Balance Money 4+

Take control of your finances

Balance Technologies, Inc.

    • 4.5 • 23 Ratings
    • Free



Sign-up in minutes | No Fees* | No Credit Checks

Balance Money® is a personalized-banking solution built to empower you, giving you more control of your finances. We automate everyday financial tasks, provide budgeting tools and give insights aimed at helping you achieve your financial goals. After all this app was built for YOU!

Under the covers we are using some fancy tech like Artificial Intelligence and Machine Learning but we won't bore you with all that. What really matters is empowering you and giving you the control you need with your money.

What you get with Balance Money: 

1. The Balance Money App that automates your financial life!
2. A Spending account, to help you spend smarter.
3. Goals accounts, to help you save money and achieve what is important to you.
4. Effortless Bills account, never pay a late bill again!
5. The Balance Money Visa® Debit Card.
6. Get paid before your friends with Early Payday - Get Paid Up to 2 Days Early.
7. No Fee ATM Access using ATM's in your neighborhood at national retailers like 7-Eleven®, Walgreens®, CVS®, Costco®, and more!
8. No Monthly Minimums or Required Fees.

Opening a Balance Money account will not affect your credit score.

Learn more at


*Banking services provided by Community Federal Savings Bank, Member FDIC. The Balance Money Visa® Debit Card is issued by Community Federal Savings Bank pursuant to a license from Visa U.S.A. Inc. Balance Technologies Inc. © 2022 All Rights Reserved. Balance Money is a financial technology company, not a bank. Subject to terms, conditions, and limitations. Not all services offered through the Balance Money App are offered by Community Federal Savings Bank, refer to applicable terms and conditions for additional information.

What’s New

Version 2.4.3

Release Notes
- Joint Accounts
- Easy refill button on Bills
- General bug fixes

Ratings and Reviews

4.5 out of 5
23 Ratings

23 Ratings

DrannyCannon ,

Finally - complete financial automation / control!!

I've been using this app for several months (participated in the beta) and my finances have NEVER been more simple. Sure, it takes a minute to set up and learn (still learning!). But if you take the time to do it proper - you'll be SUPER STOKED you did!!
After creating your various 'budgets', bills, and financial goals, every time you get paid, Balance automatically (and quietly) shifts your funds to satisfy these pre-defined 'budgets'. So any time a bill is due, I know it's ALREADY TAKEN CARE OF (cuz Balance already put the money aside.. Keep in mind, some of these 'budgets' are actually unique debt accounts with seperate routing numbers, debt card info, etc) so, it's some incredible genius automation. Idk how they do it but it's also a very easy to use app, clean dashboard, and very simple UI/interface overall.
The dashboard /home screen quickly shows you exactly where your money is currently sitting and how much is "safe to spend".
And what's crazy is they're just GIVING IT AWAY FOR FREE! Could easily charge for this tech just saying. Enjoy!

30kbeauty ,

This is the best online banking experience!

This is the most intuitive online banking app that has helped me manage my money. It never charges me fees and is so easy to use. My favorite feature is the Budgets. It’s like a cash envelope and I can manage all my sinking funds in one place. Budgeting is quick and easy! No more worrying about if I have enough to cover my bills or wondering if I will get a fee. With Bills, everything is covered and set aside. With the safe to spend amount, I can spend knowing I won’t be short for a bill. I closed my account that I had for 20 years because I have so much more money now that I have Balance!

keyonhejazi ,

Revolutionizes banking!

This banking app makes budgeting and planning for expenses —both big and small—easier than any bank or third-party app on the market. It’s so easy to set up and you’ll never have to worry about penny pinching again. The app is brand new so they’re still ironing out some details, but that makes now a great time to get started if you want your suggestions to become realities. They’re super helpful, responsive, and they do everything they can to make the user experience top notch.

App Privacy

The developer, Balance Technologies, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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