Acorns: Invest Spare Change 4+

Investing. Banking. Growing

Acorns Grow Incorporated

    • Free

iPhone Screenshots


Acorns helps you invest and save for your future. With nearly $4,000,000,000 in Round-Ups® invested and counting, we are an ultimate investing & money-saving app. Get started in minutes, and give your money a chance to grow.

Invest, save, learn, and grow with Acorns.

+ MIGHTY OAK DEBIT CARD - Give your money a chance to grow with the Mighty Oak Visa debit card by Acorns and Dwayne Johnson. Exclusive perks: Earn 3.00% or 5.00% APY on your money, and personalize your limited edition, tungsten metal Mighty Oak card.

+ INVEST FOR YOUR FUTURE - Your money is automatically invested into one of our diversified, ETF portfolios, built by experts and recommended for you. Plus, personalize your investments with a Bitcoin-linked ETF and a Custom Portfolio, which allows you to invest in stocks from the top 100+ public US companies.

+ INVEST THE CHANGE® - Invest spare change each time you make a purchase with Round-Ups®.

+ INVEST FOR YOUR KIDS - Start investing for your kids’ futures with Acorns Early, an UTMA/UGMA investment account.

+ TEACH YOUR KIDS' MONEY SKILLS - Grow your kids’ money skills with the GoHenry debit card and learning app made just for them. Kids get their own debit card, parents can set spending limits, get real-time notifications when kids spend, and instantly send money to kids’ accounts. Valued at up to $9.98/mo, GoHenry is included in Acorns Premium.

+ INVEST FOR RETIREMENT - Save with an Acorns Later retirement account, and get a 3% IRA match on new contributions with Acorns Premium.

+ EARN REWARDS - Shop 15,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Earn limited-time referral bonuses of up to $1,200.

+ GROW YOUR KNOWLEDGE - Custom financial literacy content right in your app. Learn how to grow your money, investment & savings strategies, and more.

MISSION: With benevolence and courage, we look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing.

INVESTING PHILOSOPHY: The time-tested power of compounding, diversification, and sticking with it gives your money a chance to grow long term.

BACKED BY: Investors like Blackrock, PayPal, Dwayne Johnson, and Ashton Kutcher.

SECURITY: Acorns Securities, LLC is a member of SIPC. Securities in your account are protected up to $500,000. For details, please see SIPC does not protect against market risk, which is the risk inherent in a fluctuating market. Acorns checking accounts are FDIC-insured up to $250,000 through Lincoln Savings Bank or nbkc bank, Members FDIC, plus fraud protection, 256-bit data encryption, and all-digital card lock. Learn more about how FDIC protection works at


We bundle our products and education into subscription plans — each curated to meet you where you are. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

Acorns Personal ($3/mo): Investing tools to get you started on your financial journey. Includes features like Round-Ups®, an expert-built diversified portfolio, a retirement account, a checking account that saves and invests for you, and more.

Acorns Personal Plus ($6/mo): Everything included in Acorns Personal, plus a 1% IRA match on new contributions to your Acorns Later retirement account, an Emergency fund, courses and videos to help you grow your money knowledge, and live Q&As with investing experts.

Acorns Premium ($12/mo): Everything included in Acorns Personal Plus, plus a 3% IRA match on new contributions to your Acorns Later retirement account, investment accounts for your kids, GoHenry debit card and learning app for kids, ability to add individual stocks to your already diversified portfolio, a $10,000 life insurance policy, a complimentary Will, and more.
Disclosures are available in the images above and at


5300 California Ave Irvine CA 92617

What’s New

Version 4.104.0

Introducing Acorns Later Match! Subscribe to Acorns Premium, and we’ll put our money into your future by boosting your retirement with a 3% IRA match on new contributions you make to your Acorns Later retirement account.

Ratings and Reviews

4.7 out of 5
901.7K Ratings

901.7K Ratings

XavierVR81 ,

In shock!!!!!

