Aspiration Spend, Save, Invest 4+

Save Money, Save the Planet


Designed for iPhone

    • Free

iPhone Screenshots


Earn up to $500/year on savings (up to 5.00% APY*, 71x the national average rate) when you switch over to Aspiration and spend with a clean conscience.

• Sign up for Aspiration to start spending, saving, and investing with a conscience.
• Know that your deposits aren’t funding fossil fuel exploration or production, private prison operations, or manufacturers of firearms
• Withdraw your cash for free at over 55,000+ Allpoint ATMs
• Earn up to 5.00% APY with the Save account
• Get paid up to 2 days early
• No credit check required

• Good credit required
• Go carbon-neutral — using Zero at least once per day will zero out the average person’s carbon footprint entirely
• Every time you swipe, we plant trees to reduce your carbon footprint
• Get rewarded for saving the planet — earn up to 1% cash back on all purchases
• Track your progress in our app
• Earn a $300 bonus after spending $3,000 or more (terms below)


• Sign in with Touch ID or Face ID (on supported devices)
• Two-factor authentication
• 256 bit encryption

The Aspiration Spend & Save Account are cash management accounts offered through Aspiration Financial LLC (“AFLLC”), a registered broker-dealer and Member FINRA/SIPC. An affiliate company, Aspiration Fund Adviser, LLC (“AFA”) is an SEC registered investment adviser. An affiliate, Aspiration Card Services, LLC (“ACS”) offers credit products. AFLLC, AFA, and ASC are subsidiaries of Aspiration Partners, Inc. (“Aspiration”). Aspiration pledges to donate 10% of our profits to charities. Aspiration is not a bank.

The Aspiration Plus Debit Card is issued by Coastal Community Bank (“CCB”), Member FDIC, pursuant to a license by Mastercard International Incorporated (“MCI”).

The Aspiration Zero Mastercard® is issued by Beneficial State Bank (“BSB”), member FDIC, pursuant to a license by MCI. The Aspiration Zero Mastercard® is offered by ACS. Aspiration and its subsidiaries are unaffiliated with BSB, CCB, and MCI.

To qualify for the $300* Aspiration Zero statement credit bonus offer, Cardholders must make net qualifying purchase(s) (minus returns and other adjustments) of $3,000 or more with their Aspiration Zero Credit Card within 90 days of account opening. Offer is valid until 11:59 p.m. EST 9/30/2022. Visit for full terms.

Paid experiences may not be representative of others and is no guarantee of future success.The Aspiration Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. Customers will earn cash back on debit card purchases, amount earned varies by merchant. Additional terms, conditions, and restrictions apply. ATM use is free and unlimited, at Allpoint ATMs only, transaction amount caps may apply. Find an Allpoint ATM at

Enable Plant Your Change and Aspiration will round up qualifying debit card purchases to plant a tree. With Aspiration Plus and Planet Protection, Aspiration will provide carbon offsets for your gas purchases.

This communication should not be construed as an offer, solicitation of an offer, or advice to buy or sell securities. Aspiration does not offer or provide investment, financial, tax, or legal advice. This is not an offer or solicitation in any jurisdiction where AFLLC or its affiliates are not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction.

*The Aspiration Save Account’s up to 5.00% Annual Percentage Yield (“APY”) with up to 71x the national interest rate is variable, subject to change, and only available after certain conditions are met. Visit for full terms and conditions.

Visit and for additional terms and conditions of services.

© Copyright 2022 Aspiration Partners, Inc.

What’s New

Version 2.20.33

Thanks for using the Aspiration App! In this version, we've squashed some bugs and also improved performance.

Ratings and Reviews

4.7 out of 5
25.8K Ratings

25.8K Ratings

Claydood ,

Blocked access to my money

Aspiration randomly had a need to lock down my account. A day later I receive an Email requesting to verify my identity by uploading a photo of my ID and bank statements from linked accounts. Problem is one of the linked accounts I closed and no longer have statements for. I still sent IDs and other bank statement along with a letter explaining I closed one of the accounts. 2 twos later I sent everything again. Now a werk has gone by and my account is still locked, I have bills now over due, getting charges late fees. Losing so much money because Aspiration is refusing to unlock my account. Customer support says they can’t help me because the verification department only has access. Can’t use my debit card, not sure if my direct deposit pay is even going into the account. No idea how much money I have, but I know I’m losing a lot of money because I can’t pay my bills and conduct business. Thanks a lot. Making Aspiration my primary bank was a hugely massive mistake an regret even using this Bank.

Sherrodmw ,


I’m not surprised the first review I read is a two star review about the inept customer service of this company. They offer promos for signing on with them as long as you spend a certain amount within a given time period. I could not transfer money to my account from my bank. Aspiration kept kicking it back. I called them about this multiple times letting them know I needed more time to spend the money because I couldn’t get money into my account. Everyone I spoke to said “we’re working on it” you’ll see an email with a decision soon. Soon became 4 months and no word. I called today and got irate enough to get an supervisors attention. They claim they sent an email to me and could see “I opened it but did not click a link to accept an extension for their promotion” I’ve scoured my inbox and can find no such email and if I had opened it, this review would not be happening. They say because Ii didn’t not click the link, they are not going to honor their promotion. They had no interest in helping, even though I was saying I would close my account. Close your account with Aspiration and find a brick and mortar bank that actually gives two craps, so when you have issues, you can look someone in the eyes and get your problems solved with real empathy. If you want apathy, customer service who either does not know what they’re doing or wants to just be lazy and empty promises, stay with these people.

Developer Response ,

We’re sorry to hear about your experience and appreciate you sharing this with us. We're forwarding this feedback to make sure our team is aware.

RobinsBobbins ,

Customer Service Need Improving

The only reason I’m giving two stars instead of one at this point is simply because I still believe in the values of this company, but the customer service has been terrible thus far. I tried calling the main customer support line to report that my debit card never showed in the mail, but both times the line basically hung up on me because they couldn’t process my issue after going through the whole guided list I guess?? I sent a message through the website that was completely cordial, pointing out a few other issues I’ve been experiencing with this bank on top of the missing debit card and the customer service rep that responded to me was a total jerk!! So dismissive of the problems I was having… uh, yeah dude, I know that I was “timed out for inactivity” on your website, my point was that I was timed out WHILE I was actively using your website; and yeah dude, I know that the issue I had with erroneous pending transfers was rectified, but that doesn’t mean that wasn’t an alarming error in your system which I figured would be good to let your team know occurred etc.. I want very much to like this bank, I really really do. Please work on your customer service!!! And don’t throw one Ernesto M. a raise any time soon…

App Privacy

The developer, Aspiration, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contacts
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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