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With the ACE Mobile Loads app you can cash checks to your eligible Debit or Prepaid card in minutes just by taking photos of your check with a smartphone.

If your check is approved, get your money in minutes for a fee or in 10 days at no charge.

Create an account right in the ACE Mobile Loads app and then enroll your eligible Debit or Prepaid card to cash your check. Then comes the fun part: getting your money. Take a photo of the front and back of your check and submit it for review. If your check is approved, the money will go directly onto your card. And once your card is funded, the money is as good as cash and safe to spend.

Whether it’s a paycheck, personal check, or almost any type of check, if it’s more than $5 and less than $2,500, endorsed by you, and approved for funding, you’re in the money. Plus, you can get access to your money from approved checks in minutes, 24 hours a day, 7 days a week.

This service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

© 2016 Ingo Money, Inc. All Rights Reserved

What’s New

Version 1.4.2

This app has been updated by Apple to use the latest Apple signing certificate.

Bug Fixes

Ratings and Reviews

2.0 out of 5
19 Ratings

19 Ratings

fmlallday ,

Would give a zero star

I would give zero stars for this app if I could. It doesn’t do anything, do not waste your time!!

Tamale Mistress ,

Didnt properly submit my check

Perhaps a scam app not sure. Still testing it

Sreyn5793 ,

Doesn't work

This app is a total waste of time. The pictures I'm submitting are completely readable, but it keeps saying it's not able to read the numbers on the check. Totally useless

App Privacy

The developer, Ingo Money, Inc., has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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