This version is about saying exactly what your money went on, and about numbers that finally match what really happened. WHAT'S NEW: • Subcategories: Your categories now have a second level. Under Food you can keep Groceries, Delivery or Coffee, and finally see where the month really went. You create them where you already choose the category, so there is nothing new to learn: hold a category down to add one. Manage them all from Settings, filter your transactions by them, and find them in your exports and your backups. Your totals and your budgets do not change: a subcategory is a label, so getting one wrong never moves a number. • The AI Fills Them In: When you scan a receipt, dictate an expense or send one through WhatsApp, the app also picks the subcategory from your own list. It only ever chooses one that belongs to the category it picked, and when you correct it, it remembers your choice for that place and uses it next time. • Scheduled Is Not Spent: If you enter next week's bills in advance, the Home screen was adding them to what you had already spent. Now nothing counts before it happens, and a note tells you how much is scheduled and left out, with one tap to include it. The Upcoming pill that used to live only in Transactions is now on Home and in Reports too. • Payments That Went Missing: A payment could fail to save, with no error and no warning, when it arrived with a category your account no longer had. It affected purchases coming in from Apple Pay and edits you made by hand. Those payments are saved now. • Money Hidden by a Deleted Account: If you moved transactions to an account in another currency and later deleted that account, those transactions disappeared from your lists. They were never lost, and this version brings them back on its own, with nothing for you to do. • Debts Keep What You Already Paid: Editing a debt, even just renaming it, could reset what you had already paid back to zero. Fixed. • Deleting an Account Cleans Up After Itself: Deleting a card or an account no longer leaves behind a starting balance you cannot remove, and one left over from an earlier deletion can now be deleted. • Improvements & Fixes: A steadier app, with fixes to balances, debts, currencies and subscriptions.

Version 4.3.4 is about saying exactly what your money went on, and about numbers that finally match what really happened. WHAT'S NEW IN VERSION 4.3.4: • Subcategories: Your categories now have a second level. Under Food you can keep Groceries, Delivery or Coffee, and finally see where the month really went. You create them where you already choose the category, so there is nothing new to learn: hold a category down to add one. Manage them all from Settings, filter your transactions by them, and find them in your exports and your backups. Your totals and your budgets do not change: a subcategory is a label, so getting one wrong never moves a number. • The AI Fills Them In: When you scan a receipt, dictate an expense or send one through WhatsApp, the app also picks the subcategory from your own list. It only ever chooses one that belongs to the category it picked, and when you correct it, it remembers your choice for that place and uses it next time. • Scheduled Is Not Spent: If you enter next week's bills in advance, the Home screen was adding them to what you had already spent. Now nothing counts before it happens, and a note tells you how much is scheduled and left out, with one tap to include it. The Upcoming pill that used to live only in Transactions is now on Home and in Reports too. • Payments That Went Missing: A payment could fail to save, with no error and no warning, when it arrived with a category your account no longer had. It affected purchases coming in from Apple Pay and edits you made by hand. Those payments are saved now. • Money Hidden by a Deleted Account: If you moved transactions to an account in another currency and later deleted that account, those transactions disappeared from your lists. They were never lost, and this version brings them back on its own, with nothing for you to do. • Debts Keep What You Already Paid: Editing a debt, even just renaming it, could reset what you had already paid back to zero. Fixed. • Deleting an Account Cleans Up After Itself: Deleting a card or an account no longer leaves behind a starting balance you cannot remove, and one left over from an earlier deletion can now be deleted. • Improvements & Fixes: A steadier app, with fixes to balances, debts, currencies and subscriptions.

Version 4.3.3 is about the payments that come back every month, and about letting you clean up what no longer belongs. WHAT'S NEW IN VERSION 4.3.3: • Bills You Confirm Yourself: A recurring payment can now work in one of two ways. The app records it for you when the date arrives, which is right for rent, instalments or automatic debits. Or you pay it and confirm it, which is right for bills like electricity, internet or your phone, where the due date can arrive before you have actually paid. In that mode the app reminds you and keeps the bill pending until you mark it as paid. Nothing is recorded, and no balance moves, until you say so. In the calendar, a pending or overdue bill shows a Mark as paid button that opens the payment with the amount, category and account already filled in, so you only adjust what actually arrived. • See What Repeats: Recurring payments now carry a small repeat mark in your transaction lists, both on the Home screen and in Transactions, so you can tell a bill that comes back every month from a one-off expense at a glance. It also applies to what you had already recorded. • Starting Balances You Can Delete: When you delete an account, its starting balance now goes with it. A starting balance left behind by an earlier deletion can be removed from its detail sheet, and it is not counted in any of your totals. The starting balance of an account that still exists can be deleted too, after a confirmation that tells you exactly what that account will be left with. • Improvements & Fixes: A steadier app, with fixes to how recurring payments are recorded and to deleting accounts.

