The Alliant Mobile App makes it easy for you to manage your finances on the go, with only the tap of a finger. It’s quick, convenient and all-around smarter banking! Tap. Bank. Smile.
Use your existing Alliant Online Banking login to get started or, if you’re a first time user, create your login credentials right from the app.
Use the Alliant Mobile App to:
• Deposit checks instantly
• Securely check account balances and view recent banking activity
• See transaction history, including credit card transactions
• Transfer money between accounts and set up external accounts
• Report cards lost or stolen with our tap to call feature
• Pay monthly bills and set up new payees
• Find ATMs in our 80,000 surcharge-free network as well as ATMs that accept deposits
• Create, receive and respond to secure messages
• Keep track of your finances via powerful personal financial management tool
Highlighted mobile app features include:
• Fingerprint authentication. Log in to the app with the touch of a finger
• Balance preview. View your balance prior to logging in.
• Customization. Easily reorder your accounts
• Built-in help. Find the answers you need instantly
Alliant Mobile Banking works with devices using Version – iOS – 9.0 and above
Checking accounts: There are no limits on the number of transfers you can make in a calendar month.
Savings accounts: You can make up to six total transfers to another account or a third party in a calendar month per federal regulations. We may refuse or reverse a transfer that exceeds these limits; we may also assess fees, suspend or close your account.
All transactional data is encrypted and no sensitive account information is stored on your mobile device.
• Location permissions are needed to determine your location in order to find ATMs.
• Camera permissions are needed to deposit checks.
Deposit limits and other restrictions apply. Alliant’s Mobile Check Deposit Service is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Alliant to use the mobile app, but message and data rates may apply.
Surcharge-free ATMs include: Alliant-owned ATMs and ATMs that are part of the Alliance One, Allpoint, CO-OP Network, Credit Union 24, CU Here and Publix Presto networks. Transactions performed at other ATMs may be subject to the ATM owner’s surcharge fee. Not all ATMs accept deposits.
All deposits are subject to the Alliant Credit Union’s Funds Availability Policy. Refer to Alliant’s Account Agreement and Disclosures for more information. Please retain your check for 90 days before destroying.
Ratings and Reviews
This is a great banking app. It’s got everything you need, but I do think the styling could use a slight improvement to make it a five. Instead of having a sideways slider, why not have the “refer friends, view atms, and budget/goals” scrolling down on that page? Or you could put the refer friends in “more” and have budgets/goals replace transfers. I’m not sure how many people are placing/modifying transfers on a daily basis, but I would assume it isn’t much. Similarly on the homepage of the app, before you’re signed in. If you have balance preview on, it’ll also show you atms near you. Why have a sideways slider versus an integrated map on the homepage highlighting nearby atms?
Overall: it’s a very functional app that includes financial management, easy access to view your account information, and pay bills. The bank thus far has been friendly, quick, and helpful. A+ credit union.
Mobile Deposit Broken
When taking a picture of the back side of a check for a mobile deposit, an error pops up that the “image is too dark”. This occurs for any check that has the black lines printed on the back to prevent people from reading the checks through envelopes. No amount of light adjustment or changing the background fixes this. This only occurs when doing mobile deposits through Alliant, they scan just fine through any other bank’s app. I reported this issue over 6 months ago and corporate assured me developers were going to work on a fix. Still no fix, rendering the app worthless for most of the deposits I end up needing to do. Forces me to bank elsewhere, too bad.
Also, why is the app always ‘under maintenance’ during key times of the evening? Why can’t the devs schedule the maintenance at 4 in the morning or sometime when people aren’t typically on? If this was a once in the while thing it wouldn’t be much of a concern but it seems like they need to shut the whole app down for maintenance every week.
CANT VIEW STATEMENT(S) or handle cash back
why can’t you do basic things in the app like VIEW CURRENT CC STATEMENT or HANDLE CASHBACK REWARDS
Also if you have an issue sometimes it’s “call the credit union” or “call the cc managers” instead of unified customer service
Also should be able to VIEW PAST STATEMENTS
the other thing is if you lose your card they give you a new number with a zero balance and then they add a line item with the old balance... BUT THE TRANSACTIONS APPEAR ON THE NEW NUMBER... THIS MAKES YOU THINK THAT THEY ARE DOUBLE CHARGING YOU SINCE THERES NO LINE ITEM TELLING YOU THAT THEY ZEROED OUT THE OLD ACCOUNT NUMBER
so they do the actual calculations correctly but the documentation of the change is so sloppy by starting with a zero balance on the new card that the only way to know is to go over the statement before and after and run through all your transactions because otherwise it looks like you are getting double charged
amex , citi, chase, capital one in contrast just change the number but don’t do this monkey business so it’s quite clear that just the number changed
by doing it this way i wonder if they are actually opening a new account which would be bad for credit scoring as Avg age of accounts would go down. not sure how it looks on credit report
lastly when you spend on the credit card and pay it off they take their sweet time like a week to replace your available credit... far longer than other banks
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- Alliant Credit Union
- 81 MB
- Requires iOS 12.0 or later.
- Requires iPadOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Age Rating
- © 2021 Alliant Credit Union
With Family Sharing set up, up to six family members can use this app.