Banktivity is the leading personal finance and money management app for iPhone. Connect all of your accounts in one place and start making smarter financial decisions. Banktivity's envelope budgeting brings a time-tested method to your pocket so you can always answer the question, "Can I afford it?"
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"The [Banktivity] app and MacOS desktop companion are hands down the easiest and most useful suite of finance apps for the Mac, and possibly anywhere. Banktivity's creators clearly seem to get what Mac consumers want - the simplicity of Mint, and portability of iOS combined with the power of what Quicken once seemed to be. [Banktivity] makes me actually want to track my finances carefully - and that is worth it's weight in gold. Or at least the money needed to purchase it!!" 5 Stars -stpbob
√ The iPhone’s most capable money management app
Banktivity for iPhone delivers an unprecedented set of tools for budgeting and personal finance management. Password-protect your data files and unlock them with FaceID authentication. Swiftly add transactions on the fly, monitor account balances, track spending against your personal budget, or manage securities, trades and returns. You can update accounts any time and anywhere via Direct Access*, or sync accounts, budgets and investments with Banktivity for Mac and Banktivity for iPad.
Now you can always answer the most important question: can I afford it?
√ Envelope Budgeting
Quickly check how much money you have in envelopes and move money between envelopes to keep your budget on track.
√ Ready for iPhone X
Looks great and is wicked fast on iPhone X!
√ Apple Watch
You can now check how well you are sticking to your budget right on your wrist. Our new Apple Watch app also let's you track investments and check account balances.
√ Free Private Cloud Sync
Use our free Cloud Sync to stay in sync with Banktivity 6 for Mac and/or Banktivity for iPad. Keep as many devices in sync as you want. All data is encrypted on device so you can be rest assured your personal finances are kept private.
√ Watch your savings grow
By monitoring your spending daily and seeing where to economize and save, Banktivity for iPhone gives you the power to build better money habits and increase your cash cushion. You can perform detailed finance management: create, edit or delete transactions, categorize them, or mark them as cleared. You’ll always know where you stand!
√ Financial planning to secure your future
Manage your retirement savings and investments. Add, edit or delete trades. Track buys and sells across your entire portfolio. Monitor gains and losses. No other iPhone app gives you as much command over your securities and investment accounts.
√ All your accounts, all your balances
Banktivity for iPhone gathers all your accounts in a single app with a clear, unified interface. New transaction entry is a breeze, with location-based vendor lookup and autofill based on your history. Check balances, add transactions as they occur, categorize expenses and review or edit your portfolio. And with an optional subscription to Direct Access*, your accounts update automatically.
√ More power with Banktivity for Mac and iPad
If you’re using Banktivity 6 on your Mac or Banktivity for iPad, Banktivity for iPhone is the perfect companion. At no extra cost, sync your accounts, budgets and investments for complete finance management on the go.
√ Stay connected with Direct Access
*An optional subscription to Direct Access, Banktivity's exclusive connectivity option, automatically updates your account data from over 10,000 financial institutions worldwide. A single subscription can be shared with Banktivity 5 for Mac and Banktivity for iPad (apps sold separately). Direct Access keeps Banktivity safe, secure, and 100% ad-free.
I think this time we got the issue with entering amounts in non-US currencies!
Ratings and Reviews
Improvement Suggestions Ignored
I’ve been a Banktivity (mac, iphone, ipad) user since the beginning when it was iBank. I gave up on Quicken for Mac after using since 1991 and converted to iBank. So, I consider myself a seasoned financial software user. Suggestions for much needed very simple Banktivity improvement features tend to go ignored. Ability to Sort Schedule Transactions (ST) by Account, adding the Search capability to ST windowS and ability to Print the list of the Sorted by Account and also single account sort list all seem very basic. I’ve had several Fraud events on my credit card accounts resulting in accounts having to be closed. If you’ve been through such a thing, one can appreciate all that you have to go through notifying all those ST Payees in the impacted account of the new account number, etc. In addition, the fraud results in having to reconfigure the new account numbers in Banktivity. It’s a laborious and basically manual effort due to Banktivity ST not being able to sort by account, no search field, and display and print ST account list sorted and/or by single account! I’ve made these suggestions to IGG Software numerous times over the years to no avail. Otherwise, Banktivity does a very good job.
Great app and alternative to YNAB
I left YNAB once they went to the subscription model. Since I hate "renting" software I immediately starting looking for alternatives that also offered the envelope budgeting method that YNAB basically uses. This software is the best fit I could find and it functions very well. The desktop software has a lot of great reports and is easy to reconcile with my bank statements.
I do however have a few requests on how the the iOS app can be improved to make it a 5 star app:
1) When entering an amount for a transaction I would rather not have to ender the "." For example: to enter an amount of $3.45 I have to type "3" "." "4" "5" instead of just "3" "4" "5". A minor annoyance but when I'm using the iOS app to enter 90% of my transactions the less taps the better.
2) I would like the category field to function just like the payee field - quick find? Where I can start typing the name of the category and it filters down the list of available categories vs. having to scroll through the whole list and find the one I want.
3) I find that if I sync or switch to the app to often I have to enter my sync password again.
4) Sometimes the iOS app doesn't always sync properly and I have different totals and transactions than the desktop version. I then need to resync the document file to re-align everything again. This has happened about 3 or 4 times in the last year or so.
Other than that keep up the great work! Looking forward to future updates.
Sync is glitchy
Another reviewer mentioned this. More often than not, the mobile app does not report additions made to the desktop application. I tried to figure out why this was happening. It seemed that if I added a transaction while the desktop app was still updating the Cloud Sync, the new transaction wouldn’t be included in that update or any future updates. But after testing this theory, I was unable to replicate it with any accuracy. The only way I’ve been able to fix this issue is to edit the missing transaction on the desktop app (something simple like changing the date) and then re-syncing. Easy enough, but not something I should have to do.
Also, I HATE that the mobile app almost always displays the Summary screen on launch. Since I have hidden a few accounts on the mobile app and the summary does not include hidden accounts, the summary is wildly inaccurate and useless to me. Developers: please add an option to choose the launch screen on the mobile app.
- IGG Software, Inc
- 21.3 MB
Requires iOS 11.2 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- Rated 4+
- © IGG Software, Inc.
- In-App Purchases
- 30 Days Direct Access $5.99
- 1 Year Direct Access $44.99
- 90 Days Direct Access $13.99
With Family Sharing set up, up to six family members can use this app.