Version 4.3.2 is about your numbers staying exactly where you left them. AI Money now speaks French, your balance is a balance again no matter which period you are looking at, and everything you record leaves for the cloud the moment you save it. WHAT'S NEW IN VERSION 4.3.2: • French: AI Money now speaks French, our fifth language, from the app itself to the permission dialogs, the Home screen widgets and the bank list you choose from on your first day. • Your Balance Is a Balance Again: Picking Today, Week, Month or Year no longer shrinks the money you have. Balances, accounts and savings always show what you own, and the periods keep filtering what you earned and spent. If you want to see how much changed inside a period, there is a new "Period balance" card you can add to your Home screen and to Reports. • Everything Comes Back on a New Phone: Transfers, debt payments and everything you recorded before signing in now upload the moment you save them. A debt you paid stays paid after a restore. And while your data is still coming down, the app tells you so instead of showing you zeros. • Your Shared Space: An expense in a shared category now reaches your partner's phone on its own, without opening the shared space first. Shared transactions can be deleted from the app, and undoing a contribution gives your money back for good. • Debts Answer With One Number: The interest accrued since your last statement is now included everywhere. The debt screen, the cards, the totals and the payment sheet all say the same thing. • Reviewing an Import Keeps Your Place: Fixing a category in a long imported statement no longer sends the list back to today. You correct one row and carry on from the same spot. • Improvements & Fixes: Your date filter survives the update, "Total saved" no longer disappears in months you did not save, and an account in another currency can always be opened and read.

Version 4.3 is about trusting what you see. Your bank statements now import straight from PDF, your backups live in iCloud with a full history you can choose from, and every balance in the app finally adds up to the same number. WHAT'S NEW IN VERSION 4.3: • PDF Bank Statements: Upload the PDF your bank or your card sends you, not just spreadsheets. We read it, pull out your transactions, categorise them and leave them ready for you to review. • iCloud Backups You Can Choose From: Your backups now keep a history. Every copy is saved on its own with its date and size, so you can look at the list and restore exactly the one you want. A copy is made automatically once a day whenever something changes, and it carries your settings, your Home layout, your language and your theme — so a new phone feels like your old one from the first minute. • A Default Account: Pick one account as your main one and everything that arrives without a clear origin — a bank text, an Apple Pay receipt, an expense sent through WhatsApp — lands there instead of nowhere. • Start From Scratch: Clear your data and begin again, choosing exactly what to keep: your accounts and their balances, your categories, your budgets, your savings pots, your debts. Your account, your PRO plan and your shared space with your partner are never touched. • Everything About Your Data in One Place: Settings has been reorganised so your backups, your imports and your data live together, in the order you actually use them. • Balances That Add Up: Reports, Transactions and your Home screen now show the same figure with the same filters. Entries dated in the future no longer inflate today's balance, and your savings are counted once, where they belong. • Improvements & Fixes: A steadier app, with fixes to syncing between devices, to restoring a backup and to the figures on every screen.

Version 4.3 is about trusting what you see. Your bank statements now import straight from PDF, your backups live in iCloud with a full history you can choose from, and every balance in the app finally adds up to the same number. WHAT'S NEW IN VERSION 4.3: • PDF Bank Statements: Upload the PDF your bank or your card sends you, not just spreadsheets. We read it, pull out your transactions, categorise them and leave them ready for you to review. • iCloud Backups You Can Choose From: Your backups now keep a history. Every copy is saved on its own with its date and size, so you can look at the list and restore exactly the one you want. A copy is made automatically once a day whenever something changes, and it carries your settings, your Home layout, your language and your theme — so a new phone feels like your old one from the first minute. • A Default Account: Pick one account as your main one and everything that arrives without a clear origin — a bank text, an Apple Pay receipt, an expense sent through WhatsApp — lands there instead of nowhere. • Start From Scratch: Clear your data and begin again, choosing exactly what to keep: your accounts and their balances, your categories, your budgets, your savings pots, your debts. Your account, your PRO plan and your shared space with your partner are never touched. • Everything About Your Data in One Place: Settings has been reorganised so your backups, your imports and your data live together, in the order you actually use them. • Balances That Add Up: Reports, Transactions and your Home screen now show the same figure with the same filters. Entries dated in the future no longer inflate today's balance, and your savings are counted once, where they belong. • Improvements & Fixes: A steadier app, with fixes to syncing between devices, to restoring a backup and to the figures on every screen.

