or fill out long forms to make a purchase.
If you experience any issues downloading or updating 1FBUSA Mobile, please contact Customer Service toll-free at 1-800-733-1732, between 8:00 am to 8:00 pm CT, Monday through Friday, and Saturday 8:00 am to 5:00 pm CT excluding Federal holidays.

Ratings and Reviews

2.4 out of 5
137 Ratings

137 Ratings

Lilfitzy ,

Stop updating your frekin app!

I’m so annoyed every time I open up the app (I go on it a lot) there’s a new update. Which wouldn’t be a huge problem except for half the time it finishes updating, and the app still tells me it needs to update! Either stop updating weekly, make it so you can still use the outdated version when there’s an update, or actually fix the bug.

In my own personal, non professional opinion, you don’t need to update that often. The app is great, I never have issues with it until there’s an update.

Patrick_Cunningham ,

6-7 years now

I’ve rarely had a problem with either the app or company itself in 6-7 years with them. I will say, compared to Discover and American EXP. this app is way worse. Not worse in the sense that it doesn’t work, but there is no sex appeal to this app. See your balance, statement, and are able to make a payment. Boom. Want more ? Go elsewhere, but if you just need that you’ll be fine.

jamesjmnz ,

Gets the job done

The app is fairly new, so it’s not perfect, but it’s much better than trying to access everything on desktop. The design could look a bit more modern, but it’s easy to use and gets the job done.


1st Financial Bank USA
17.9 MB

Requires iOS 10.0 and watchOS 5.1 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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