Balance: Cash & Tip Tracker 4+

Balance is not another “effing” budgeting app. It’s cash flow forecasting for the worker whose income is always changing. Whether you're a bartender, a ride share driver, a stylist, or a little bit of all of them, we help you look forward to managing your money by modeling your "what-if's":

– What if I work an extra shift?
– What if I take time off?
– How much can I save for emergencies and how quickly?

We help you model how today’s decisions impact your financial future.

The best part? We bring it to you on a calendar. We know your time is money and your schedule dictates both.

From taking that vacation, saving for retirement, or being prepared for an emergency, you need to plan your finances further than next week’s schedule.

Balance helps you do that with three key features:

TRUST YOUR PAYDAY WITH PAYCHECK TRACKER
Set a date range and let Balance track your growing paycheck, including cash tips, credit card tips, and hourly wages. Balance will update your cash flow forecast as your paycheck increases.

FORECAST CASH FLOW ACCORDING TO YOUR SCHEDULE.
Map your upcoming expenses and estimated earnings on the Balance calendar to identify issues and opportunities in your cash flow. By connecting your bank, Balance will automatically display your recurring transactions.

PLAN YOUR FUTURE WITH AN ESTIMATED DAILY BANK BALANCE.
With the help of Paycheck Tracker and Forecasting, Balance can show you an estimated daily bank balance on a calendar, every day into the future. As your schedule changes, your paycheck grows, or unforeseen expenses arise, Balance will update your future estimated daily balances to prevent any surprises.

We're just getting started. We have a lot more features planned. Now is the best time to join us as we build Balance. Your feedback and suggestions will help us create the best experience for the independent workforce. We know you take a very different view of our money. It’s time you had a tool that did too.

"If I had a calculator for the future, I’d use it everyday."
Brooks (stylist)