You can manage your accounts 24/7 right from your mobile device.

Manage your 1st Financial Bank USA (1FBUSA) account:
• Make a Credit Card Payment
• Monitor balances and activity on your 1FBUSA Credit Card and/or Prepaid Card Accounts
• Use the Apple Watch app to pair your Apple Watch with your iPhone and sync content from 1FBUSA Mobile and other apps from your iPhone to Apple Watch. The Apple Watch will then be able to display all of the Credit Card information that you can see on your iPhone, including Current Balance, Available Credit, Minimum Payment Due, and more.
• Contact Customer Service

1FBUSA specializes in providing quality credit card and financial services to college students and college graduates nationwide. Services are available 24/7, with online banking through our website and mobile app. 1FBUSA also provides construction lending to builders, developers, and investors, as well as community banking services in South Dakota.

What’s New

Version 1.46.0

Security enhancements. If you experience any issues downloading or updating 1FBUSA Mobile, please contact Customer Service toll-free at 1-800-733-1732, between 8:00 am to 8:00 pm CT, Monday through Friday, and Saturday 8:00 am to 5:00 pm CT excluding Federal holidays.

Ratings and Reviews

2.4 out of 5
103 Ratings

103 Ratings

Lilfitzy ,

Stop updating your frekin app!

I’m so annoyed every time I open up the app (I go on it a lot) there’s a new update. Which wouldn’t be a huge problem except for half the time it finishes updating, and the app still tells me it needs to update! Either stop updating weekly, make it so you can still use the outdated version when there’s an update, or actually fix the bug.

In my own personal, non professional opinion, you don’t need to update that often. The app is great, I never have issues with it until there’s an update.

Kevyvbad85 ,

Big Time Glitch

So I’ve been using this app since last year and had no issues with it until today. When I open it the app keeps blinking and won’t let me use the Touch ID. I uninstall and reinstall and I’m still having that issue. Hopefully it can be taken care of ASAP.

jamesjmnz ,

Gets the job done

The app is fairly new, so it’s not perfect, but it’s much better than trying to access everything on desktop. The design could look a bit more modern, but it’s easy to use and gets the job done.


1st Financial Bank USA
17.1 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© 2001-2019 1st Financial Bank USA


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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