Acorns: Invest Spare Change 4+

Investing. Banking. Growing

Acorns Grow Incorporated

    • Free


Acorns is how you save & invest for your future. Over 20 million downloads! Get started in minutes, & give your money a chance to grow in the background of life.

“Investing is now made for everyone.” - Forbes (1)

+ INVEST FOR YOUR FUTURE -  Invest spare change with automatic Round-Ups® & set it & forget it with Recurring Investments. Your money is automatically invested into one of our diversified, ETF portfolios, built by experts.

+ BITCOIN ON ACORNS - Easily invest up to 5% of your Acorns Invest portfolio in a Bitcoin-linked ETF to diversify your portfolio even further. With just a tap, you can invest in crypto without the headache of extra apps, digital wallets, and vulnerable passwords.

+ INVEST FOR RETIREMENT - Save for retirement with our easy IRA options, featuring SEP, Traditional, & Roth plans. In under 2 minutes, we’ll recommend the right plan for you.

+ INVEST FOR YOUR KIDS - Get Acorns Early, our UTMA / UGMA investment account for kids. Multiple kids included. Custom rewards for families. Invest automatically into a diversified, ETF portfolio, built by experts. 

+ BANK SMARTER - Get an Acorns Checking account & a heavy metal debit card that invests when you spend & automatically invests a portion of every paycheck. You can also get paid up to 2 days early when you set up your direct deposit into Acorns Checking.

+ EARN REWARDS - Shop 12,000+ brands and receive bonus investments, search MILLIONS of jobs in our Job Finder, & earn exciting referral bonuses. The more you earn, the more you can save & invest! Plus, try our new Acorns Earn Safari Extension to easily, automatically earn investment rewards while you shop from your Safari browser on your iPhone.

+ GROW YOUR KNOWLEDGE - Custom financial literacy content, powered by Acorns + CNBC, right in your app. 


MISSION: With benevolence and courage, we look after the financial best interests of the up-&-coming, beginning with the empowering, proud step of micro-investing. 

INVESTING PHILOSOPHY: The time-tested power of compounding, diversification, & sticking with it gives your money a chance to grow long term. 

BACKED BY THE BEST: Investors like Blackrock, CNBC, PayPal, Dwayne Johnson, Jennifer Lopez, Steve Harvey, & Ashton Kutcher.

SECURITY: Bank-level security and data encryption.


*Most popular*
All-in-one investing, retirement, & checking—plus much more.

Save & invest for the whole family, invest for kids, earn extra rewards, get family financial education, plus retirement, checking, and personal savings and investing.

From acorns, mighty oaks do grow. Download Acorns now & grow your oak!



What’s New

Version 3.66.0

Small change adds up! In this update, we made some small changes that we hope make your Acorns experience even smoother.

Ratings and Reviews

4.7 out of 5
817K Ratings

817K Ratings

J0hnB0i35$$ ,

Love the app but it could be some better things

I believe in my opinion there should be more guidelines on how much to invest if you were truly looking for a more residual income in or Divet in income/profit however you put it I’m not the stockbroker with this Siri service needless to say it would be highly appreciated for myself as well as many individuals I’m sure that would agree that are new to this type of software that information on how much you invest is what how much you should project over the next year instead of sayingThis is how much you may have one year 69 if you live that long basically not too appealing a monthly weekly quarterly half year full year statement 23 year statement something like that half decade full decade etc it would make people invest more that’s what I do marketing and sales he would drive a lot more revenue to this company if you should more incentives in the work I mean not saying that the long-haul isn’t lovely but some people might get cancer and die at 69 some people might get cancer and dying in the next 10 years and they’re only 40 the more present projection would definitely be a lot more Easier to understand

awsedrftgyhh ,


I’ve been a member since 2019 and for the most part I’m okay with the app. One thing that truly gets under my skin is that I can’t review my statements from the app. I have to physically get on a desktop computer in order to see my statements. It’s quite annoying considering I don’t always have a desktop around when I’m doing my finances. You cant go online from your phone and do it, you have to use a desktop. I’m not sure why it’s set up that way, but it’s annoying.

Also, I have used Robinhood for 2 months, and in those 2 months I gained over $70 in stocks/investing. Whereas I’ve had Acorns for almost a year and the most I ever gained in investing is $35. I have waaaay more money in Acorns than I do in Robinhood, yet I managed to make more with less. Idk what Acorns is doing with my money, but it’s not really investing the way it can. I’m thinking of canceling Acorns because it’s honestly not working for me anymore.

I think the best feature is the roundup investments, it lets me save by keeping the change. However, my personal bank does the same. It seemed like a good app when I first got it, but now I’m feeling like it’s not putting my money to good use. Plus, needing me to log onto a desktop just to see my statements is, once again, very annoying. Most apps, whether it’s a bank or another investing app, provide you with your statements without having to do the extra work. Why are they being so extra? Why are they not investing my money properly? Idk..

Developer Response ,

Thank you for your thorough review. We want to make sure we address your concerns and would be happy to provide information regarding statements and investment gains.

If you wish to download your statements on your mobile device, please visit in your web browser. From here, once logged in, you will be directed to the web experience. From your home screen, click on the icon in the upper right-hand corners, then click "Profile & Settings". Once here, under Documents, click on "Documents and Statements" and you will have the option to download your statements and tax reports.

At Acorns, we believe in the long game! Our investing philosophy is rooted in the time-tested power of compounding and sticking with it. Our expert-designed, diversified portfolios provide ETFs to help investors maximize potential gains over time. This can help increase the likelihood that your portfolio can better weather big swings in the market and grow steadily over time.

Jfishllc ,

Poor customer service

I’m rating this app 1 star because of poor customer service, I received a relief grant to support my business in my Acorns checking account, After the first 2 transactions(12/6 and 12/7) to my linked account, Acorn bank decided to lock my account for review, I got an email for a 3 way call with the linked bank which I did call almost everyday for 3 weeks because we were unable to reach the representatives of my linked bank account which is not my fault because Acorns representatives initiated all calls to my linked bank. Acorns bank gave me another option to send the bank statements of my linked account, screenshots of the first 2 transactions and my ID( Drivers license) which I did. As I’m writing this review now my account is still locked and they didn’t complete the last transaction I sent to my linked bank, every time I call Customer service, they’d tell me they are reviewing my documents, How long does it take to review documents? I don’t understand why I need to review again because you’d need to upload a Government issued ID before Opening an account. I’m writing a review here for people to know how they treat customers and they should work on their customer support. Btw please complete my transaction to my linked account and stop holding peoples money.
I’m on the brink of losing my business because the funds was to buy supplies and pay workers, I lost faith in this bank and I regret opening an account with them I wish I’d known better .

Developer Response ,

We are very sorry to hear about your experience and would like another opportunity to address your concerns. Please contact our support team at: or by phone at (855) 739-2859.

App Privacy

The developer, Acorns Grow Incorporated, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Purchases
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Search History
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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