ALAT 4+

Digital Bank, Bills, Airtime

Wema Bank Plc

    • 3.5 • 1.7K Ratings
    • Free

iPhone Screenshots

Description

Experience easy banking with our app—manage your finances, top up airtime, get instant loans, and get instant debit cards, all in one place.

Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security.



Here what can do on ALAT:
- Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more.
- Effortlessly log in using Touch ID, Face ID, or unique password.
- Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more!
- Set up Direct Debits and Standing Orders without stress.
- Seamlessly transfer money and make payments locally & internationally.
- Receive money both in Naira and foreign currency from any part of the world.
- Stay informed and up to date on all account activity with instant notifications.
- Set up your PIN or reset PIN whenever needed.
- Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease.
- Quickly locate and review transactions and account statements.
- Keep your contact details updated without stress; and more!





OUR JOURNEY

Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need.



EXPLORE:

1. Deals & Discounts from your favourite top brands; enjoy much more for less!

2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s).


3. Easy low-interest loans tailored to your needs.
Terms & conditions apply.


4. Flexible electricity, cable & other bill payments and never miss a due date!


5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier!

6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store.

7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”!

8. Customised Customer Support.





Protection
The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information.

Here are some extra layers of security we apply:

1. Insuring your money
Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC).

2. Transaction Screening
We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions.

3. Security Certifications
WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws.

4. Fraud Protection
In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports.




CONTACT US!

We are always excited to hear from you. For feedback, questions, or concerns, reach us via:
1. Helpline: 07000PURPLE (07000787753)
2. Email: purpleconnect@wemabank.com
3. Website: https://wemabank.com/



To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank

What’s New

Version 4.4.2

ALAT V4.4.2 is here with new features:
-Reactivate and upgrade dormant accounts.
-Buy international airtime, data, and eSIMs for seamless travel.
-Pay bills, buy airtime/data, and use “buy now, pay later”.
-Enhanced loan application process to reduce fraud.
-Parents can manage their child's ALAT xplore account, set limits, and monitor activities. Improved card request process for easier access.

Upgrade your ALAT app now for an enhanced banking experience!

Ratings and Reviews

3.5 out of 5
1.7K Ratings

1.7K Ratings

Despee5599 ,

FIX THE LGA IN BENUE STATE ON THE APP BECAUSE THE SPACE IS EMPTY

I can’t give them five star because the LGA of benue state is empty and can’t allow you to edit your contact information on the app and that can cause them to not verify your documents , I’ve submitted documents but can’t edit address properly because BENUE STATE LGA is empty and can’t display anything please you guys should fix that , because we need to upgrade our account but by the way your services are nice and appreciate y’all but try to fix that soon thank you

erikakoko ,

Worst bank and very bad customer service

I opened account with this bank on March and and I immediately download the app and created four digit pin and after the first month of banking with wema , the app stops working ( closes right after it shows the logo ) for over four month I wasn’t able to login into the app and the customer care online are so nonchalant and not willing to provide any means to by-cot this . I can’t even give -8 star .. because this is the worst bank ever in Nigeria . They don’t care about there customers .. there apps are so useless I have done everything at my end , updating , turning on and tuning off my phone , making sure my software update is up to date etc but it still closes right after its shows the wema logo please fix this or you close the app.

Oby40 ,

Work on your app

Is frustrating and annoying, applied for a debit card and 2000 naira was deducted from my account, it's been up to 2 months now, and nothing has been delivered no phone call or any sign to show it's coming to me someday, again I have been restricted from login to the app while my money is still in there and I keep receiving deductions notification but they won't let me log in to the app, keep saying something is missing when everything is correct, I tried deleting the app and reinstall it as instructed by the customer care still to no avail, I need my money including the debit card I paid for, return the money to me if you can’t get the card to my destination, unlike the other banks,

App Privacy

The developer, Wema Bank Plc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

More By This Developer

WEMA Bank MobilePASS+
Finance
ALAT FOR BUSINESS
Finance
We-Learn
Education
Alat Xplore
Finance
ALAT Office
Finance
ALAT Partner
Finance

You Might Also Like

Paga - Send, Pay, and Bank
Finance
Carbon: Mobile Banking & Loans
Finance
Cowrywise: Save & Invest Money
Finance
PiggyVest: Save & Invest Today
Finance
V by VFD
Finance
VULTe
Finance