Arcane: Build Credit. Quick.
Grow & Track Your Credit Score
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Build credit fast by reporting rent, utility & phone payments. Add up to 24 months of payment history to boost your score even faster.
Turn your rent and bills into credit — no credit check required.
According to VantageScore, adding rental data to an established credit file can increase your score by up to 150 points.
Arcane Credit helps you build credit by reporting your on-time rent and bill payments directly to the credit bureaus—transforming everyday expenses into a powerful credit-building tool.
Getting started is simple. Securely connect your bank account through Plaid, and we’ll automatically detect eligible rent and bill payments using advanced data enrichment technology. No paperwork, no landlord verification, and no hard credit check.
Want to accelerate your progress?
With Score Boost, you can add up to 24 months of past payment history to your credit profile for a one-time fee of $39.99—instantly strengthening your credit file with up to 2 years of positive history.
Simple, transparent pricing:
• $3.99/month (billed annually, all features included)
• $5.99/month (billed monthly, all features included)
Download Arcane Credit and start building your credit today.
Disclaimer:
Arcane Credit does not guarantee any increase in your credit score. Results may vary based on your overall credit profile and activity with other creditors. Arcane Credit does not remove accurate negative information from credit reports. VantageScore is not used by all lenders. Arcane Credit is not a lender, credit repair organization, or bank.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Terms of Service: https://arcanecredit.com/terms/
Privacy Policy: https://arcanecredit.com/privacy-policy/
Fixed a bug related to analytics.
The developer, Arcane Pathways LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Arcane Pathways LLC
- Size
- 33.3 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- This app has an age rating of 18+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls. - In-App Controls
Age Assurance
- Copyright
- © 2026 Arcane Pathways LLC