Ally: Banking & Investing 4+

Save, invest, and manage money

Ally Financial Inc.

    • Free

Screenshots

Description

Ally Mobile is free, fast, secure, and regularly updated to enhance your experience. For an even simpler login experience, set up Passcode or use your Face ID or Touch ID for quick access to your mobile banking and investing accounts.

Mobile Banking Features

• Stress less when you overspend – we have no overdraft fees, plus CoverDraft℠ service, giving you temporary fee-free overdraft relief
• Deposit checks from your phone with Ally eCheck Deposit℠
• Transfer money, pay bills, or use Zelle® to pay anyone with a U.S. bank account
• Find nearby ATMs when you need cash on the go – choose from over 55,000 fee-free ATMs and cash back locations
• Keep tabs on your debit card usage with card controls
• Manage CD interest disbursement and maturity options
• View and send secure messages, or chat with us 24/7 using Ally Assist
• Access your profile, plus view or download statements and tax forms

Save faster with our smart savings tools

• Use buckets to organize your money and visualize what you’re saving for
• Keep your savings on pace with automatic, recurring transfers
• Grow your savings faster with round ups and Surprise Savings boosters
• Analyze your account’s performance with insightful charts and graphs


Mobile Trading & Investing Features


Robo Portfolios
• Sit back while our intelligent tools do the heavy lifting to manage and monitor your investments
• Invest free of advisory fees with our cash-enhanced portfolio, or invest more of your money in the market with a market-focused portfolio (available for a fee)
• Automate your investing with one of our four portfolio strategies
• Analyze your account’s performance
• Use Goal Tracker to monitor progress
• Set up recurring transfers to your invest account

Self-Directed

• Trade commission-free on eligible U.S. stocks and ETFs
• Filter and find exchange-traded funds matching your investment goals with our ETF screener
• Trade stocks and multi-leg options from your mobile device
• Use advanced charting tools for technical analysis
• Monitor your investments with streaming quotes
• Access today’s market news and market movers
• Check balances and search transaction history

Wealth Management
• Receive ongoing guidance from one dedicated advisor for all your assets – even ones we don’t manage
• Work toward your financial goals with a tailored investment portfolio
• Link and track financial accounts outside of Ally for a 360° view of your finances
• View and monitor your net worth, investment exposure, and performance

• Start with a $100,000 minimum in assets under care (funds with us)

How we prioritize your investing security
• We never store personal or account information on your phone
• All your transactions are encrypted
• Security codes provide an added layer of protection when you log in from a computer or device we don’t recognize
• Our Online & Mobile Security Guarantee protects you against fraudulent transactions

More details
• Ally Mobile is free – your mobile carrier’s message and data rates may apply
• Compatible with iOS 13.0 or higher
• Deposit products offered by Ally Bank, Member FDIC
• Securities offered through Ally Invest Securities LLC, member FINRA/SIPC
• Advisory products and services are offered through Ally Invest Advisors Inc., a registered investment adviser
• Securities are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE
• You may not be approved for real-time quotes
• CoverDraft℠ acts as a safety net and is not a line of credit or a guarantee
• With CoverDraft℠, if your purchase isn’t covered for any reason (let’s say the transaction exceeds your CoverDraft℠ limit, for example), it’ll be declined – but we’ll never charge you an overdraft fee; you’ll have 14 days to bring your balance out of the negative, and we may restrict withdrawals from your account (if it’s not back in the black) after that
• Buckets and boosters are features of Ally Bank's Online Savings Account

What’s New

Version 22.06.3

Minor Bug Fixes

Ratings and Reviews

4.7 out of 5
43.5K Ratings

43.5K Ratings

Nautikers ,

Easy to use and easy to bank with!

I love their live chat option! It’s probably my favorite thing about banking with Ally. They are good about answering calls, too, but if you’re trying to multitask I find the chat more convenient so that in public places other ppl aren’t over hearing your conversation. It’s really easy to deposit checks and I find their app to be pretty reliable. I can’t even recall the app crashing on me more than once, and I’ve had it for many years! Unlike other bank apps I’ve used that have bn a complete nightmare. I really wish they offered business banking bc I have not bn able to find a bank that is as convenient to bank with and has a banking app as good as Ally’s. Another cool feature is you can see your total balance for all accounts on the home page, and your individual balances are listed next to each account. I know this is something my husband really wished his previous bank app had. Also, you can transfer money from one account to another via the app and the amount is available straight away! Overall, I highly recommend this bank and it’s app.

Logan J. ,

Great service, but the app is bad.

I’ve used a couple of other online banking and investing apps, as well as other financial apps such as those for credit cards or loan accounts. When compared to those apps,I have found ally’s has been underwhelming, confusing, and frustrating at times. For rhe most part, I had found the user interfaces for the other apps very intuitive, easy to navigate, and have small and seemingly insignificant features that are taken for granted until you use an app that doesn’t have them. Such features include buying fractional shares of securities, without which investing in companies such as Berkshire Hathaway (stock currently valued around $450,000/share) becomes impossible to the common investor. Another capability missing from the app is the ability to manage external accounts used to fund your ally accounts - instead, there is a message that says to visit their website to manage your accounts, and while they provide the URL of the website, they could easily provide a link within that message that would take you directly to the site instead of having users exit the app, navigate to their web browser, and then manually enter the URL.

Despite how I feel about the app itself, I enjoy ally’s services. This is the only reason that I am leaving this review, in hopes that it will be viewed by the powers that be within the ally organization and that they will take action to overhaul the app.

Developer Response ,

Hi, we'll be sure to pass this message along to our team so your feedback is heard. For immediate assistance, please give us a call at 1-855-880-2559.

BudgetMaster B ,

Love them to bank and invest!

I’ve been saving online with Ally for a couple years now - using them for a savings account was a no brainer. But I DID use the ole brain to decide who to go with for my first foray into the stock market. I read up on best apps for beginners, pros and cons of several different platforms, etc, and decided to go with Ally - ultimately the fact that I already banked with them gave an extra ‘pro’ to them on the list, in addition to charging NO commission and NO trading fees, which seemed basically unheard of on most other apps I looked into. I’ve had my investment account open for most of this month and it’s been a really easy, unscary process (as Unscary as the stock market can be, anyway.) I used them to buy a handful of specific stocks I decided on after tracking those stocks for a year and researching them, and I plan to use this account to grow my money towards retirement, investing a modest amount each year (not to actively trade, and not to quickly grow funds that I then want to immediately use). So my experience based on that goal has been really great!

App Privacy

The developer, Ally Financial Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contacts
  • User Content
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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