Banca Móvil BAC 4+

Bac Credomatic Network

    • 3.6 • 432 Ratings
    • Free

iPhone Screenshots


Keep control of your personal finances and enjoy an innovative experience. From Mobile Banking you can check balances, transfer money to accounts in other banks, pay for your services and make recharges from your mobile device.


Check balances:
[+] Check the balance of your bank accounts, cards, savings, loans, pension and investment funds on a single screen.

Bank accounts:
[+] Consult balances and movements.
[+] Share your account number easily.
[+] Use the "I want" menu for quick options.
[+] Verify retained transactions.
[+] Resend proof of past transactions.
[+] Quickly visualize your card data.
[+] Temporarily lock and unlock debit cards whenever you want.

Credit cards:
[+] View recent transactions, and transactions from previous months.
[+] Temporarily block and unblock when desired credit cards.
[+] View and redeem loyalty plan points for your cards.
[+] View Payment Dates and minimum and cash payment amounts.
[+] View financing details.
[+] Pay your card or third party cards with your bank accounts.
[+] Verify your payments made on the day.

[+] Transfer money between your accounts or to third party BAC accounts.
[+] Make transfers to other banks either SINPE or ACH.
[+] Make SINPE Mobile transfers (Costa Rica users).
[+] Send money with Kash (1).
[+] Share the voucher through third party messaging Apps (Ex: WhatsApp).
[+] Identify with a "star" the destination accounts that are secure favorites and do not require the use of a security device.

Cardless withdrawals:
[+] Withdraw money from ATM or Rapibac points only with a code created from the App.
[+] View historical withdrawals and pending withdrawals.
[+] Cancel withdrawal codes you no longer need to reintegrate the money immediately.

Payment of services:
[+] Add or remove payment favorites.
[+] Edit the name of your favorites.
[+] View service payment history.
[+] Sort your favorites according to the order you want.

My Finances:
[+] Review your product expenses and income.
[+] Recategorize payments according to your preferences.

Savings Goals: (2)
[+] Open new accounts and create new Goals.
[+] Consult the movements associated with savings.
[+] Make extraordinary savings to your BAC Objectives.

[+] Manage issues related to your accounts, cards, etc., such as: claims, certification letters, redemption of points, among others.
[+] View the history of requests made.

[+] Consult the total balance of personal, pledge, mortgage and leasing loans.
[+] Make the payment of your loans.

Other features:
[+] Activate your BAC Code and simplify.
[+] Login with Touch ID or Face ID.
[+] Make approvals of your transactions.
[+] Manage the devices from which you log in.
[+] Check the exchange rate.
[+] Change the PIN of your debit or credit card.
[+] Contact us via WhatsApp with the option in the "More" menu.
[+] Switch language between Spanish and English.

[+] Guatemala: Avenue La Reforma 9-76, Guatemala city
[+] El Salvador: Avenue Olímpica, San Salvador, El Salvador
[+] Honduras: Boulevard Suyapa, Tegucigalpa, Francisco Morazán, Honduras
[+] Nicaragua: BAC Center, Km 4 1/2 Highway to Masaya, Nicaragua
[+] Costa Rica: Plaza Roble, Guachipelín, Escazú, Costa Rica.
[+] Panamá: BAC tower, Av Balboa Cls 42 y 43, Bella Vista Panamá - Panamá.

Related fees: Do not apply

(1): Enabled in Guatemala, Honduras, El Salvador and Costa Rica.
(2): Functionality not enabled for Nicaragua.

Requirements for optimal operation:
[+] iOS 15 or higher, lower versions do not ensure proper operation.
[+] Requires a stable internet connection.

If your device has problems with the iOS version, we suggest using the website in your mobile browser.
If you have doubts or problems with any functionality you can visit:

What’s New

Version 5.37.1

- Now in the App you will be able to make international transfers if you already have an active contract (only CRI, HON, GUA and PAN).
- Now you will be able to redeem points in dollars (only for CR).

Ratings and Reviews

3.6 out of 5
432 Ratings

432 Ratings

Jose E. Arias ,

Good but lack some features

I really like this new UI design, some functionality has been added but still waiting for the option of bringing funds from other banks which is something I do very often.

Developer Response ,

Thanks for your comment.

We are working to include it soon.

We hope you can use it in the next updates!😉

ExpatViking@CostaRica ,

Oh no... Don’t touch what’s working!!!

I have no idea if the people who’ve designed the latest version have any idea about how things are supposed to be done. First of all, don’t touch what’s working fine if you will break it. In the latest version it’s not even possible to transfer money between accounts- not even between my OWN accounts and much less between my and CUSTOMER’s accounts. This is completely ridiculous!!!! Fix the problem or I will definitely change bank for my personal and my company accounts. You are a bunch of completely incompetent noobs!!!!!

Developer Response ,

We are very sorry for this inconvenience in our new app. 🙁

To help you better with your problem, we require you to send us a little more information, it would also help us if you could attach any image or video to the following email:

Thank you 🙂


Ditmark ,

Almost perfect

Almost everything I need it is available with the mobile app. From transfers, cash withdrawals, own account multi-bank tranfers.

Cardless cash withdrawals are not available for foreign nationals at the ATM. Wish BAC could do better on this front.

Besides this, app is very uselful. I almost never go to the bank teller personally. Thank you!

Developer Response ,

¡Hola Ditmark!

Nos emociona que nos haya calificado con la mejor puntuación. ¡Muchas gracias!😄


App Privacy

The developer, Bac Credomatic Network, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contacts
  • Identifiers
  • Sensitive Info
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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