Acorns: Invest For Your Future 4+

Grow Your Financial Wellness

Acorns Grow Incorporated

    • Free

iPhone Screenshots

Description

Acorns helps you save, invest, and grow for your future. Our automated saving, investing, and spending tools help you grow your money and your financial wellness.

At Acorns, we believe that financial wellness is for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once.

More than 13,000,000 Americans have invested over $22,000,000,000 with Acorns. You can get started in under 5 minutes, with as little as your spare change.

SECURE: Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000.

WHAT’S IN THE APP:

INVEST:

- EASY, AUTOMATED INVESTING
Your money is automatically invested into one of our diversified, ETF* portfolios, built by experts and recommended for you. You can invest spare change each time you make a purchase with Round-Ups®, or set up automated recurring investments starting as low as $5.

- INVEST IN BITS OF BITCOIN
Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your already-diversified portfolio towards a Bitcoin-linked ETF.

- PERSONALIZE YOUR PORTFOLIO
Personalize your investments with a Custom Portfolio, allowing you to add individual stocks from the largest 100+ public US companies.

- INVEST FOR RETIREMENT
Save for the future with an Acorns Later retirement account, and get a 3% IRA match on new contributions with a Gold subscription.

- INVEST FOR YOUR KIDS
Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. Plus, we’ll match your investments by 1%!

SAVE:

- EMERGENCY FUND
Build savings for life’s unexpected hiccups, including a 4.29% APY** to help your money grow.

- CHECKING WITH APY
Earn 2.72% on your checking account with the Mighty Oak debit card.

AND MORE:

- KIDS & TEEN DEBIT CARD
Teach your kids financial wellness with an Acorns Early debit card, included in the Gold subscription.

- EARN BONUS INVESTMENTS
Shop 15,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Plus, earn limited-time referral bonuses of up to $1,200.

- GROW YOUR MONEY KNOWLEDGE
Access custom articles, videos, courses, and live Q&As to learn about investment and savings strategies.


SUBSCRIPTION PLANS

Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

Bronze ($3/mo)

Investing tools to get you started on your financial journey.

- Round-Ups®
- Expert-built diversified portfolio
- Retirement account
- Checking account, and more

Silver ($6/mo)

Level up your saving and investing skills.

- Everything in Bronze
- 1% IRA match on new contributions to your Acorns Later retirement account
- Emergency fund
- Courses and videos to help you grow your money knowledge
- Live Q&As with investing experts

Gold ($12/mo)

Full suite of saving, investing, and learning tools for you and your family.

- Everything in Silver
- 3% IRA match on new contributions to your Acorns Later retirement account
- Investment accounts for your kids with a 1% match
- Acorns Early smart money app and debit card for kids
- Ability to add individual stocks to your portfolio
- $10,000 life insurance policy
- Complimentary Will, and more



*ETF (Exchange-Traded Fund) = collection of investments, made up of pieces of various stocks, bonds, or other assets.

**APY (Annual Percentage Yield) = the amount of interest you can earn from the money you have in a bank account in a year.



Disclosures are available in the images above and at www.acorns.com/disclosures

5300 California Ave Irvine CA 92617

What’s New

Version 4.123.0

Now, you can instantly add your Acorns or Mighty Oak debit card to your Apple Wallet! Visit the Checking screen in the Acorns app to get started.

Ratings and Reviews

4.7 out of 5
909.6K Ratings

909.6K Ratings

JesseC16 ,

This app is wonderful… but.

This is a great investing app and a very informative tool. The Acorns team has really outdone themselves. However the reason why this isn’t a 5 Star review is for the lack of flexibility in the aspect of doing things in a very particular way to get certain rewards.
Like Direct Deposits of $250+ into the GoHenry checking account. Supposedly if you make a new checking account and have your employer Direct Deposit at least $250 into the account, acorns will waive the subscription fee. However not everyone has a way to make Direct Deposits, and not everyone read ALL of the fine print.

So I sit here writing this review as a testimony to my battle with the acorns and trying to get my subscription fee waived. If they could maybe add a little bit more flexibility in the way people can deposit into the accounts and maybe make it much more convenient and easier to see that this is a feature offered as well. I didn’t even know I could do this until it’s already been too late. Everyone who makes a Checking account with acorns has a 45d period of making the contribution of $250 for direct deposit to receive the fee waive. However, acorns has made it very difficult to see that this is even a feature. If they could add it to the home banking screen, that would be great.

Developer Response ,

Thank you for your feedback! We apologize for any inconvenience you have faced. We have passed this along to our Product team. We take your input seriously and will consider it as we evaluate ways to accommodate all of our customers and our overall accessibility policies.

If you have any questions for us, please contact our support team at: support.acorns.com or by phone at (855) 739-2859

XavierVR81 ,

In shock!!!!!

Ya know, Acorns for the most part is a great idea and useful and user friendly platform for people to invest, bank, and do other things, but I have to say that I just found out that without warning or notice my debit card was cancelled and a new one was ordered all because of. A dispute that I filed about a transaction I had seen that I had no knowledge of. So without calling me or emailing me to let me know the results of my dispute and after I specifically told an employee over the phone I cannot have my card cancelled they without warning did it anyways so now not only do I have to take the hit of the transaction unknown but now I have to endure the bombardment of returned payment fees if all the bills I have set up on autopay through the card that was cancelled. This is a very halfbaked unthought out protocol and I am on the fence of switching to a different investment institution because of this. And it’s not like they expedited the card delivery either, I now have to wait 2 weeks, and that’s business days don’t forget so weekends don’t count for the amount of time I’m waiting. Wouldn’t you rush someone’s card to them seeing how there is no physical bank for acorns and one depends on that debit card to have daily access to the money they worked hard for? So frustrated right now

victimofacorns ,

Transaction Dispute

A fraudulent company accessed my checking account and took almost $1500 from my account in a matter of a few hours. Upon seeing the first charge come out, I called customer support in a matter of a couple of minutes of it happening to implore them to freeze my debit card to stop the charges. I was told I would be sent an email, which I was, with directions. The directions were to log in to my account. Why can’t the person on the phone walk you through what do. I was obviously already logged into the app on my phone; how else did I know that fraud charges were hitting my account. I filed a dispute on the charges. I was told there would be a 10 day investigation with the possibility of a provisional credit depending on what they find. I will change this one-star review if this company actually does the right thing and provide me with the relief that I deserve and their insurance will cover. I hate to say this but I suspect it was an inside job and the same people who are investigating this matter are the ones who perpetrated it. I just received an email stating that I have not responded to their email inquiries (not true) and that they have determined that the matter is resolved on my end and that they have closed the ticket. I can’t believe that after having had $1500 fraudulently taken from account that not one single person from Acorns can give me a call on the phone. I am being treated like I am the criminal. Beware of using this company!

Developer Response ,

We are very sorry to hear about your experience and would like another opportunity to address your concerns. Please contact our support team at: https://help.acorns.com/contact or by phone at (855) 739-2859.

App Privacy

The developer, Acorns Grow Incorporated, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Purchases
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Search History
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

More By This Developer

You Might Also Like

Aspiration - Mobile Banking
Finance
Landa: Invest in Real Estate
Finance
Fundrise: Invest in Alts
Finance
Kora Money
Finance
Spruce – Mobile banking
Finance
Lenme: Investing and Borrowing
Finance