Ya know, Acorns for the most part is a great idea and useful and user friendly platform for people to invest, bank, and do other things, but I have to say that I just found out that without warning or notice my debit card was cancelled and a new one was ordered all because of. A dispute that I filed about a transaction I had seen that I had no knowledge of. So without calling me or emailing me to let me know the results of my dispute and after I specifically told an employee over the phone I cannot have my card cancelled they without warning did it anyways so now not only do I have to take the hit of the transaction unknown but now I have to endure the bombardment of returned payment fees if all the bills I have set up on autopay through the card that was cancelled. This is a very halfbaked unthought out protocol and I am on the fence of switching to a different investment institution because of this. And it’s not like they expedited the card delivery either, I now have to wait 2 weeks, and that’s business days don’t forget so weekends don’t count for the amount of time I’m waiting. Wouldn’t you rush someone’s card to them seeing how there is no physical bank for acorns and one depends on that debit card to have daily access to the money they worked hard for? So frustrated right now

awsedrftgyhh ,


I’ve been a member since 2019 and for the most part I’m okay with the app. One thing that truly gets under my skin is that I can’t review my statements from the app. I have to physically get on a desktop computer in order to see my statements. It’s quite annoying considering I don’t always have a desktop around when I’m doing my finances. You cant go online from your phone and do it, you have to use a desktop. I’m not sure why it’s set up that way, but it’s annoying.

Also, I have used Robinhood for 2 months, and in those 2 months I gained over $70 in stocks/investing. Whereas I’ve had Acorns for almost a year and the most I ever gained in investing is $35. I have waaaay more money in Acorns than I do in Robinhood, yet I managed to make more with less. Idk what Acorns is doing with my money, but it’s not really investing the way it can. I’m thinking of canceling Acorns because it’s honestly not working for me anymore.

I think the best feature is the roundup investments, it lets me save by keeping the change. However, my personal bank does the same. It seemed like a good app when I first got it, but now I’m feeling like it’s not putting my money to good use. Plus, needing me to log onto a desktop just to see my statements is, once again, very annoying. Most apps, whether it’s a bank or another investing app, provide you with your statements without having to do the extra work. Why are they being so extra? Why are they not investing my money properly? Idk..

Developer Response ,

Thank you for your thorough review. We want to make sure we address your concerns and would be happy to provide information regarding statements and investment gains.

If you wish to download your statements on your mobile device, please visit in your web browser. From here, once logged in, you will be directed to the web experience. From your home screen, click on the icon in the upper right-hand corners, then click "Profile & Settings". Once here, under Documents, click on "Documents and Statements" and you will have the option to download your statements and tax reports.

At Acorns, we believe in the long game! Our investing philosophy is rooted in the time-tested power of compounding and sticking with it. Our expert-designed, diversified portfolios provide ETFs to help investors maximize potential gains over time. This can help increase the likelihood that your portfolio can better weather big swings in the market and grow steadily over time.

victimofacorns ,

Transaction Dispute

A fraudulent company accessed my checking account and took almost $1500 from my account in a matter of a few hours. Upon seeing the first charge come out, I called customer support in a matter of a couple of minutes of it happening to implore them to freeze my debit card to stop the charges. I was told I would be sent an email, which I was, with directions. The directions were to log in to my account. Why can’t the person on the phone walk you through what do. I was obviously already logged into the app on my phone; how else did I know that fraud charges were hitting my account. I filed a dispute on the charges. I was told there would be a 10 day investigation with the possibility of a provisional credit depending on what they find. I will change this one-star review if this company actually does the right thing and provide me with the relief that I deserve and their insurance will cover. I hate to say this but I suspect it was an inside job and the same people who are investigating this matter are the ones who perpetrated it. I just received an email stating that I have not responded to their email inquiries (not true) and that they have determined that the matter is resolved on my end and that they have closed the ticket. I can’t believe that after having had $1500 fraudulently taken from account that not one single person from Acorns can give me a call on the phone. I am being treated like I am the criminal. Beware of using this company!

Developer Response ,

We are very sorry to hear about your experience and would like another opportunity to address your concerns. Please contact our support team at: or by phone at (855) 739-2859.

App Privacy

The developer, Acorns Grow Incorporated, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Purchases
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Search History
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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