Version 4.2 is here — our biggest update yet. Import your bank statements in seconds, share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt. WHAT'S NEW IN VERSION 4.2: • Import Bank Statements: Upload the statement from your bank or your card and we'll read it for you. Your transactions are added automatically, categorised and ready to review — no more typing them in one by one. • Accounts on WhatsApp: Now you can use your accounts directly from WhatsApp. Tell Denis which account or card you paid with — cash, bank or credit card — and the expense lands in the right one, with your balances always up to date. • Widgets: Add AI Money to your home screen and lock screen to see your balance, what you've spent this month and how your budget is doing, without opening the app. • Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you. • Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about. • Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise. • Notification Center: A single panel to decide exactly which reminders you get and when. • Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

Version 4.1 is here — our biggest update yet. Share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt. WHAT'S NEW IN VERSION 4.1: • Accounts on WhatsApp: Now you can use your accounts directly from WhatsApp. Tell Denis which account or card you paid with — cash, bank or credit card — and the expense lands in the right one, with your balances always up to date. • Widgets: Add AI Money to your home screen and lock screen to see your balance, what you've spent this month and how your budget is doing, • without opening the app. • Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you. • Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about. • Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise. • Notification Center: A single panel to decide exactly which reminders you get and when. • Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

Version 4.1 is here — our biggest update yet. Share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt. WHAT'S NEW IN VERSION 4.1: • Accounts on WhatsApp: Now you can use your accounts directly from WhatsApp. Tell Denis which account or card you paid with — cash, bank or credit card — and the expense lands in the right one, with your balances always up to date. • Widgets: Add AI Money to your home screen and lock screen to see your balance, what you've spent this month and how your budget is doing, • without opening the app. • Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you. • Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about. • Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise. • Notification Center: A single panel to decide exactly which reminders you get and when. • Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

Version 4.0 is here — our biggest update yet. Share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt. WHAT'S NEW IN VERSION 4.0: • Accounts on WhatsApp: Now you can use your accounts directly from WhatsApp. Tell Denis which account or card you paid with — cash, bank or credit card — and the expense lands in the right one, with your balances always up to date. • Widgets: Add AI Money to your home screen and lock screen to see your balance, what you've spent this month and how your budget is doing, • without opening the app. • Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you. • Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about. • Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise. • Notification Center: A single panel to decide exactly which reminders you get and when. • Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

Version 4.0 is here — our biggest update yet. Share a common fund with your partner, take control of your subscriptions and recurring payments, and finally see the real interest on every debt. WHAT'S NEW IN VERSION 4.0: • Couples: Create a shared space with your partner and pool your money into a common fund. Contribute, spend from the fund, set shared goals and budgets, and split everything 50/50 or however you agree. Your personal accounts, balances and transactions stay completely private — only the fund is shared. One PRO subscription covers both of you. • Subscriptions: See everything you pay for month after month, how much it all adds up to, and when each one renews. Get reminded before you're charged and before a free trial ends. With PRO, we analyse your history and detect the subscriptions you'd forgotten about. • Recurring Payments: Rent, insurance, tuition — everything that charges automatically, together in one place, so nothing catches you by surprise. • Notification Center: A single panel to decide exactly which reminders you get and when. • Debts That Finally Add Up: Interest now accrues month by month, just like your bank statement. Enter the rate exactly as your bank gave it to you and your balance will match the real one. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

Version 3.2 is here! Save for every dream with Savings & Goals, take control of what you owe and what you're owed with Debts, and invite 5 friends to earn a free month of PRO. WHAT'S NEW IN VERSION 3.2: • Debts: Keep track of what you owe and what people owe you. Add every debt, log each payment as it comes in, and always know your real balance with each person. • Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time. • Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

Version 3.2 is here! Save for every dream with Savings & Goals, take control of what you owe and what you're owed with Debts, and invite 5 friends to earn a free month of PRO. WHAT'S NEW IN VERSION 3.2: • Debts: Keep track of what you owe and what people owe you. Add every debt, log each payment as it comes in, and always know your real balance with each person. • Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time. • Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

Version 3.2 is here! Save for every dream with Savings & Goals, take control of what you owe and what you're owed with Debts, and invite 5 friends to earn a free month of PRO. WHAT'S NEW IN VERSION 3.2: • Debts: Keep track of what you owe and what people owe you. Add every debt, log each payment as it comes in, and always know your real balance with each person. • Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time. • Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

