Bank of America Mobile Banking 4+

Very Efficient!

Hey there! I don’t mind to have patience when it comes to certain things, but at your Time, I would like to be Super Rich..! There are people in this world I would like to help, but as advised by many, I have to help myself before I help others. Putting God and Jesus Christ along with the Holy Spirit first, and going from there. I would like a few things in life for myself and family, starting with a house. I have one in mind that would be built from scratch by my hands, but I know I would need help, and without a doubt, I’m still very tired from working all those hours in the past. I would like to finish cleaning up my car as in just getting it detailed, that way I can donate it to someone in need and then buy myself a brand new Honda Accord with special paint and a sunroof. Tinted windows are much needed in Florida too. I would pay off my credit card debt, and then pay off 2 friends houses, but I know this has to happen at God’s Speed, and with Him in mind. It’s just something I would want to do as a start. I know to remain humble, and content with who I am. My name is Nicole Dence, I’m content and my nickname is Casual Happy. :)

Thank you so much for your time, considerations, and support. I am only human and I didn’t pick this life. God picked this body and soul and I would try my best to remain loyal, brave, and true to his word.

Nicole 💕

Inconsistent on mobile check deposit.

The app has been amazing for the past couple of years. Unfortunately just recently I’ve noticed when I’ve tried depositing checks. It’s constantly alerting me that the check, I’m mobile depositing, the amount for the issued check is inconsistent to amount I’ve put in. At first I thought “ my customer does have messy hand writing” so I let go. Obviously the sent a red flag to BOA and is holding my check for 5 days. Mind you my account isn’t new for this to be happening. Naturally, I deposited another check thru the mobile app and it’s happening on EVERY check. It’s getting very irritating. I’m supposed to deposit 10 more checks for my small business but on every single one, it’s giving my an inconsistent amount compared to what the app “analyzed”. On every single one I’ve adjusted the amount manually and because of the app, it’s stating for all my checks to be deposited within 5 days because BOA needs to Validate the amount. How is it that for past couple of years this hasn’t happened since I opened my business account. Now all of sudden the app stops recognizing the amount on checks and I have to wait for the checks to be validated. Mind you these checks are for business funds and the business can’t operate without funds. I might be over-reacting but other than that, The app is great. ( no sarcasm intended).

Developer Response ,

Hello, we apologize for the troubles you've had with making a deposit. We continually work to enhance the mobile check deposit functionality in the app, so please watch for future updates. Regards, Ashlyn

not the best app i’ve seen

It functions okay. Has all the features most bank apps use. Online check deposits, zelle, switching between accounts. However it does lack fluidity compared to other apps i’ve used such as chase and amex. Switching between business and personal accounts for example is extremely buggy. Unlike chase you get two tabs one says Personal and the other Business. Also check deposits can be annoying if you have multiple checks. You manually have to click deposit, take photos of front and back, enter amount, submit and then repeat the process per check. A feature that should be integrated- deposit multiple checks without having to restart the process for every individual check. Have some sort of group deposit mechanism. Also a feature to manually type in the account number or routing number if it’s illegible would be great! Some signatures get in the way and the built in camera app has trouble reading required info. Also an estimated, current balance, ledger balance in app would be better than logging onto a desktop website to see what you have. I don’t want to rant so to sum it up, this app doesn’t have the smaller quality of life features I’d like to see from such a major bank. I only wrote this because i’m hoping a dev would read and take this into consideration and not to bash BOA they’ll always be great. I just expect a little more focus to detail.