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Nigeria's first fully digital bank, designed to help you save more.
Schedule transfers, save and pay bills automatically, get your bank card delivered to you anywhere in Nigeria and get up to 10% interest on your savings.

What's great about ALAT?

- Open an account in less than 5 minutes.

- Schedule transfers and bill payments.

- Save easily with automated goal saving.

- In-app debit card pin setting.

- Free bank card delivery anywhere in Nigeria.

- Control your bank card from your phone.

- Works with all Nigerian bank cards.

- No hidden charges.

- Up to 10% interest on savings.

If you're tired of regular old banks and you want to take control of your money, ALAT is for you. Join us!

There's more good stuff on https://alat.ng.

If you're curious or you need help, send an email to help@alat.ng or call 0700CALLALAT.

*Requires a working internet connection. SMS and data charges may apply.

What’s New

Version 4.0.7

We've added a few extra features on ALAT to help you do much more.

- you can now get up to 500k PayDay loan

- pay for NIBSS E-Bills with ease. - you can also create your saving goals with foreign currency

- you can now verify and retrieve your NIN on the app

- you can make payment with a QR code

- faster transactions are still available via Quick Links.

Ratings and Reviews

3.4 out of 5
268 Ratings

268 Ratings

zmartbwai ,

Fix bug and upgrade app

Lately the app has been crashing anytime I try to set a goal on it. The bug should be fixed ASAP so as to be able to use the save goal feature on the app and also there should be an upgrade on the app so as to be able to hide account balance from other viewers around during the cause of accessing the app to make transfer, pay bills or buy airtime and data. Thanks

Florence👑 ,

I can’t Login and can’t withdraw

I couldn’t login into the app because it was showing login error and I uninstalled the app and reinstalled it again. Then I wanted to login and it was showing me if I wanted to make the device my primary device because the phone am using now isn’t the one I used to open the account and it said I should click yes or click cancel to close and proceed with the Login and I couldn’t find any cancel to click and I can’t login now and the ALAT card is also giving issues. I can’t withdraw at all. All ATMs are rejecting the card even Wema bank own. Am so fed up. I regret ever opening this account

bolon144 ,

Card not working online

I have my third ATM card from Alat, others function on Uber bolt and some other flexible sites, since I got this new one, it’s not working and I can’t even control my card, it’s getting bored I have call the Customer care time without number they keeping telling same story, they’re will forward my card and phone number to their bla-bla—bla 😡

App Privacy

The developer, Wema Bank Plc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Game Center

    Challenge friends and check leaderboards and achievements.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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