Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based accounts.
• Review activity in checking, savings and credit card accounts
• View mortgage, auto loan and other account balances
• Activate or replace credit/debit cards
• Order checks
• Set alerts for important account info
• Securely send and receive money with Zelle® using a U.S. mobile number or email address¹
• Transfer funds between your Bank of America accounts
• Schedule/edit/cancel payments
• Pay eBills
• Add/edit payees
• Take photos of checks to deposit them
• Immediately see the processing deposit in your account²
Erica, Your Virtual Financial Assistant³
• Ask Erica to find transactions, pay bills and more
• Get valuable alerts, helpful insights and financial guidance
• Reach a representative for help
• Schedule an appointment to meet with a specialist
• Find ATMs and financial centers
Special Offers & Deals
• Get cash back with BankAmeriDeals® when you use your eligible Bank of America credit/debit cards
• Receive credit card offers
• Set up Touch ID® / Face ID®
• If fraudulent activity is suspected on your card, we'll notify you
• With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴
See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply.
¹ Transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
² Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³ Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴ You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.
Investing involves risk. There is always the potential of losing money when you invest in securities.
Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.
Investment, insurance and annuity products:
• Are Not FDIC Insured
• Are Not Bank Guaranteed
• May Lose Value
All features may not be available in iPad.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
iPhone, iPad, Touch ID and Face ID are registered trademarks of Apple Inc.
Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC
We’ve added more tools to help you manage, send and save money:
• Manage automatic payments with PayPlan to pay your BofA mortgage from your BofA or other bank account
• See friends who use Zelle® when sending money
• Get insights about available investment options from Erica when you make a large deposit
Ratings and ReviewsSee All
Truly Amazing App
With almost seventeen years of experience with BofA, I have known them to be always a step ahead, setting a bar for other Banks to follow. And this BofA App, it’s simple to use, with all the amenities you require from a Bank, I don’t even need to go to Banking Center. In this Covid19 season, Bank of America still offers superimposed, unprecedented services through this App to customers, making life even easier in difficult times.
I ordered a vitamin from online a year ago, and the company tried charging me again just yesterday. Guess what? BofA declined them and notified me on my phone, asking if I authorized the purchase. With just a click, the case was resolved, and with just two more clicks, a new card was underway to me. In the meantime, a representative was awaiting in the Banking Hall even in this Covid19 situation, asking if I needed a Temporary Card. I got there, I entered the Bank. “Hi, welcome to Bank of America, are you Mr. .......”, she asked, “oh yeah I just spoke to you, right?”, she concluded. I left the Bank in just 7 minutes with this 6’ feet almost everywhere 😂.
With Banking experience with other five major banks, BankofA sets itself apart, and you don’t have to have millions or thousands to be valued, that’s another thing you can’t compromise.
Indeed, I know of no other Banking App available today, which offers so comprehensive, reliable and up to the minute Banking Experience, of so complex a customer’s demand.
New ‘Bill Pay’ is Horrible
The new Bill Pay section is poorly designed trash that has ruined the app experience. Not only is it ugly, it does a poor job of visually integrating with the rest of the app. Clunky and unintuitive, to now make an online payment you must sift through multiple screens, making multiple clicks—all of which is very confusing to the consumer. You now also have to manually assign a “pay by” date to complete the process which is terribly annoying. (The default should be set similar to the pre-updated version that automatically sets the earliest possible date for you. But, still allow a user to manually set their own “pay by” date if needed.) Overall, the former Bill Pay was MUCH easier to utilize and MUCH nicer to look at.
To add to the problems, we no longer have the ability to delete old “Pay To” accounts from within the app the way we could previously. Another oversight.
BOA has definitely taken steps backwards with this update. If I had to guess, budget cuts forced BOA to begin implementing new app updates via internal junior-level design team, rather than outsourcing to a professional UI/UX firm. As a result, this update has a “beta” feel displaying poor form, function and usability. Really embarrassing for a big bank.
Ok I don’t know if I’m talking about the bank of the Benk’s employees. I walked into the bank branch the other day to make a deposit and the teller convinced me to talk to a small business representative and so I did. The business representative explained to how easy and worth was for me to open a line of credit and before I could think they had me filling an application. On the conversation I explained all my life to the financing agent and said that I did not want a hard inquiry in my credit for no reason. She told me the for her experience and my record with the bank it would not be a problem to get the line of credit. I trusted her and went for it.
After 7 days an other agent called me for an interview over the phone and she denied me based on my records; recored that they had access all along. So my review here is for you to be aware of shifting employees in branch who want to make a little extra with total disregard with people’s life. They don’t care if your credit will be damaged or your time wasted all they care is that they make they percentual extra money. Or it could be the bofa system too that operates on forcing them to screw clients with the complete disregard with damaging their personal life.
So it could be the bank, the employees or both.
Developer Response ,
Hello ghridb, We regret to hear that you are dissatisfied with the service experience at BofA. Within this app review section, we are here to assist with your mobile app related needs and functionality. We strive to provide you with a 5 star app experience. Thanks for the review! -Ashlyn
- Bank of America
- 547.6 MB
Requires iOS 11.0 and watchOS 3.0 or later. Compatible with iPhone, iPad, and iPod touch.
English, French, Spanish
- Age Rating
- This app may use your location even when it isn't open, which can decrease battery life.
- © 2020 Bank of America Corporation
Get all of your passes, tickets, cards, and more in one place.
With Family Sharing set up, up to six family members can use this app.
Get things done within this app using just your voice.