Get all-digital, all-in-one investment, retirement, and checking accounts with Acorns! Sign up in under 5 minutes and join over 7 million people to take control of your money. Plus, earn bonus investments from 350+ brands if you shop, and get financial literacy at your fingertips. We’re proud to be backed by leading investors and innovators like BlackRock, PayPal, and CNBC. From acorns, mighty oaks do grow. Grow your oak!

“With the help of Acorns, investing is now made for everyone.” - Forbes (1)

Just $1 per month

Invest spare change and extra cash automatically, earn bonus investments, protect what you love, and grow your knowledge.

Personal investment account
•Round-Ups: automatically invest spare change from everyday purchases
•Recurring Investments: Set it and forget, as little as $5 per month.
•One-Time Investments: Invest extra cash any time, from anywhere.
•Earn Found Money: Earn bonus investments when you shop or get a side hustle with 350+ top brands.
•Protect what you love: Get personalized insurance options from trusted brands, and up to $5 bonus investments for every free quote.
•Grow your knowledge: Knowledge is power, so get bite-sized financial wellness content powered by us and CNBC — in your app or online at Grow.

“You think you need thousands of dollars to invest...not the case anymore because there’s an app called Acorns.” - Good Morning America (2)

Just $3 per month

All-in-one personal money management, featuring all-digital investment, retirement, and checking accounts, to help you take control of your money.

•Personal investment account: Featuring automated investing tools like Round-Ups, Recurring, and One-Time Investments
•Personal retirement account: Easy, automated Acorns Later. We pick the right IRA, you set aside money automatically, and get potential tax savings today.
•Personal checking account: The only checking account with a heavy metal debit card that helps you invest with every swipe, save from no hidden fees, and budget easier with Smart Deposit.
•Earn Found Money: Earn even bigger bonus investments — up to 10% from 350+ top brands
•Protect what you love: Get personalized insurance options from trusted brands, and up to $5 bonus investments for every free quote
•Grow your knowledge: Knowledge is power, so get bite-sized financial wellness content powered by us and CNBC — right in your app

“Acorns is my favorite money app, because it makes it simple and cheap to make small investments.” - Business Insider (3)

More notable mentions:
CNBC recommends Acorns as a “simple, low-stress way to start investing.” (4)
“Acorns takes saving to the next level by helping you automatically invest.” - Forbes (5)
“Acorns is quickly turning into an oak tree in the financial services space.” - TechCrunch (6)


Investing involves risk including loss of principal. Image is for illustrative purposes only and shows hypothetical account balance growth of an account and does not represent an actual or typical client experience. For important disclosure regarding this graph, please carefully review the information found on the in-app 'potential' screen or go to

This app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns fees before investing. Past performance does not guarantee future results. "Acorns", the Acorns logo and "Invest the Change" are registered trademarks of Acorns Grow Incorporated. Copyright © 2020 Acorns and/or its affiliates.

What’s New

Version 3.10.3

We’ve made some enhancements and fixed a few bugs to make Acorns even better for you, because we believe small change adds up. Grow your oak!

Ratings and Reviews

4.7 out of 5
601.5K Ratings

601.5K Ratings

mooglace ,

Too slow transferring money

I love acorns. It’s a great way to save money, but, when I need money in an emergency, I can’t afford to wait 3 - 6 business days for the money to show up in my checking account. I made a withdrawal from my account on Monday night and still have not received my money into my checking account. When I called them this morning to see if my money will be in my account tonight or this afternoon they said that maybe it will show up in my next week. So thanx acorns😑, now, I have to go shopping with change I got from my piggy bank all because you’re slow getting money in my checking account. I have a feeling that I’ll be looking for another online savings account soon if things don’t change. Please remedy this problem ASAP. If you are quick enough to get money into my savings account, then why can’t I withdraw money from my savings account without the hassle of waiting for 6 days? By the time my money transfers, I will have my social security checks coming in on the first of the month. By then it will be too late, I will have a waisted money transaction. Please do better acorns I’d like to keep you for a savings account but if I have to, I will close my account and find a better solution for savings and transferring money. I will upgrade my rating as soon as you upgrade your policies for transferring money or help me find a faster solution to getting money in my checking account. Thx.

Nettle11 ,

Great idea, great app

Pay no attention to any negative reviews. They come from sheer ignorance. For anyone that puts $5 in and gets mad because it takes a couple days to transfer it back to your bank..THIS IS NOT A BANKING APP. For anyone who puts $5 in and gets mad because they lose’s not the apps fault, that’s called risk that comes with investing, this is designed for the long haul and you will make money long term. For anyone that gets mad because it made you overdraft your checking account..the app didn’t do that, you did. Learn how to balance and keep up with your checking account. If a handful of bucks a week causes you to overdraft, you don’t know how to manage your money.
I started using this as a “supplementary retirement account” to go along with my 401k and I love it. I started putting a few bucks in here and there along with the roundups and now I’m addicted to putting as much money in as possible. It has that affect that inspires you to save more money for the future. Yes, the market is tanking as I write this and I’m actually losing money at the moment. But again, this is best used for long term investing. If you put $20 bucks in and need to pull it back out 2 weeks later, it’s not the app for you. If you can discipline yourself to putting in money and leaving it alone for at least 5-10 years, it great! Five stars.

Brodard1225876 ,

Acorns App is convenient!

Love the app and know they are improving it regularly. Gives less educated and new investors a place to start with less risk than other investment vehicles. It is super convenient and easy to use. Wish the recurring investments could be set up on specific dates as well as bi-weekly as millions of people don’t get paid every week and don’t always have funds in their accounts. Also, it can cause overdraft fees. It would be nice if for some reason there was no funds it didn’t still pull from your checking account. This happened to me as I have recurring investments set up and for example it pulls out each Friday. I have checked my tab that says “past” where you can see pending payments. It is Wednesday now and for some reason I don’t see it on there. Therefore I don’t know when it is going to hit my account. If you have lots of money which I think the target customer Acorn is shooting towards is millennials who don’t always have a bunch of money saved! With that said...I know and see the constant improvements and as the company grows. I have confidence that updates and improvements will occur. An example is they are working on “real time” investing right now and communicate that through their app. It will get a 5 star from me in the future and I will change my rating! Hope this helps the consumer and also the company improve the app!


Acorns Grow Incorporated
202.4 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


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    With Family Sharing set up, up to six family members can use this app.

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