America First Credit Union 4+

Mobile Banking

America First Credit Union

    • 4.8 • 58.1K Ratings
    • Free



Having America First mobile banking on your device is like having a personal branch in your pocket. With this handy & secure app, you can transfer funds, deposit money, apply for a loan, and more—at any time, day or night.

America First mobile banking features:

Our sleek, user-friendly interface delivers the services you need quickly. The customizable dashboard also presents the information you want, right when the app is opened.

Mobile Deposits
There’s no need to deposit checks at branches. Simply take a picture of the front and back of the endorsed check and upload it with mobile banking. Funds will arrive quickly and securely in your account.

Budgets & Spending
Transactions are automatically categorized so you can track spending and create detailed reports, making maintaining your budget a snap.

Move funds between America First checking & savings accounts or make loan payments. You can also use the app to send money to external accounts, if needed.

Account Aggregation
You can easily add accounts and cards from other financial institutions into our mobile banking app so you can monitor all your finances in one secure place.

No matter where or when, you can apply for auto loans, ask to increase your Visa® credit card limit, open a new line of credit, and more with our mobile banking app.

Card Guard®
Take control of how, where, and when your America First Visa is used. With Card Guard, you can set geographical or spending limits, and get alerts whenever a transaction takes place.

What’s New

Version 8.6.3

The latest version allows members to open certificate accounts through the mobile banking app.

America First certificates are the smart choice to help your finances grow. They’re simple to set up, have low minimum opening balances & offer competitive dividends.

Ratings and Reviews

4.8 out of 5
58.1K Ratings

58.1K Ratings

Crystal Walk ,

America First is great! Even with their strict standards.

This credit union has been the best bank I’ve ever been with. Comparing it to Wells Fargo, Chase Bank, US Bank, Jordan Credit Union, and other I just don’t even need to mention. America First far out does it by far. The customer service is spectacular. The easy to use drive up banking and even their ATM’s are great. The level at which I can just have a trustworthy place to hold onto my money making it easy to use my money or save my money os worth more than trying to deal with one of those fake banks trying to be real.

That’s all there is to it. A great credit union who knows what there doing and making life easier for the average soccer mom. With bills to pay, kids to feed, and a husband who works hard to provide everything he can. You guys are a blessing. Not having to talk about why that bill didn’t get paid or excessive overdraft fees that placed us in the negative over dinner is worth every penny America First Credit Union does take/ (steal) from our account.
Thank You for being what America need right now. Those other guys don’t know what they are doing when it comes to banking even if they are warehouse bank. America needs America First Credit Union.

Chantal p / Bobby1960$ ,

Admiration for excellence in all areas

I have been with America First from long before it was AFCU and would never think of changing My children and grandchildren are also AFCU member. AFCU’s determination for accuracy, expediency and many Rotherham words I could use to define them. In all my years with AFCU I have never had any kind of banking error, have always received dedicated representatives that are knowledgeable as to the customers unique need. When I hear that someone uses a bank I cringe (why would anyone to that). In using a company for as long as I’ve used AFCU which is over 50 years without any incident is unheard of. So I am very proud to shout I am am AFCU member and wouldn’t have it any other way!! Thanks to all of you at AFCU for all you have done to make me feel I am your most important customer. I am also proud to say that I recommend you to all people I know that are looking for a financial institution. Kudos to you AFCU, you have earned it and more.

Warm regards,

Chantal Beason

old lady agnes ,

Balances & Pending Charges

According to customer service, if you use a checking routing number to pay a bill it does not show up as a pending charge in your account. Therefore leaving you to think you have more money in your account than you actually do. The convenience of paying online allows you to not have to keep track or a detailed report of what you’ve paid. Why does the platform not reflect a transaction as pending regardless if it clears or not and at least you’ll know that there is something that’s waiting to be withdrawn from you account. Setting up an alert to let you know when you have a little balance is great, but it doesn’t help when you have a larger payment clearing and you don’t have the money in your account to cover it. Plus why does the app not show your balance before and after transactions like the online banking platform does? This would be very helpful in the app. I close an account of 25 years with another bank to come to America first credit union and I’m so disappointed. After speaking to customer service about this incident they suggested I use a loan to cover my checking account in this type of situation. I am just trying to balance my account down to its last penny. Not take out money as I currently have money in the account or even in my savings account. Please look at other banking platforms and see how they do it. Please update your app.

App Privacy

The developer, America First Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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