Alliant Mobile Banking 4+

Alliant Credit Union

    • 4.7 • 7.2K Ratings
    • Free

Screenshots

Description

The Alliant Mobile App makes it easy for you to manage your finances on the go, with only the tap of a finger. It’s quick, convenient and all-around smarter banking! Tap. Bank. Smile.

Use your existing Alliant Online Banking login to get started or, if you’re a first time user, create your login credentials right from the app.

Use the Alliant Mobile App to:
• Deposit checks instantly
• Securely check account balances and view recent banking activity
• See transaction history, including credit card transactions
• Transfer money between accounts and set up external accounts
• Report cards lost or stolen with our tap to call feature
• Pay monthly bills and set up new payees
• Find ATMs in our 80,000 surcharge-free network as well as ATMs that accept deposits
• Create, receive and respond to secure messages
• Keep track of your finances via powerful personal financial management tool

Highlighted mobile app features include:
• Fingerprint authentication. Log in to the app with the touch of a finger
• Balance preview. View your balance prior to logging in.
• Customization. Easily reorder your accounts
• Built-in help. Find the answers you need instantly

Requirements
Alliant Mobile Banking works with devices using Version – iOS – 9.0 and above

Transfer Limits
Checking accounts: There are no limits on the number of transfers you can make in a calendar month.

Savings accounts: You can make up to six total transfers to another account or a third party in a calendar month per federal regulations. We may refuse or reverse a transfer that exceeds these limits; we may also assess fees, suspend or close your account.

Security
All transactional data is encrypted and no sensitive account information is stored on your mobile device.

Permissions
• Location permissions are needed to determine your location in order to find ATMs.
• Camera permissions are needed to deposit checks.

Disclosures
Deposit limits and other restrictions apply. Alliant’s Mobile Check Deposit Service is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Alliant to use the mobile app, but message and data rates may apply.

Surcharge-free ATMs include: Alliant-owned ATMs and ATMs that are part of the Alliance One, Allpoint, CO-OP Network, Credit Union 24, CU Here and Publix Presto networks. Transactions performed at other ATMs may be subject to the ATM owner’s surcharge fee. Not all ATMs accept deposits.

All deposits are subject to the Alliant Credit Union’s Funds Availability Policy. Refer to Alliant’s Account Agreement and Disclosures for more information. Please retain your check for 90 days before destroying.

Contact Us
www.alliantcreditunion.org
800-328-1935 (24/7)
@AlliantCU

What’s New

Version 5.2.8

Credit card cashback redemption, New Alliant promotions slider, few minor bug fixes.

Ratings and Reviews

4.7 out of 5
7.2K Ratings

7.2K Ratings

Ari Milo ,

Nearly perfect!

This is a great banking app. It’s got everything you need, but I do think the styling could use a slight improvement to make it a five. Instead of having a sideways slider, why not have the “refer friends, view atms, and budget/goals” scrolling down on that page? Or you could put the refer friends in “more” and have budgets/goals replace transfers. I’m not sure how many people are placing/modifying transfers on a daily basis, but I would assume it isn’t much. Similarly on the homepage of the app, before you’re signed in. If you have balance preview on, it’ll also show you atms near you. Why have a sideways slider versus an integrated map on the homepage highlighting nearby atms?

Overall: it’s a very functional app that includes financial management, easy access to view your account information, and pay bills. The bank thus far has been friendly, quick, and helpful. A+ credit union.

Csred7 ,

Mobile Deposit Broken

When taking a picture of the back side of a check for a mobile deposit, an error pops up that the “image is too dark”. This occurs for any check that has the black lines printed on the back to prevent people from reading the checks through envelopes. No amount of light adjustment or changing the background fixes this. This only occurs when doing mobile deposits through Alliant, they scan just fine through any other bank’s app. I reported this issue over 6 months ago and corporate assured me developers were going to work on a fix. Still no fix, rendering the app worthless for most of the deposits I end up needing to do. Forces me to bank elsewhere, too bad.

Also, why is the app always ‘under maintenance’ during key times of the evening? Why can’t the devs schedule the maintenance at 4 in the morning or sometime when people aren’t typically on? If this was a once in the while thing it wouldn’t be much of a concern but it seems like they need to shut the whole app down for maintenance every week.

Metkis ,

Can’t Deposit Check on iOS 16

The deposit check feature is basically essential for having Alliant as a bank, but has been my least favorite part of using the app. The capture screen doesn’t take up the screen as you might expect from a modern app, and the capture process is finicky even in regular conditions.

After I recently updated to iOS 16, I’m now simply incapable of even taking pictures of checks. The button to capture a photo does nothing, regardless of the quality of the lighting, background, or etc. the auto-capture also does nothing. Unlike other apps, Alliant doesn’t allow you to use a volume button to take a picture, either.

I tried uninstalling, reinstalling, restarting my phone, and resetting camera permissions with no success. This is disappointing, and I hope after fixing this bug that Alliant takes time to refine their in-app mobile check-depositing process. For an online-only bank this feature is astonishingly poorly implemented and the interface just doesn't meet expectations.

App Privacy

The developer, Alliant Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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