Banktivity ٤+

Very Good Except For One Nagging Issue

I have been using Banktivity for more than a decade now. For the most part, Banktivity has done a good job doing what I need it to do; help me manage my banking and investment accounts. One area, however, which has caused me to scratch my head over the years is an issue related to credit card accounts where credit card transactions that are downloaded are assigned the category, Withdrawal, instead of Charge. Debits against a credit card are charges, not withdrawals. Withdrawals are immediate, charges are not. Seems like this would be a simple fix. If an account is identified as a credit card account, then debits within these accounts should be categorized as a charge. Afterall, why have a category, Charge, if you're not going to use it for credit card transaction downloads? Why is the category Charge automatically assigned to manually entered transactions but not to downloads? Other than this overlooked nuisance on behalf of the Banktivity technical team, the software works well and I would recommend it to others.

استجابة المطور ،

Your feedback means so much to us! It’s the thoughts, opinions and needs of our
customers that help us build new generations of Banktivity. We’re also happy to be of help with your banking and investment accounts.

Almost great but turns out to be painful and frustrating

I so want to love this app. I’ve used Banktivity since it was iBank 2 way back in 2006 on Mac. I really love the reports and the way this app deals with transfers (pretty much the only one that does it right). I also like IGG and like supporting smaller companies. The iPad version is great for viewing things at a glance, and now looking at reports, but it all falls down when it comes to editing.

The UX paradigm feels 20 years old (because it is), You click on the transaction in the registers get a panel, then have to click ‘edit’, then if you want to change the category you clothe existing ‘category’ and get presented with a list to choose from. You can’t type it, you have to find it by scrolling. You might not normally need to edit categories once your rules are set up, but I am on vacation and have 4 or 5 days worth to edit from new merchants and editing them all just makes me hate this software.

This exists in small parts on the Mac client too - especially editing or adding new categories in the category manager. In an age of search, this needs to be front and center. In-line editing on the iPad version would make it useable away from home for more than a quick glance and review. It also needs a payee manager here or on the Mac, a feature missing since 2006 - the reporting allows excellent Payee reports, but unless you can manage and tidy up payees they’re a bit wasted.

Ease of use makes Banktivity stand out

After decades of being abused by Intuit with Quicken for Mac lagging in just about every aspect of modern financial management, Banktivity is a joy to use daily. I've appreciated every update over many release cycles. The ability to drag-and-drop transactions to merge, drag-and-drop transactions between accounts, sort and manually reorder transactions, make bulk updates to change Payee, Category, or Tag, and so many other usability features really enhance the value of this app. IGG has worked tirelessly to add and maintain connections to hundreds of financial institutions through the Yodlee and Plaid platforms to make downloading transactions easy. The Reports modules are very flexible and simple to set up and change. I make extensive use of Scheduled Transactions to ensure I don't forget an upcoming payment (it's simple to change a Scheduled Payment without disturbing the series of payments, too). It's easy to manage financial app accounts, like PayPal, Venmo, and Apple Cash, along with mortgage, retirement, and investment accounts. And budgeting is easy as well. Lots to like here.

استجابة المطور ،

Thank you for your kind words and for being a part of the Banktivity community.