Version 3.2 is here! Save for every dream with Savings & Goals, take control of what you owe and what you're owed with Debts, and invite 5 friends to earn a free month of PRO. WHAT'S NEW IN VERSION 3.2: • Debts: Keep track of what you owe and what people owe you. Add every debt, log each payment as it comes in, and always know your real balance with each person. • Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time. • Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

WHAT'S NEW IN VERSION 3.1: • Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time. • Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

WHAT'S NEW IN VERSION 3.1: • Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time. • Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

WHAT'S NEW IN VERSION 3.1: • Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time. • Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

WHAT'S NEW IN VERSION 3.1: • Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time. • Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

WHAT'S NEW IN VERSION 3.1: • Savings & Goals: Set money aside for what matters most. Create a savings pocket for every dream — a trip, a new home, an emergency fund — track your progress, and let AI Money show you how much to save each month to get there on time. • Invite Friends, Unlock PRO: Love AI Money? Share it. Invite 5 friends and get a free month of PRO — available only to users who don't already have PRO and have never had it before. • Improvements & Fixes: A more polished experience across the app, with performance improvements and bug fixes.

WHAT'S NEW IN VERSION 3.0: • Build Your Own Home: The home screen is now yours to design. Arrange it your way, pick exactly what you want to track, and visualize your finances however makes sense to you. • Accounts, Cards & Cash: Manage bank accounts, credit cards, debit cards, and cash all in one place — so you always know exactly where your money is. • Budgets, Your Way: Set and track budgets by month, by year, or any period you choose. Stay in control all year round. • PRO Worldwide Banking & Multi-Currency: Now you can log transactions from banks across the globe, in any currency. Perfect for travelers, expats, and anyone managing money internationally. (Exclusive to PRO users.)

WHAT'S NEW IN VERSION 3.0: • Build Your Own Home: The home screen is now yours to design. Arrange it your way, pick exactly what you want to track, and visualize your finances however makes sense to you. • Accounts, Cards & Cash: Manage bank accounts, credit cards, debit cards, and cash all in one place — so you always know exactly where your money is. • Budgets, Your Way: Set and track budgets by month, by year, or any period you choose. Stay in control all year round. • PRO Worldwide Banking & Multi-Currency: Now you can log transactions from banks across the globe, in any currency. Perfect for travelers, expats, and anyone managing money internationally. (Exclusive to PRO users.)

WHAT'S NEW IN VERSION 3.0: • Build Your Own Home: The home screen is now yours to design. Arrange it your way, pick exactly what you want to track, and visualize your finances however makes sense to you. • Accounts, Cards & Cash: Manage bank accounts, credit cards, debit cards, and cash all in one place — so you always know exactly where your money is. • Budgets, Your Way: Set and track budgets by month, by year, or any period you choose. Stay in control all year round. • PRO Worldwide Banking & Multi-Currency: Now you can log transactions from banks across the globe, in any currency. Perfect for travelers, expats, and anyone managing money internationally. (Exclusive to PRO users.)

WHAT'S NEW: • PRO Multi-Device Synchronization: Enjoy instant, automated data syncing exclusive to PRO users, keeping your accounts perfectly matched on every device. Updates in version 2 • Apple Pay Sync: Seamlessly connect your Apple Pay to log transactions instantly and effortlessly. • Offline Mode: Keep tracking your finances anywhere, anytime, even without an internet connection. Your data will sync automatically once you're back online. • Smart Budgets: Set and monitor personal budgets to keep your finances under control. • WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly. • Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank. • Voice Input: Add income and expenses hands-free using just your microphone. • Smart Scanner: Snap a photo of any receipt to log it automatically with AI. • Natural Language: No more complex forms; just type what happened in plain text. • Under-the-hood Improvements: Minor bug fixes and performance boosts for a smoother experience.

WHAT'S NEW: • PRO Multi-Device Synchronization: Enjoy instant, automated data syncing exclusive to PRO users, keeping your accounts perfectly matched on every device. Updates in version 2 • Apple Pay Sync: Seamlessly connect your Apple Pay to log transactions instantly and effortlessly. • Offline Mode: Keep tracking your finances anywhere, anytime, even without an internet connection. Your data will sync automatically once you're back online. • Smart Budgets: Set and monitor personal budgets to keep your finances under control. • WhatsApp Integration: Send a quick text or voice note to Denis on WhatsApp, and your transaction is recorded instantly. • Bank SMS Sync: Automatically track movements the moment you receive an alert from your bank. • Voice Input: Add income and expenses hands-free using just your microphone. • Smart Scanner: Snap a photo of any receipt to log it automatically with AI. • Natural Language: No more complex forms; just type what happened in plain text. • Under-the-hood Improvements: Minor bug fixes and performance boosts for a smoother experience.